personal loan in Meghalaya

Personal Loan in Meghalaya

Loan up to ₹50 Lakh | Easy Application Process | Quick Approval

Meghalaya, located in northeastern India, is surrounded by beautiful mountains and lush green forests. With a rapidly growing city, the standard of living also continues to improve, leading to a growing demand for robust financing solutions. This is where Poonawalla Fincorp's Personal Loan can help.

A Personal Loan in Meghalaya from Poonawalla Fincorp can be the best choice for you to fulfil various financial needs. It comes with a high loan amount, can be applied for through a simple application process, and is processed quickly. Apply now!

A Personal Loan from Poonawalla Fincorp is borrower-friendly and allows you to avail of a loan within a short time, offering various features and benefits, which are mentioned below:

  • Minimal documentation Logo

    Collateral-free

  • No usage constraints

    Multi-purpose Usage

  • Low interest rates Logo

    Competitive interest Rates and Charges

  • Instant approval and rapid disbursal

    Quick Approval

  • Instant approval and rapid disbursal

    Instant Disbursal

  • No hidden charges

    No Hidden Charges

  • NZero foreclosure/pre-payment fees

    No Penalty for Prepayment or Foreclosure

  • High loan amount

    Flexible Repayment Plans

  • Easy Application Process

    Simple 5 Step Online Application

  • Higher Personal Loan amount Logo

    Easy-to-Use EMI Calculator

Avail of our Personal Loan at competitive interest rates. You can check the other applicable charges mentioned below:

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Fees Up to 3%
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 84 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges Nil
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The eligibility criteria for our Personal Loan in Meghalaya include:

Age Requirement

Age

21 years at the time of loan application and not more than 60 years

Work Experience Required

Work Experience

Salaried employees with 1 year of work experience

Citizenship Status

Citizenship

Indian

Monthly Salary Required

Monthly Income

Starting ₹30,000 based on your city of residence

Poonawalla Fincorp’s Personal Loan application process requires minimal paperwork, making it stress-free for the borrowers. Check the required list of documents below:

Documents Category Personal Loan Documents Required
KYC Documents PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
Current Address Proof Passport/Utility Bills/Rent Agreement
Income Documents Latest salary slips for the last 3 months
Financial Documents Bank Statement for the last 3 months
Employment Proof Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible)
  • Salaried Individuals

    Salaried individuals

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

You can apply for a Personal Loan in Meghalaya for various purposes, such as:

  • Debt Consolidation: Combine multiple high-interest debts into one at better and more favourable terms.
  • Wedding: With Poonawalla Fincorp’s Personal Loan, you can fulfil all the financial obligations required to plan your dream wedding.
  • Medical Emergencies: You can avail of a Personal Loan to cover urgent medical expenses and get timely medical treatment.
  • Home Renovation: With a Personal Loan, you can renovate or repair your home and transform it for the better.
  • Higher Education: If you are applying to study abroad or planning to pursue higher education in India, Poonawalla Fincorp’s Personal Loan is the best option available for you to fulfil your dreams.
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Enter your DOB, qualification, and residential details

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