loan against property in gujarat

Loan Against Property in Gujarat

Up to ₹5 Crore | Quick Approval | No Hidden Charges

The standard of living in Gujarat is consistently rising. If you have any financial requirements that you need to meet, a Loan Against Property could be a great option for you. Leverage your property to meet various financial needs, such as expanding your business, planning a wedding, renovating your home, etc. with a Loan Against Property in Gujarat. Enjoy affordable interest rate, flexible EMIs and quick disbursal. Apply now!

The interest rate and other charges for a Loan Against Property in Gujarat are:

Interest Rate 9% p.a. onwards
Loan Amount From ₹51 Lakh to ₹5 Crore
Loan Processing Fees Up to 1%, Plus applicable taxes
Lowest EMI per month 1044* per Lakh for 180 months
Maximum Tenure 3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges 0%* If paid from own sources & 4%* If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
IMD Charges - Initial application fee ₹10,000 - Non-refundable
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Loan Against Property EMI calculator makes it easy to plan repayments. Enter the loan amount, rate of interest and loan tenure. The result will be displayed instantly.

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Here are some of the features and benefits of a Loan Against Property in Gujarat:

  • Instant Disbursal Logo

    Instant Disbursal

  • Minimal Documentation Logo

    Minimal Documentation

  • Zero Hidden Charges Logo

    Zero Hidden Charges

  • Flexible EMIs Logo

    Flexible EMIs

  • Collateral-free Logo

    Collateral-free

  • No End Usage Restriction Logo

    No End Usage Restriction

  • Various Properties Logo

    Various Properties

  • Various Properties Logo

    Easy Application

  • Instant Disbursal: Get the loan directly into your bank account after verification.
  • Minimal Documentation: Provide your KYC documents and address proof.
  • Zero Hidden Charges: All fees and charges are disclosed.
  • Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 15 years.
  • Collateral-free: No need to pledge collateral to get a Loan Against Property.
  • No End Usage Restriction: Use the loan to meet any financial requirement.
  • Various Properties: Avail of a loan on various properties such as for residential, commercial or industrial purposes.
  • Easy Application: Just hit the ‘Apply Now’ button to get a Loan Against Property!

Avail a loan against various types of properties such as:

  • Loan Against Residential Property: Opting for a loan against residential property allows you to secure loans by utilising the value of your properties such as apartments, villas, gated communities, independent houses and builder floors.
  • Loan Against Commercial Property: If you need funds for business activities, opt for a loan against commercial property, pledging your owned property as collateral such as office buildings, retail stores, hotels, guest houses, restaurants, malls, housing buildings etc.
  • Loan Against Industrial Property: To meet your needs, you can opt for a loan against an industrial property by pledging Industrial properties such industrial estates, warehouses, cold storage, manufacturing facilities etc can be used for Loan against industrial property.
  • Loan Against Property Balance Transfer: Loan against property balance transfer includes transferring of balance of a property mortgage loan in Gujarat from an existing lender to Poonawalla Fincorp. By transferring your loan to Poonawalla Fincorp, you can enjoy flexible tenures, lower interest rates and better customer service.

Poonawalla Fincorp Ahmedabad Branch
Address: Office No.304,305 & 306, 3rd Floor, Majestic Plaza, Law Garden, Ellisbridge,Ahmedabad,Gujarat-380006.
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Bhavnagar Branch
Address: 303, 3rd Floor,Corporate Center, Opp: Dakshinamurti School, Vaghawadi Road, Bhavnagar, Gujarat-364002
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Jamnagar Branch
Address: Office No 407, 4th Floor, Neo Atlantic, PN Marg, Jamnagar, Gujarat – 361008
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Rajkot Branch
Address: Office No.306, 3rd Floor, Twin Star, South Block, Near Silver Height, Nana Mawa Chowk, 150 Ring Road, Rajkot, Gujarat-360005
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Surat Branch
Address: Office No. 207 and 208, 2nd Floor, RIO EMPIRE, Near Pal RTO, Adjan,Surat, Gujarat-394510
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Vadodara Branch
Address: 701,7th Floor, Samanvay silver,Munjmauda, akota,Vadodara, Gujarat-390020
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


Poonawalla Fincorp Vapi Branch
Address: A-820, 8th Floor, Building-A, Sonorous Circuit House, Mahatma Gandhi Circle, Vapi, Gujarat-396191
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)


*Terms & Conditions Apply

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