loan against property in chhattisgarh

Loan Against Property in Chhattisgarh

Up to ₹5 Crore | Quick Approval |No Hidden Charges

As the “Rice Bowl of India” Chhattisgarh attracts leading businesses across the globe to set up their industries. This acts as a driving force for this state's growth in terms of employment and production. With this aggressive growth If you are planning to expand your business in Chhattisgarh or meet any other financial requirements, a Loan Against Property can be the best option to fund your plans.

Get up to ₹5 Crore with minimal documentation, quick approval, and flexible repayment tenure. Apply now!

Refer the table below for interest rates and other details:

Interest Rate 9% p.a. onwards
Loan Amount From ₹51 Lakh to ₹5 Crore
Loan Processing Fees Up to 1%, Plus applicable taxes
Lowest EMI per month 1044* per Lakh for 180 months
Maximum Tenure 3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges 0%* If paid from own sources & 4%* If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
IMD Charges - Initial application fee ₹10,000 - Non-refundable
Stamp Duty At actuals (as per state)
No Other Hidden Charges

You can calculate the monthly EMI using our online calculator. All you need to do is enter your loan amount, tenure and interest rate and the calculator will display your EMI instantly.


The features and benefits of a Loan Against Property in Chhattisgarh are:

  • Instant Disbursal Logo

    Instant Disbursal

  • Minimal Documentation Logo

    Minimal Documentation

  • Zero Hidden Charges Logo

    Zero Hidden Charges

  • Flexible EMIs Logo

    Flexible EMIs

  • Collateral-free Logo


  • No End Usage Restriction Logo

    No End Usage Restriction

  • Various Properties Logo

    Various Properties

  • Various Properties Logo

    Easy Application

  • Instant Disbursal: Get the loan directly into your bank account after verification.
  • Minimal Documentation: Provide your KYC documents and address proof.
  • Zero Hidden Charges: All fees and charges are disclosed.
  • Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 15 years.
  • Collateral-free: No need to pledge collateral to get a Loan Against Property.
  • No End Usage Restriction: Use the loan to meet any financial requirement.
  • Various Properties: Avail of a loan on various properties such as for residential, commercial or industrial purposes.
  • Easy Application: Just hit the ‘Apply Now’ button to get a Loan Against Property!

We offer the following types of loans against property in Chhattisgarh:

  • Loan Against Residential Property: With our property loan, you can avail a desired amount by leveraging your residential property like a house, apartment, flat or bungalow.
  • Loan Against Commercial Property: As the name suggests, you can avail our Loan Against Property by pledging such properties as collateral that are used for business purposes. Such properties can include shops, office spaces, warehouses or showrooms.
  • Loan Against Industrial Property: For this type of loan against property with Poonawalla Fincorp, you can pledge your industrial unit, plant, and warehouse as collateral.
  • Loan Against Property Balance Transfer: With this option, you can consolidate all your existing loans into one property mortgage loan by opting for a balance transfer with Poonawalla Fincorp.

Poonawalla Fincorp Bilaspur Branch
Address: Shop No. S - 07 & 08, 03rd Floor, B. R. Gwalani Chambers, Vyapar Vihar, Bilaspur, Chhattisgarh -495001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Poonawalla Fincorp Bhilai Branch
Address: 02nd Floor, Sairam Business Park, above TATA Motors showroom, G. E. Road, Krishna Nagar, Supela, Bhilai, Chhattisgarh -490023
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Poonawalla Fincorp Raipur Branch
Address: Office No. 3044 to 3048, 3rd Floor, Currency Tower, VIP Road Chowk, Near Ram Mandir, Raipur, Chhattisgarh -492001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*Terms & Conditions Apply

Explore Our Various Types of LAP Loan Arrow Logo

Insightful Loan Against Property Blogs Arrow Logo

Dos and donts and LAP
Know about property types for a loan against property

A mortgage loan is one of the most preferred types of secured loans. A secured loan is one where a borrower can pledge their property to a lender in exchange for receiving funds. Banks or non-banking financial com

Essentials of Loan Against Property
Advantages of Loan Against Property

What is Loan Against Property?
A Loan against property or property mortgage loan is a secured loan granted when you offer your existing

Contact Us logo Quick Apply CIBIL Score logo Free CIBIL Whatsapp logo Connect on WhatsApp