Loan Up to
₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

EMI Calculator for Loan Against Property

Determine your monthly repayments with our EMI calculator. Simply enter your preferred loan amount, interest rate, and tenure to see the EMI for different loan terms. Calculate now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.5%
15%

Tenure

Months
36 Months
180 Months

Why Choose Poonawalla Fincorp

High Loan Amount
Competitive Interest Rate
No Hidden
Charges
Flexible
Loan Tenure
Minimal
Documentation
Quick
Disbursal

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Depending on whether you are a salaried individual, self-employed or a firm/company, the eligibility criteria for a Loan Against Property may differ based on aspects like:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about eligibility criteria in detail

Submit these essential documents based on whether you are salaried, self-employed or an established firm/company:

  • Property Documents
  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about documentation in detail

We offer a property mortgage loan with attractive interest rate and minimal charges:

INTEREST RATE
Strating from
9.5
%* p.a.

PROCESSING FEE
Up to
2
% + applicable taxes

FORECLOSURE CHARGES
5
% on principal outstanding + applicable taxes

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per month
₹1044* per Lakh for 180 months
Maximum Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Expand your business.
Fund travelling expenses.
Finance higher education.
Paying for medical expenses.
Renovate your home.
Consolidate high-interest debt.
 

  • Salaried employees
  • Self-employed individuals
  • Business owners
     
  • Keep your credit score above 750.
  • Ensure that your property has a clear title.
  • Select a loan amount that you can repay.
  • Prepare a strong plan for business purposes.
  • Have a co-applicant to strengthen your application.
  • Maintain all your financial records organised.
     

Poonawalla Fincorp Limited 


Address: 1st Floor, Sree Uthradam Arcade, Sasthamangalam, Trivandrum, Kerala-695010
Contact Number: 1800-266-3201 (Toll-Free) 
Timing: 10:00 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays).

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Generally, the interest rates for this loan start at 9.5%*p.a., depending on factors such as the loan amount, tenure, and your credit profile.

If you default on Poonawalla Fincorp's mortgage loan repayments, you will be charged default interest charges of 2% per month and ₹500/- Per Bounce . A default on loan also impacts your credit score

Yes, you can consolidate your existing debt with a Loan Against Property at better interest rates from Poonawalla Fincorp.