Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Apply for a Loan Against Property in Haryana With Minimal Paperwork

Located in the Northwest of India, Haryana is known for its rich history, culture and agricultural prosperity. Leverage your property in this state to fulfil your personal or business expenses with a Loan Against Property. Get a loan of up to ₹25 Crore to cover your medical costs, finance your business expansion, pay for higher education, cover your travel expenses, etc.
We at Poonawalla Fincorp offer a Loan Against Property with competitive interest rates, no hidden charges and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

Fair Loan-to-Value
(LTV) Ratio
No Hidden
Charges
No End-usage
Restrictions
Minimal
Paperwork
Swift
Approval
100% Online
Application Process

Loan Against Property EMI Calculator

Use our LAP EMI Calculator to plan your monthly repayments. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Loan Against Property in Haryana

Although our eligibility criteria differ based on whether you are salaried, self-employed or a firm/company, here are some of the main details:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about our eligibility criteria in detail.

Documents Required for a Loan Against Property in Haryana

Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to apply for our mortgage loan:

  • KYC documents
  • Income Proof
  • Property Papers
  • Bank Account Statement
  • Address Proof

Click to know more about documentation in detail.

Interest Rate and Charges for a Loan Against Property in Haryana

Poonawalla Fincorp offers a property mortgage loan at attractive interest rate and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per month
1044* per Lakh for 180 months
Loan Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Late Payment Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Loan Against Property

  • Paying for medical emergencies 

  • Covering higher education costs 

  • Expanding your business 

  • Consolidating existing debt 

  • Paying for travel costs 

  • Renovating your home 

Who Can Get a Loan Against Property

  • Salaried Individuals  

  • Self-employed Professionals 

  • Companies/Firms 

Tips for a Successful Loan Against Property Application

  • Check the eligibility criteria 

  • Decide the loan amount as per your requirements 

  • Check your credit score   

  • Maintain a credit utilisation ratio of 30% 

  • Keep the required documents handy 

  • Avoid multiple loan applications 

Poonawalla Fincorp Branches in Haryana

Ambala

Poonawalla Fincorp Limited
Address: 1st Floor, F-4 Plot No 30, ward no 7, Block no 7, Jain Nagar, Ambala City, Haryana - 134003

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)

Faridabad

Poonawalla Fincorp Limited
Address: 1st Floor, A-6 Part A, Neelam Bata Road, NIT, New Industrial Township, Faridabad, Haryana -121001

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)

Gurgaon

Poonawalla Fincorp Limited
Address: Unit No. 402, 4th Floor, Sewa Corporate Suites, -M.G. Road, Gurgaon, Haryana-122002

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)

Hissar

Poonawalla Fincorp Limited
Address: 2nd Floor, SCF-81 & 82, Above Bata Showroom, Delhi-Hissar Highway, Urban Estate-2, Hissar, Haryana-125001

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)

Karnal

Poonawalla Fincorp Limited
Address: 1st Floor, SCO 90 & 91 Sector 16, Namestey Chowk, Pritam Nagar, Karnal, Haryana -132001

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)

Panipat

Poonawalla Fincorp Limited
Address: 2nd Floor, SCO 32, sector 11, Panipat, Haryana-132103

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)

Rewari

Poonawalla Fincorp Limited
Address: 2nd Floor, SCO-111 & 112, Brass Market, Rewari, Haryana-123401

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)

Sonipat

Poonawalla Fincorp Limited
Address: 2nd Floor, R Square, Agarsen Chowk, Rajeev Colony, Sonipat, Haryana-131001

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)

Yamunanagar

Poonawalla Fincorp Limited
Address: 1st Floor, SCO No. 141, Sector No. 17, Jagadhri, Yamunanagar, Haryana-135003

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What happens if I default on the EMI of a Loan Against Property from Poonawalla Fincorp?

If you miss the EMI payment of your mortgage loan, you will need to pay a penalty of 2% per month on the overdue amount.  

What is the maximum age limit for Poonawalla Fincorp’s Loan Against Property?

The maximum age limit for availing of our mortgage loan is 60 years (for salaried individuals) and 75 years (for self-employed individuals and business owners). 

Is it necessary to have a co-applicant for Poonawalla Fincorp’s mortgage loan?

It is not mandatory to have a co-applicant for our property mortgage loan. However, having a co-applicant can increase your eligibility and improve your chances of getting loan approval. In the case of joint property ownership, the co-owner of the property becomes the co-applicant for the loan.