loan against property in bihar

Loan Against Property in Bihar

Up to ₹5 Crore | Quick Approval |No Hidden Charges

Applying for a Loan Against Property in Bihar provides a convenient way to unlock the value of your property in Bihar and meet your financial needs. From funding for your child's education and a dream wedding to business expansion and medical emergencies, Loan Against Property up to ₹5 Crore with minimal documentation and quick approval offers a secure and flexible solution. Why wait? Apply now!

The interest rate and charges for Property Mortgage Loan in Bihar are:

Loan Against Property Interest Rates 9% p.a. onwards
Loan Amount From ₹51 Lakh to ₹5 Crore
Loan Processing Fees Up to 1% plus applicable taxes
Lowest EMI per month ₹51,728* per Lakh for 180 months
Maximum Tenure 3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges 0%* If paid from own sources & 4%* If paid from other sources
Late Payment Charges 3% per month
Cheque Bounce Charges ₹1000 per bounce plus applicable taxes
IMD Charges - Initial application fee ₹10,000 - Non-refundable
Stamp Duty At actuals (as per state)
No Other Hidden Charges

EMI is an invaluable tool to plan your budget for a Property Mortgage Loan in Bihar. The EMI calculator is simple to use; just enter the loan amount, interest rate, and loan tenure to get started.


Below are some of the features and benefits of Loan Against Property in Bihar:

  • Instant Disbursal Logo

    Instant Disbursal

  • Minimal Documentation Logo

    Minimal Documentation

  • Zero Hidden Charges Logo

    Zero Hidden Charges

  • Flexible EMIs Logo

    Flexible EMIs

  • Collateral-free Logo


  • No End Usage Restriction Logo

    No End Usage Restriction

  • Various Properties Logo

    Various Properties

  • Various Properties Logo

    Easy Application

  • Instant Disbursal: Get the loan directly into your bank account after verification.
  • Minimal Documentation: Provide your KYC documents and address proof.
  • Zero Hidden Charges: All fees and charges are disclosed.
  • Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 15 years.
  • Collateral-free: No need to pledge collateral to get a Loan Against Property.
  • No End Usage Restriction: Use the loan to meet any financial requirement.
  • Various Properties: Avail of a loan on various properties such as for residential, commercial or industrial purposes.
  • Easy Application: Just hit the ‘Apply Now’ button to get a Loan Against Property!
  • Loan Against Residential Property: We offer a Loan Against Residential Property, which allows you to mortgage your owned apartments, independent houses, builder floors, villas, gated communities, etc, to obtain funds.
  • Loan Against Commercial Property: You can pledge your commercial or non-residential properties, including warehouses, office properties, production, and manufacturing spaces, etc, as collateral to avail funds at attractive interest rates.
  • Loan Against Industrial Property: Mortgage your industrial property including warehouse, showrooms, manufacturing areas, showroom buildings, etc. To avail loan against industrial property.
  • Loan Against Property Balance Transfer: You can avail a balance transfer at a 9% p.a. interest rate and save significantly on your total interest cost and enjoy Loan Against Property balance transfer with Poonawalla Fincorp.

Poonawalla Fincorp Patna Branch
Address: Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna, Bihar - 800001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Explore Our Various Types of Loan Against Property Arrow Logo

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Dos and donts and LAP
Know about property types for a loan against property

A mortgage loan is one of the most preferred types of secured loans. A secured loan is one where a borrower can pledge their property to a lender in exchange for receiving funds. Banks or non-banking financial com

Essentials of Loan Against Property
Advantages of Loan Against Property

What is Loan Against Property?
A Loan against property or property mortgage loan is a secured loan granted when you offer your existing

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