Personal loan in Bathinda @9.99%* Rate

Welcome to your gateway to financial empowerment in the vibrant city of Bhatinda. Also known as the ‘City of Lakes’, Bhatinda boasts the largest cotton and food grain market in northern India. Amidst this bustling hub of commerce and culture, you can fulfil your instant financial requirements with a collateral-free Personal Loan from Poonawalla Fincorp.

Get Up to ₹50 Lakh with minimal documentation, quick disbursal, and attractive interest rates starting at 9.99% p.a. Ready to turn your dreams into reality? Apply now!

Personal Loan EMI Calculator

Use a Personal Loan EMI calculator to plan your loan repayments. Enter the loan amount, interest rate and tenure and hit ‘Calculate’. The EMI amount will be displayed instantly.

Loan Amount

1,00,000 50,00,000

Interest Rate %

9.9% 30%

Tenure

1 Year 7 Years

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EMI Amount = *

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Personal Loan Interest Rates in Bathinda

A Personal Loan’s interest rate varies based on factors like your credit score, loan amount, tenure, etc. Here are the Personal Loan interest rates in Bathinda and associated charges:

Rate of Interest	9.99% p.a. onwards
Loan Amount	₹1 Lakh to ₹50 Lakhs
Loan Processing Fees	Up to 3%
Lowest EMI per month	Starting from ₹2,124/ Lakh for 60 months
Loan Tenure	12 months to 84 months
Foreclosure or Prepayment Charges	0%* if paid from own sources & 4% if paid from other sources
Default Charges	24% per annum
Cheque Bounce Charges	₹500 per bounce + applicable taxes
Stamp Duty	At actuals (as per state)
Hidden Charges	Nil

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

Eligibility Criteria for Personal Loan in Bathinda

Meet the following eligibility criteria to get a Personal Loan in Bhatinda:

Age

Citizenship

Monthly Income

Work Experience

Employment

Age: Between 21 to 60 years.
Citizenship: The applicant must be an Indian citizen.
Monthly Income: Net monthly income of ₹30,000.
Work Experience: At least 1 year of work experience in the current job.
Employment: Full-time job at the state or central government or in any company (listed or unlisted).

Documents Required to Apply for a Personal Loan in Bathinda

Here are the documents required for Personal Loan in Bathinda:

KYC documents
Income proof
Residence Proof

Employment Proof
Financial Documents

KYC Documents: PAN Card, Passport, Driving License, Aadhaar Card, Voter ID.
Income Proof: Salary slips for the last three months.
Residence Proof: Passport, rent agreement, or utility bills.
Employment Proof: Official mail ID or Office ID card
Financial Documents: Bank account statement for the last 3 months.

Features and Benefits of Personal Loan in Bathinda

Here are the features and benefits of a Personal Loan from Poonawalla Fincorp:

Instant Disbursal
Minimal Documentation
Zero Hidden Charges
Collateral-free

Flexible EMIs
No End Usage Restriction
Easy Application

Instant Disbursal: Get the loan credited to your bank account after verification.
Minimal Documentation: Provide KYC documents, address proof, employment proof and income proof.
Zero Hidden Charges: All fees and charges are disclosed at the time of application.
Collateral-free: No need to pledge collateral to get a Personal Loan.
Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 84 months.
No End Usage Restriction: Use the loan to meet any financial requirement.
Easy Application: Hit the ‘Apply Now’ button to get a Personal Loan!