3 Crore loan against property

₹3 Cr Loan Against Property

Transparent Loan Processing | Quick Loan Approval | Attractive Interest Rates

A Loan Against Property is a financial product that allows individuals to leverage the value of their property to secure a substantial amount of money. It is also known as a Property Mortgage Loan, allowing you to access funds for various personal/business needs. Whether you are a salaried individual, a self-employed professional, or a firm, you can secure ₹3 Cr loan amount easily with a Loan Against Property.


You can avail of a Loan Against Property from Poonawalla Fincorp at competitive interest rates, starting at just 9% per annum. See below for more details:

Interest Rate 9% p.a. onwards
Loan Amount From ₹51 Lakh to ₹5 Crore
Loan Processing Fees Up to 1%, Plus applicable taxes
Lowest EMI per month 1044* per Lakh for 180 months
Maximum Tenure 3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges 0%* If paid from own sources & 4%* If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
IMD Charges - Initial application fee ₹10,000 - Non-refundable
Stamp Duty At actuals (as per state)
No Other Hidden Charges

When considering a ₹3 Cr Loan Against Property with a repayment period of up to 15 years, understanding the Equated Monthly Instalment (EMI) structure is essential. Longer tenures lead to lower EMI amounts, making it more manageable for your monthly budget. You can accurately calculate your EMI using our loan EMI calculator, ensuring it aligns with your financial planning.

Before applying for a ₹3 Cr Loan Against Property, make sure you meet the eligibility criteria and gather the required documents. Here's an overview of the requirements:

Eligibility Criteria:

Monthly Salary Required

Property Document

Age Requirement


Work Experience Required


Citizenship Status


  • Property Document: You must have legal title to the property you want to use as collateral and present all required paperwork.
  • Age: Your age at the time of loan application must be between 18, and 60 at the time of loan maturity.
  • Experience/Vintage: An individual must have at least three years of experience and six months of stability in their current job. For a business, the stability/vintage must be five years in the same business.
  • Citizenship: You must hold Indian citizenship.

Required Documents:

  • Address proof

    Property Documents

  • Address proof

    Income Proof

  • Identity Proof

    KYC Documents

  • Income Proof

    Bank Statement

  • Property Documents: Proof of property ownership, such as title deeds, property tax receipts, and building plan approvals.
  • Income Proof: Salary slips, income tax returns, and other documents demonstrating your financial stability.
  • KYC Documents: PAN Card, Aadhaar Card, Driving Licence, Voter ID, Passport, and other identity proof documents.
  • Bank Statements: Statements from your bank accounts that reflect your financial transactions and history.
  • Collateral-free logo

    Minimum Documentation

  • Collateral-free logo

    Quick and Easy Loan Processing

  • Competitively priced low-interest rate loan schemes logo

    Transparent Processing

  • Short turn around time for loan approval logo

    Higher Loan Amount

  • Flexible repayment tenure logo

    Longer Repayment Tenure

  • Minimum Documentation: A ₹3 Cr Loan Against Property requires minimal paperwork, simplifying the application process.
  • Quick and Easy Loan Processing: Loan approval is expedited thanks to efficient property valuation and eligibility checks.
  • Transparent Processing: Clearly outlined terms and conditions instil trust and clarity in the borrowing process.
  • Higher Loan Amount: Borrowers can avail of a high loan amount, making it ideal for substantial financial needs.
  • Longer Repayment Tenure: Enjoy a repayment period of up to 15 years, reducing monthly repayment burdens.
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Apply Online

Click on ‘Apply Now’ and enter your contact details along with loan amount, tenure, and property type.

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Enter Property Details

Enter your DOB and property ownership details.

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Enter Occupation Details

Enter your occupation and employment details.

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The application will then proceed for verification and assessment.

Which factors determine the eligibility for a ₹3 Cr Loan Against Property?

The eligibility for a ₹3 Cr Loan Against Property depends on factors like property value, income, age, creditworthiness, and lender’s criteria.

Are any tax benefits associated with a ₹3 Cr Loan Against Property?
Can I use the loan for any purpose, or are there restrictions?

*Terms & Conditions Apply

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