Avail of a Loan Against Property in Hyderabad
Hyderabad is a major commercial centre in southern India with a rapidly expanding IT sector. Pledge your house or office property to access funds through Poonawalla Fincorp's Loan Against Property in Hyderabad. Meet your financial aspirations by opting for a loan with attractive interest rates, extended repayment terms and a seamless application process. Apply now!
Why Choose Poonawalla Fincorp
Loan Against Property EMI Calculator
Calculate your monthly payments with our property loan EMI Calculator. Just enter the loan amount, interest rate and tenure to view the applicable EMI instantly. Use now!
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for Loan Against Property in Hyderabad
Fulfil these simple eligibility requirements to avail of a Loan Against Property in Hyderabad:
-
Age Limit
Minimum of 21 years and maximum of 60 years for salaried individuals
Minimum of 18 years and maximum of 75 years for self-employed individuals
- Nationality - Indian
- Work Experience - 3 years
- Business Stability - Should be operational for a minimum of 3 years
- Credit Score - 750 and above
Click to know more about eligibility criteria in detail
Documents Required for Loan Against Property in Hyderabad
Submit a few documents for faster loan approval:
- KYC documents
- Income Proof
- Bank Account Statement
- Property Papers
- Address Proof
Click to know more about documentation in detail
Interest Rate and Charges for Loan Against Property in Hyderabad
Get a Loan Against Property in Hyderabad from Poonawalla Fincorp with attractive interest rates and nominal charges:
Interest Rate and Charges for Loan Against Property in Hyderabad
5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Loan Against Property in Hyderabad
- Business expansion
- Fund education expenses abroad
- Upgradation of business infrastructure
- Debt consolidation
- Medical treatments or emergencies
- Overseas travel or relocation expenses
Features and Benefits of a Loan Against Property in Hyderabad
Loans Against Property, also called property loans, have become a popular choice for residents looking to manage the rising costs of living and real estate. Here are some of their benefits:
Long Repayment Period
The repayment period for Loans Against Property can extend up to 17 years, allowing flexibility for applicants.
Lower EMI
Due to the longer tenure, the EMI amount to repay is lower. Customers have more mental security as they can manage the financial load better.
Lower Interest Rates
Property loans are secured loans, with the property being the collateral. Lenders, thus, provide them with a lower interest rate, as the risk of default is lower.
Faster Process
A Loan Against Property is processed quickly since it is secured. Minimum documentation is required, as long as the relevant ones, especially those related to the property, are provided. This helps speed up the process.
Higher Loan Amounts
Since a Loan Against Property is secured, it is possible to borrow a large amount. The approved loan amount depends on the property's valuation.
Who Can Avail of a Loan Against Property in Hyderabad
- Salaried Individuals
- Self-employed Individuals
- Companies or Firms
Tips for a Successful Loan Against Property Application
- Know the objectives behind availing of the loan
- Check the eligibility criteria for LAP before applying
- Select the loan amount
- Monitor your credit score
- Gather all the loan-related documents in advance
Poonawalla Fincorp Branch Address in Hyderabad
Poonawalla Fincorp Limited
Address: Office No. G-1 to G-4, Ground Floor, Block 'B', Roxana Towers, H No. 7-1-24/1/RT, Greenlands, Begumpet, Hyderabad, Telangana-500016
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
*T&C Apply
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
You can easily get private finance against your property in Hyderabad by contacting a lender who offers Loans Against Property. Then, compare lenders to pick one with the ideal financial solution, and apply for the loan after ensuring you fulfil eligibility criteria and can manage the approximated monthly EMIs.
You will need to inform the lender in advance before selling your property during the loan tenure. The outstanding loan amount will be settled from the sale proceeds.
The maximum tenure offered by Poonawalla Fincorp on a Loan Against Property in Hyderabad is 15 years. While the tenure may vary, borrowers can choose a repayment date that best suits their needs.
Yes, prepayment or foreclosure of your Loan Against Property may involve charges. Poonawalla Fincorp permits borrowers to foreclose or prepay a Loan Against Property. However, you must pay a nominal foreclosure/prepayment fee of 5% plus applicable taxes to foreclose/prepay the loan.
An applicant for a Loan Against Property in Hyderabad must be an Indian citizen, be at least 21 years of age, and have at least three years of work experience. Additionally, they must have a regular income and own property legally.
Most lenders require minimal documentation for Loans Against Property, streamlining the application process. The LAP underwriting process includes KYC verification, income assessment, and technical/legal evaluation of the property. With Poonawalla Fincorp, your Loan Against Property will be processed within a few hours.
A credit score of 750 and above is the best to get a Loan Against Property. While the approval of the loan is subject to other parameters such as the property documents, a credit score of 750 and above increases the likelihood.
It is difficult to get a loan without a steady income. However, it is still possible. An applicant will have to ensure that they have a high credit score and collateral to their name. A lender may also request additional documents, such as utility bills, which the applicant should keep ready.
No, a Loan Against Property differs from a Home Loan. A person takes a Home Loan to build or buy a residential property. A Home Loan also involves a mortgage. The purpose of a Loan Against Property, however, is to receive money by pledging a property they own. It is not limited to residential property; shops, offices, and other premises are all considered by lenders for Loans Against Property.