loan against property in Kerala

Loan Against Property in Kerala

Quick Approval | No Hidden Charges | Easy Online Process

With its great natural beauty and enchanting hill stations, people from various parts of the world visit Kerala for its peace and rich cultural experience. In case, you own a residential or commercial property in this beautiful state, opt for a Loan Against Property in Kerala with Poonawalla Fincorp for wedding, renovation, higher education, etc. We offer a Loan Against Property at attractive rates of interest and flexible repayment tenure. Apply now!

Poonawalla Fincorp offers a Loan Against Property interest rate starts from 9.5% p.a., making it cost-effective. Refer to the below table to gain a better understanding of interest rates and charges:

Interest Rate 9.5% p.a. onwards
Loan Amount From ₹51 Lakh to ₹25 Crore
Loan Processing Fees Up to 2%
Lowest EMI per month 1044* per Lakh for 180 months
Maximum Tenure 3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges 4% + taxes
Default Charges 24% per annum
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

You can use our online LAP EMI calculator before applying for a Loan Against Property in Kerala. To calculate your EMI, just enter loan amount, tenure and rate of interest.

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Availing funds with a Loan Against Property with Poonawalla Fincorp provides you with several features and benefits. These include:

  • Instant Disbursal Logo

    Instant Disbursal

  • No Collateral/Security Logo

    Minimal Documentation

  • Zero Hidden Charges Logo

    Zero Hidden Charges

  • Flexible EMIs Logo

    Flexible EMIs

  • Collateral-free Logo

    Collateral-free

  • No End Usage Restriction Logo

    No End Usage Restriction

  • Easy Application Logo

    Easy Application

  • Various Properties Logo

    Different categories of options

  • Various Properties Logo

    Higher Loan amount

  • Instant Disbursal: Avail of a loan instantly into your bank account.
  • Minimal Documentation: Provide your KYC documents and address proof.
  • Zero Hidden Charges: All fees and charges are disclosed.
  • Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 15 years.
  • Collateral-free: No need to pledge collateral to get a Loan Against Property.
  • No End Usage Restriction: Use the loan to meet any financial requirement.
  • Easy Application: Just hit the ‘Apply Now’ button to get a Loan Against Property!
  • Different categories of options: You can opt for Loan Against Residential Property, Loan Against Industrial Property and Loan Against Commercial Property.
  • Higher Loan amount: Avail of a higher loan amount up to ₹25 Crore.

We offer various types of Loan Against Property such as:

  • Loan Against Residential Property: For Loan Against Residential Property, you can pledge different properties such as building houses, apartments, etc.
  • Loan Against Commercial Property: Pledge your commercial properties such as office buildings, warehouses, retail stores, gym etc. to obtain a Loan Against Commercial Property.
  • Loan Against Industrial Property: Pledging your industrial real estate as collateral, you can utilise the loan amount for funding new projects. Examples include purchasing warehouses, manufacturing plants and so on.
  • Loan Against Property Balance Transfer: Opting for a Loan Against Property balance transfer allows you to transfer your property mortgage loan from your existing lender to a new lender. We offer several benefits with balance transfers including low rates of interest, high amounts of loan, flexible loan tenure and more.

Poonawalla Fincorp Cochin Branch
Address: 5th Floor, Muscat Tower, Sahodaran Ayyappan Road, Above HP World , Kadavnathara , Cochin-682020
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Kannur Branch
Address: 2nd Floor, J.R.Complex, Talap Road, Kannur, Kerala-670004
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Kanyakulam Branch
Address: 1st Floor, Srees Building,MK Hemachandran Road,Near Sree Krishna Swamy Temple,Puthiyidom, Kanyakulam, Kerala-690502
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Kollam Branch
Address: 2nd Floor, Sree Vigneswara Bhavan, Kadapakada, Kollam, Kerala -691008
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Kottayam Branch
Address: 1st floor, Vetteel Estate, Kanjikuzhy, Kottayam, Kerala-686004
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Kozhikode Branch
Address: 1st Floor, Trinity Arcade, Kannur Road, Near ESAF Bank, West Nadakkavu, Kozhikode, Kerala -673011
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Malappuram Branch
Address: 2nd Floor,City Square, Kozhikode Road, Kottapadi junction, Down Hill, Malappuram,Kerala-676519
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Palakkad Branch
Address: 1st Floor, KAV Center, Chandranagar, Palakkad, Kerala- 678014
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Pattambi Palakkad Branch
Address: 1st Floor, Koppan Trade Center, Mela Pattambi Post, Palakkad Road, Palakkad, Kerala-679306
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Thodupuzha Branch
Address: 1st Floor, Choice Garden, Survey No: 125/3, Vengallur-Mangattukavala Bypass Road, Thodupuzha, Iddikki, Kerala-685585
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Thrissur Branch
Address: 2nd Floor,Chowallur Tower, Civil lines Road, Opp. Mar Augin Thoovana Church, West Fort, Thrissur, Kerala-680004
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Tirur Branch
Address: 1st Floor, Kottathara Complex, Naduvilangadi, Tirur, Kerala-676107
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Trivandrum Branch
Address: 1st Floor , Sree Uthradam Arcade ,Sasthamangalam, Trivandrum, Kerala-695010
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


*Terms & Conditions Apply

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