Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Loan Against Property EMI Calculator

Calculate your monthly payments using our EMI calculator. Enter the loan amount, interest rate and tenure to know your EMIs instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.5%
15%

Tenure

Months
36 Months
180 Months

Why Choose Poonawalla Fincorp

High Loan Amount High Loan
Amount
Quick Approval Quick
Approval
Flexible
EMIs
Online Application Process Online
Application
Minimal Paperwork Minimal
Paperwork
Competitive Interest Rate Competitive
Interest Rate

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Our eligibility criteria may differ depending on whether you are a salaried individual, self-employed or a firm/company and on aspects like:

  • Age
  • Experience/Vintage
  • Occupation
  • Citizenship

Click to know more about our eligibility criteria in detail.

Furnish these essential mortgage loan documents:

  • KYC Documents
  • Income Proof
  • Bank Account Statement
  • Property Papers
  • Address Proof

Click here to know more about the necessary documents in detail.

Avail of our mortgage loan with attractive interest rate and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per Month
₹1044* per Lakh for 180 months
Maximum Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonour Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Business expansion
  • Higher education abroad
  • Vacations and luxurious stays
  • Emergency medical requirements
  • Debt consolidation
  • Home renovation
  • Salaried Individuals
  • Self-employed Individuals
  • Firms or Companies
  • Decide the objectives of availing the loan
  • Meet the eligibility criteria
  • Select loan amount based on fund requirements
  • Check your credit score
  • Keep the necessary documents handy

Poonawalla Fincorp Limited

Address: Ground Floor, Plot/SCO 134, Choti Bardari, Patiala, Punjab-147001

Contact Number: 1800-266-3201 (Toll-Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Having a credit score of 750 and above increases your chances of availing a mortgage loan with lower interest rates and favourable terms. To improve your credit score, pay your bills on time, keep the credit utilisation ratio below 30%, maintain low debt-to-income ratio, regularly check your credit report, etc.

Yes, you can utilise a mortgage loan to cover medical expenses during emergencies in Patiala. With no end-use restrictions, you can pay hospital bills, doctor consultation fees, medication expenses, surgical costs, etc. with our mortgage loan.

Yes, you can opt for a mortgage loan of ₹4 Crore from Poonawalla Fincorp in Patiala by pledging your residential or commercial property, provided you meet the eligibility criteria and submit the necessary documents for loan approval.