5 Crore loan against property

Apply For ₹5 Cr Loan Against Property

Transparent Terms | Competitive Interest Rates | Swift Loan Processing

In today’s competitive world, many people face significant financial challenges in a bid to fulfil their dreams and ambitions. Whether it's growing a business, paying for education, or dealing with unexpected expenses, access to immediate funds is vital. In such situations, a ₹5 Crore Loan Against Property from Poonawalla Fincorp can be extremely useful. This loan allows you to utilize your property as collateral and obtain the funds you need to fulfil your specific requirements.


The interest rate on ₹5 Cr Loan Against Property offered by Poonawalla Fincorp starts from just 9% per annum. For other applicable charges, you can check the table below:

Interest Rate 9% p.a. onwards
Loan Amount From ₹51 Lakh to ₹5 Crore
Loan Processing Fees Up to 1%, Plus applicable taxes
Lowest EMI per month 1044* per Lakh for 180 months
Maximum Tenure 3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges 0%* If paid from own sources & 4%* If paid from other sources
Late Payment Charges 2% per month
Cheque Bounce Charges ₹500 per bounce plus applicable taxes
IMD Charges - Initial application fee ₹10,000 - Non-refundable
Stamp Duty At actuals (as per state)
No Other Hidden Charges

To secure a ₹5 Cr Loan Against Property, you'll need to meet specific eligibility criteria and provide some essential documents. While these requirements may vary among lenders, some of the common prerequisites include:

Eligibility Criteria:

Work Experience logo


Property Ownership:

Property Ownership

Age Requirement


Employment Required

Credit Score

Monthly Salary Required

Property Type

  • Income: Your income details are required to determine your ability to repay the loan.
  • Property Ownership: You must have legal ownership of the property you intend to use as collateral.
  • Age: Your age should be between 18 and 60 years old.
  • Credit Score: Having a good credit score (700 and above) improves your chances for loan approval.
  • Property Type: The property can be residential or commercial, with clearly established ownership.

Required Documents:

  • Address proof

    Proof of Identity

  • Address proof

    Address Verification

  • Identity Proof

    Property Documents

  • Address proof

    Income Documents

  • Income Proof

    Bank Account Statements

  • Proof of Identity (PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport)
  • Address Verification (utility bills or a rental agreement)
  • Property Documents (title deed, sale deed, and property tax receipts)
  • Income Documents (salary slips and income tax returns)
  • Bank Account Statements
With Poonawalla Fincorp’s ₹5 Cr Loan Against Property, you can enjoy numerous benefits that include:

  • Short turn around time for loan approval logo

    High Loan Amount

  • Flexible repayment tenure logo

    Flexible Repayment Period

  • Competitively priced low-interest rate loan schemes logo

    Competitive Interest Rates

  • Collateral-free logo

    Swift Processing

  • Collateral-free logo

    Asset Ownership

  • Flexible repayment tenure logo

    Versatile Usage

  • High Loan Amount: You can access significant funds to fulfil various financial requirements.
  • Flexible Repayment Period: Our Loan Against Property comes with a flexible repayment tenure that makes it easier for you to manage your EMIs.
  • Competitive Interest Rates: Avail of a Loan Against Property at favourable interest rates.
  • Swift Processing: Experience swift approval and disbursement with minimal documentation.
  • Asset Ownership: You maintain ownership of your property as long as you timely pay your EMIs.
  • Versatile Usage: You can use the funds from a Loan Against Property to fulfil various purposes, including business expansion, education, medical expenses, and more.
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Apply Online

Click on ‘Apply Now’ and enter your contact details along with loan amount, tenure, and property type.

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Enter Property Details

Enter your DOB and property ownership details.

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Enter Occupation Details

Enter your occupation and employment details.

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The application will then proceed for verification and assessment.

What is the interest rate on a ₹5 Cr Loan Against Property?

The Interest rates on a Loan Against Property may vary among lenders. The loan interest rate is also determined by certain factors like your creditworthiness and the lender's terms and conditions.

Is prepayment allowed on a ₹5 Cr Loan Against Property?
What happens if I default on the EMI payments?
Can I transfer my existing Loan Against Property from another lender to Poonawalla Fincorp?

*Terms & Conditions Apply

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