loan against property in West Bengal

Loan Against Property in West Bengal

Up to ₹5 Crore | Instant Disbursal | Zero Hidden Charges

As West Bengal witnesses endless opportunities for economic growth, a Loan Against Property can be the perfect financial tool to meet any big-ticket financial needs. With Poonawalla Fincorp’s Loan Against Property in West Bengal, you can fulfil all your financial requirements, such as business expansion, home renovation, weddings, etc. Enjoy benefits such as competitive interest rates and flexible repayment tenure of up to 15 years*. Apply now!

Poonawalla Fincorp offers a Loan Against Property at affordable rates of interest to meet respective financial obligations. Here is a detailed overview:

Loan Against Property Interest Rates 9% p.a. onwards
Loan Amount From ₹51 Lakh to ₹5 Crore
Loan Processing Fees Up to 1%, Plus applicable taxes
Lowest EMI per month ₹51,728* per Lakh for 180 months
Maximum Tenure 3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges 0%* If paid from own sources & 4%* If paid from other sources
Late Payment Charges 3% per month
Cheque Bounce Charges ₹1000 per bounce plus applicable taxes
IMD Charges - Initial application fee ₹10,000 - Non-refundable
Stamp Duty At actuals (as per state)
No Other Hidden Charges

With the help of our EMI calculator, you can decide on a loan term suitable for your finances. All you need to do is enter your loan amount, interest rate and tenure and the calculator will display the EMI amount instantly.


The features and benefits of a Loan Against Property in West Bengal are:

  • Instant Disbursal Logo

    Instant Disbursal

  • No Collateral/Security Logo

    Minimal Documentation

  • Zero Hidden Charges Logo

    Zero Hidden Charges

  • Flexible EMIs Logo

    Flexible EMIs

  • Collateral-free Logo


  • No End Usage Restriction Logo

    No End Usage Restriction

  • Various Properties Logo

    Various Properties

  • Easy Application Logo

    Easy Application

  • Instant Disbursal: Get the loan directly into your bank account after verification.
  • Minimal Documentation: Provide your KYC documents and address proof.
  • Zero Hidden Charges: All fees and charges are disclosed.
  • Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 15 years.
  • Collateral-free: No need to pledge collateral to get a Loan Against Property.
  • No End Usage Restriction: Use the loan to meet any financial requirement.
  • Various Properties: Avail of a loan on various properties such as for residential, commercial or industrial purposes.
  • Easy Application: Just hit the ‘Apply Now’ button to get a Loan Against Property!

With Poonawalla Fincorp, you can avail the loan for various types of properties such as:

  • Loan Against Commercial Property: You can avail this type of loan against property by pledging various assets such as shops, office spaces, showrooms and warehouses, allowing you to fulfil your financial needs in West Bengal.
  • Loan Against Residential Property: You can pledge a flat or residential property such as villas, apartments, buildings and any other residential property in West Bengal as a Loan Against Property collateral to finance your child’s education abroad.
  • Loan Against Industrial Property: This Loan Against Property allows you to meet your financial requirements by pledging an industrial property like a machinery or industry unit as leverage.
  • Loan Against Property Balance Transfer: You can consolidate all your ongoing Loan Against Property and repay conveniently as one loan with a Loan Against Property balance transfer. Poonawalla Fincorp Loan Against Property balance transfer allows you to consolidate all your business, home or personal loans as one and repay them with a lower interest rate.

Poonawalla Fincorp Bardhman Branch
Address: 2nd Floor, Kwality Hotel Complex, Bhiringi More,dist Panchim Bardhman, West Bengal -713213
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Poonawalla Fincorp Kolkata Branch
Address: 15, Park Street, 6th Floor, Apeejay House, Block B, Unit No: B/6/1, Kolkata, 700016, West Bengal
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Poonawalla Fincorp Siliguri Branch
Address: Unity Building, 1st Floor, Sevoke Road, Siliguri-734001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*Terms & Conditions Apply

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