Avail of a Loan Against Property in Hyderabad
Hyderabad is a major commercial centre in southern India with a rapidly expanding IT sector. Pledge your house or office property to access funds through Poonawalla Fincorp's Loan Against Property in Hyderabad. Meet your financial aspirations by opting for a loan with attractive interest rates, extended repayment terms and a seamless application process. Apply now!
Loan Against Property EMI Calculator
Calculate your monthly payments with our property loan EMI Calculator. Just enter the loan amount, interest rate and tenure to view the applicable EMI instantly. Use now!
Why Choose Poonawalla Fincorp
Fair Loan-to-ValueRatio
Minimal Documentation
OnlineApplication Process
Instant Disbursal
FlexibleRepayment Tenure
Competitive Interest Rate
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Fulfil these simple eligibility requirements to avail of a Loan Against Property in Hyderabad:
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Age Limit
Minimum of 21 years and maximum of 60 years for salaried individuals
Minimum of 18 years and maximum of 75 years for self-employed individuals
- Nationality - Indian
- Work Experience - 3 years
- Business Stability - Should be operational for a minimum of 3 years
- Credit Score - 750 and above
Click to know more about eligibility criteria in detail
Submit a few documents for faster loan approval:
- KYC documents
- Income Proof
- Bank Account Statement
- Property Papers
- Address Proof
Click to know more about documentation in detail
Get a Loan Against Property in Hyderabad from Poonawalla Fincorp with attractive interest rates and nominal charges:
5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Business expansion
- Fund education expenses abroad
- Upgradation of business infrastructure
- Debt consolidation
- Medical treatments or emergencies
- Overseas travel or relocation expenses
Loans Against Property, also called property loans, have become a popular choice for residents looking to manage the rising costs of living and real estate. Here are some of their benefits:
Long Repayment Period
The repayment period for Loans Against Property can extend up to 17 years, allowing flexibility for applicants.
Lower EMI
Due to the longer tenure, the EMI amount to repay is lower. Customers have more mental security as they can manage the financial load better.
Lower Interest Rates
Property loans are secured loans, with the property being the collateral. Lenders, thus, provide them with a lower interest rate, as the risk of default is lower.
Faster Process
A Loan Against Property is processed quickly since it is secured. Minimum documentation is required, as long as the relevant ones, especially those related to the property, are provided. This helps speed up the process.
Higher Loan Amounts
Since a Loan Against Property is secured, it is possible to borrow a large amount. The approved loan amount depends on the property's valuation.
- Salaried Individuals
- Self-employed Individuals
- Companies or Firms
- Know the objectives behind availing of the loan
- Check the eligibility criteria for LAP before applying
- Select the loan amount
- Monitor your credit score
- Gather all the loan-related documents in advance
Poonawalla Fincorp Branch Address in Hyderabad
Poonawalla Fincorp Limited
Address: Office No. G-1 to G-4, Ground Floor, Block 'B', Roxana Towers, H No. 7-1-24/1/RT, Greenlands, Begumpet, Hyderabad, Telangana-500016
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
*T&C Apply
Happy Customers, Happy Us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
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loan against property25 Sep 2025| 5 min
Frequently Asked Questions
You can easily get private finance against your property in Hyderabad by contacting a lender who offers Loans Against Property. Then, compare lenders to pick one with the ideal financial solution, and apply for the loan after ensuring you fulfil eligibility criteria and can manage the approximated monthly EMIs.
You will need to inform the lender in advance before selling your property during the loan tenure. The outstanding loan amount will be settled from the sale proceeds.
The maximum tenure offered by Poonawalla Fincorp on a Loan Against Property in Hyderabad is 15 years. While the tenure may vary, borrowers can choose a repayment date that best suits their needs.
Yes, prepayment or foreclosure of your Loan Against Property may involve charges. Poonawalla Fincorp permits borrowers to foreclose or prepay a Loan Against Property. However, you must pay a nominal foreclosure/prepayment fee of 5% plus applicable taxes to foreclose/prepay the loan.
An applicant for a Loan Against Property in Hyderabad must be an Indian citizen, be at least 21 years of age, and have at least three years of work experience. Additionally, they must have a regular income and own property legally.
Most lenders require minimal documentation for Loans Against Property, streamlining the application process. The LAP underwriting process includes KYC verification, income assessment, and technical/legal evaluation of the property. With Poonawalla Fincorp, your Loan Against Property will be processed within a few hours.
A credit score of 750 and above is the best to get a Loan Against Property. While the approval of the loan is subject to other parameters such as the property documents, a credit score of 750 and above increases the likelihood.
It is difficult to get a loan without a steady income. However, it is still possible. An applicant will have to ensure that they have a high credit score and collateral to their name. A lender may also request additional documents, such as utility bills, which the applicant should keep ready.
No, a Loan Against Property differs from a Home Loan. A person takes a Home Loan to build or buy a residential property. A Home Loan also involves a mortgage. The purpose of a Loan Against Property, however, is to receive money by pledging a property they own. It is not limited to residential property; shops, offices, and other premises are all considered by lenders for Loans Against Property.