Apply for a Loan Against Property in Patiala with Swift Disbursal
Patiala, a city with splendid architecture and rich cultural heritage, is also an industrial centre in Punjab. It has several industries including weaving, distilling, cotton ginning, manufacturing, etc. Use your existing residential or commercial property in Patiala to meet your financial expenses with a Loan Against Property. Access a loan of up to ₹25 Crore from Poonawalla Fincorp to renovate your home, fund your higher studies, finance your vacation, etc.
What’s more? Take advantage of our attractive interest rates, easy application process, minimal documentation and swift approval. Apply now!
Why Choose Poonawalla Fincorp
Loan Against Property EMI Calculator
Calculate your monthly payments using our EMI calculator. Enter the loan amount, interest rate and tenure to know your EMIs instantly. Try now!
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Loan Against Property in Patiala
Our eligibility criteria may differ depending on whether you are a salaried individual, self-employed or a firm/company and on aspects like:
- Age
- Experience/Vintage
- Occupation
- Citizenship
Click to know more about our eligibility criteria in detail.
Documents Required for a Loan Against Property in Patiala
Furnish these essential mortgage loan documents:
- KYC Documents
- Income Proof
- Bank Account Statement
- Property Papers
- Address Proof
Click here to know more about the necessary documents in detail.
Interest Rate and Charges for a Loan Against Property in Patiala
Avail of our mortgage loan with attractive interest rate and nominal charges:
5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of Our Loan Against Property in Patiala
- Business expansion
- Higher education abroad
- Vacations and luxurious stays
- Emergency medical requirements
- Debt consolidation
- Home renovation
Who Can Get Our Loan Against Property in Patiala
- Salaried Individuals
- Self-employed Individuals
- Firms or Companies
Tips for a Successful Loan Against Property Application
- Decide the objectives of availing the loan
- Meet the eligibility criteria
- Select loan amount based on fund requirements
- Check your credit score
- Keep the necessary documents handy
Poonawalla Fincorp Branch Address in Patiala
Poonawalla Fincorp Limited
Address: Ground Floor, Plot/SCO 134, Choti Bardari, Patiala, Punjab-147001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
*T&C Apply
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Having a credit score of 750 and above increases your chances of availing a mortgage loan with lower interest rates and favourable terms. To improve your credit score, pay your bills on time, keep the credit utilisation ratio below 30%, maintain low debt-to-income ratio, regularly check your credit report, etc.
Yes, you can utilise a mortgage loan to cover medical expenses during emergencies in Patiala. With no end-use restrictions, you can pay hospital bills, doctor consultation fees, medication expenses, surgical costs, etc. with our mortgage loan.
Yes, you can opt for a mortgage loan of ₹4 Crore from Poonawalla Fincorp in Patiala by pledging your residential or commercial property, provided you meet the eligibility criteria and submit the necessary documents for loan approval.