1 Crore loan against property

1 Cr Loan Against Property

Transparent Processing | Flexible Foreclosure Options | Affordable Interest Rates

₹1 crore Loan Against Property is a financial option where you use your property as security to borrow ₹1 crore. It's a way to unlock the value of your property and get funds for personal or business needs. As a borrower, you can use your property as collateral, whether it's a house, office, or shop. Once you meet all the requirements, the loan application is easy and quick and gets your loan approved and disbursed fast.


₹1 Cr Loan interest comes with competitive interest rates starting at 9% p.a. onwards. Check out the details below:

Interest Rate 9% p.a. onwards
Loan Amount From ₹51 Lakh to ₹5 Crore
Loan Processing Fees Up to 1%, Plus applicable taxes
Lowest EMI per month 1044* per Lakh for 180 months
Maximum Tenure 3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges 0%* If paid from own sources & 4%* If paid from other sources
Late Payment Charges 2% per month
Cheque Bounce Charges ₹500 per bounce plus applicable taxes
IMD Charges - Initial application fee ₹10,000 - Non-refundable
Stamp Duty At actuals (as per state)
No Other Hidden Charges

When you're considering getting a ₹1 Crore Loan Against Property, planning your monthly EMIs is vital. With loan tenure up to 15 years, you have ample time to plan your EMIs and divide them into smaller amounts, making it more convenient. Moreover, you can use our EMI calculator to choose the most suitable loan option that fits your budget.

Before applying for a one crore Property Mortgage Loan, it's vital to understand the eligibility criteria and gather the necessary documents. Here are the typical eligibility requirements and documents needed:

Eligibility Criteria:

Property Ownership:

Property Ownership

Age Requirement


Monthly Salary Required

Property Type

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Employment Required

Credit Score

  • Property Ownership: You must be the legal owner of the property against which you seek a loan.
  • Age: Generally, applicants should be between 18 to 60 years old.
  • Property Type: The property should be residential or commercial, and the title should be clear.
  • Income: Lenders will evaluate your income to ensure you can repay the loan.
  • Credit Score: A good credit score can improve your chances of approval.

Required Documents:

  • Address proof

    Property Documents

  • Address proof

    Income Proof

  • Identity Proof

    KYC Documents

  • Income Proof

    Bank Statement

  • Property Documents: Proof of property ownership, such as title deeds, property tax receipts, and building plan approvals.
  • Income Proof: Salary slips, income tax returns, and other documents that demonstrate your financial stability.
  • KYC Documents: PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport, and other identity proof documents.
  • Bank Statements: Statements from your bank accounts, which show your financial transactions and history.

1 crore Loan Against Property comes with several benefits, as mentioned below:

  • Short turn around time for loan approval logo

    Higher Loan Amount

  • Competitively priced low-interest rate loan schemes logo

    Attractive Interest Rates

  • Flexible repayment tenure logo

    Flexible Repayment Tenure

  • Collateral-free logo

    Multipurpose Use

  • Higher Loan Amount: Secure a substantial loan amount based on your property's value.
  • Attractive Interest Rates: Enjoy competitive interest rates compared to personal loans or credit cards.
  • Flexible Repayment Tenure: Choose a repayment tenure of up to 15 years, making EMIs more manageable.
  • Multipurpose Use: Utilise the funds for various purposes, such as business expansion, education, medical expenses, or debt consolidation.
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Apply Online

Click on ‘Apply Now’ and enter your contact details along with loan amount, tenure, and property type.

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Enter Property Details

Enter your DOB and property ownership details.

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Enter Occupation Details

Enter your occupation and employment details.

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The application will then proceed for verification and assessment.

Can I prepay my ₹1 Cr Loan Against Property?
What happens if I default on my EMI payments?

*Terms & Conditions Apply

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You can easily apply for a Loan Against Property to obtain funds for various big-ticket expenses. Avail of high loan amounts ranging from ₹51 Lakh to ₹5 Crore. Check out the loan amount options below:

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Loan Against Property by Amount

You can easily apply for a Loan Against Property to obtain funds for various big-ticket expenses. Avail of high loan amounts ranging from ₹60 Lakh to ₹5 Crore. Check out the loan amount options below:

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