personal loan in bathinda

Personal Loan in Bathinda

Up to ₹50 Lakh | Quick Approval | No Hidden Charges

Welcome to your gateway to financial empowerment in the vibrant city of Bhatinda. Also known as the ‘City of Lakes’, Bhatinda boasts the largest cotton and food grain market in northern India. Amidst this bustling hub of commerce and culture, you can fulfil your instant financial requirements with a collateral-free Personal Loan from Poonawalla Fincorp.

Get Up to ₹50 Lakh with minimal documentation, quick disbursal, and attractive interest rates starting at 9.99% p.a. Ready to turn your dreams into reality? Apply now!

Use a Personal Loan EMI calculator to plan your loan repayments. Enter the loan amount, interest rate and tenure and hit ‘Calculate’. The EMI amount will be displayed instantly.

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A Personal Loan’s interest rate varies based on factors like your credit score, loan amount, tenure, etc. Here are the Personal Loan interest rates in Bathinda and associated charges:

Rate of Interest 9.99% p.a. onwards
Loan Amount ₹1 Lakh to ₹50 Lakhs
Loan Processing Fees Up to 3%
Lowest EMI per month Starting from ₹2,124/ Lakh for 60 months
Loan Tenure 12 months to 84 months
Foreclosure or Prepayment Charges 0%* if paid from own sources & 4% if paid from other sources
Default Charges 24% per annum
Cheque Bounce Charges ₹500 per bounce + applicable taxes
Stamp Duty At actuals (as per state)
Hidden Charges Nil

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

Meet the following eligibility criteria to get a Personal Loan in Bhatinda:

Age Requirement

Age

Citizenship Status

Citizenship

Monthly Salary Required

Monthly Income

Employment Required

Work Experience

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Employment

  • Age: Between 21 to 60 years.
  • Citizenship: The applicant must be an Indian citizen.
  • Monthly Income: Net monthly income of ₹30,000.
  • Work Experience: At least 1 year of work experience in the current job.
  • Employment: Full-time job at the state or central government or in any company (listed or unlisted).

Here are the documents required for Personal Loan in Bathinda:

  • KYC Documents

    KYC documents

  • Income Proof

    Income proof

  • Address Proof

    Residence Proof

  • Proof of Employment

    Employment Proof

  • Proof of Employment

    Financial Documents

  • KYC Documents: PAN Card, Passport, Driving License, Aadhaar Card, Voter ID.
  • Income Proof: Salary slips for the last three months.
  • Residence Proof: Passport, rent agreement, or utility bills.
  • Employment Proof: Official mail ID or Office ID card
  • Financial Documents: Bank account statement for the last 3 months.

Here are the features and benefits of a Personal Loan from Poonawalla Fincorp:

  • Chartered Accountants

    Instant Disbursal

  • Government Employees

    Minimal Documentation

  • Chartered Accountants

    Zero Hidden Charges

  • Company Secretaries

    Collateral-free

  • Salaried Individuals

    Flexible EMIs

  • Government Employees

    No End Usage Restriction

  • Chartered Accountants

    Easy Application

  • Instant Disbursal: Get the loan credited to your bank account after verification.
  • Minimal Documentation: Provide KYC documents, address proof, employment proof and income proof.
  • Zero Hidden Charges: All fees and charges are disclosed at the time of application.
  • Collateral-free: No need to pledge collateral to get a Personal Loan.
  • Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 84 months.
  • No End Usage Restriction: Use the loan to meet any financial requirement.
  • Easy Application: Hit the ‘Apply Now’ button to get a Personal Loan!

We offer a Personal Loan to:

  • Salaried Professionals
  • Salaried Chartered Accountants
  • Salaried Doctors
  • Salaried Company Secretaries

Apply for a Personal Loan in Bhatinda in just 3 steps:

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Details

Personal Details

Enter your DOB, qualification, and residential details

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Verification

Submit and upload all details for verification and assessment

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