Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Loan Against Property EMI Calculator

Get a fast and precise estimate of your monthly repayments with our loan EMI calculator. Just enter the amount, tenure, and interest rate to see the results instantly. Try it now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.5%
15%

Tenure

Months
36 Months
180 Months

Why Choose Poonawalla Fincorp

High Loan-to-Value (LTV) Ratio Fair Loan-to-Value (LTV) Ratio
Fast Approval Fast
Approval
Zero Hidden Charges Zero Hidden
Charges
Attractive Interest Rates Attractive
Interest Rate
Flexible Repayment Tenure Flexible
Repayment Tenure
Minimal Documentation Minimal
Documentation

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

    Click to know more about eligibility criteria in detail.

Furnish the following documents based on whether you are salaried, self-employed or an established firm/company to avail of this loan:

  • Property Documents
  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about documentation in detail. 

We offer a property mortgage loan at competitive interest rates and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per Month
₹1044* per Lakh for 180 months
Maximum Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonour Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Renovate your home
  • Expand your business
  • Fund higher education
  • Fund medical emergencies
  • Consolidate high-interest debt
  • Host a grand wedding
  • Salaried Individuals
  • Self-employed Individuals
  • Companies or Firms
  • Assess your financial goals and objectives
  • Consider maintaining financial discipline
  • Maintain a high credit score
  • Always seek clarification on loan terms
  • Consider consulting with a financial advisor

Address: Office No. 207 and 208, 2nd Floor, Rio Empire, Near Pal RTO, Adjan, Surat, Gujarat-394510

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

T&C Apply*

 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Poonawalla Fincorp charges you a nominal foreclosure fee of 5% on the outstanding loan amount plus taxes for foreclosing your loan.

At Poonawalla Fincorp, we offer a Loan Against Property in Surat from a minimum amount of ₹51 Lakh to a maximum amount of ₹25 Crore.

In case the repayment check bounces, the applicable penalty charges on each bounce would be ₹500/- Per Bounce.