Welcome to your gateway to financial empowerment in the vibrant city of Bhatinda. Also known as the ‘City of Lakes’, Bhatinda boasts the largest cotton and food grain market in northern India. Amidst this bustling hub of commerce and culture, you can fulfil your instant financial requirements with a collateral-free Personal Loan from Poonawalla Fincorp.
Get Up to ₹50 Lakh with minimal documentation, quick disbursal, and attractive interest rates starting at 9.99% p.a. Ready to turn your dreams into reality? Apply now!
Personal Loan EMI Calculator
Use a Personal Loan EMI calculator to plan your loan repayments. Enter the loan amount, interest rate and tenure and hit ‘Calculate’. The EMI amount will be displayed instantly.
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EMI Amount = *
Personal Loan Interest Rates in Bathinda
A Personal Loan’s interest rate varies based on factors like your credit score, loan amount, tenure, etc. Here are the Personal Loan interest rates in Bathinda and associated charges:
Rate of Interest | 9.99% p.a. onwards |
Loan Amount | ₹1 Lakh to ₹50 Lakhs |
Loan Processing Fees | Up to 3% |
Lowest EMI per month | Starting from ₹2,124/ Lakh for 60 months |
Loan Tenure | 12 months to 84 months |
Foreclosure or Prepayment Charges | 0%* if paid from own sources & 4% if paid from other sources |
Default Charges | 24% per annum |
Cheque Bounce Charges | ₹500 per bounce + applicable taxes |
Stamp Duty | At actuals (as per state) |
Hidden Charges | Nil |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Eligibility Criteria for Personal Loan in Bathinda
Meet the following eligibility criteria to get a Personal Loan in Bhatinda:
Age
Citizenship
Monthly Income
Work Experience
Employment
- Age: Between 21 to 60 years.
- Citizenship: The applicant must be an Indian citizen.
- Monthly Income: Net monthly income of ₹30,000.
- Work Experience: At least 1 year of work experience in the current job.
- Employment: Full-time job at the state or central government or in any company (listed or unlisted).
Documents Required to Apply for a Personal Loan in Bathinda
Here are the documents required for Personal Loan in Bathinda:
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KYC documents
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Income proof
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Residence Proof
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Employment Proof
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Financial Documents
- KYC Documents: PAN Card, Passport, Driving License, Aadhaar Card, Voter ID.
- Income Proof: Salary slips for the last three months.
- Residence Proof: Passport, rent agreement, or utility bills.
- Employment Proof: Official mail ID or Office ID card
- Financial Documents: Bank account statement for the last 3 months.
Features and Benefits of Personal Loan in Bathinda
Here are the features and benefits of a Personal Loan from Poonawalla Fincorp:
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Instant Disbursal
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Minimal Documentation
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Zero Hidden Charges
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Collateral-free
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Flexible EMIs
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No End Usage Restriction
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Easy Application
- Instant Disbursal: Get the loan credited to your bank account after verification.
- Minimal Documentation: Provide KYC documents, address proof, employment proof and income proof.
- Zero Hidden Charges: All fees and charges are disclosed at the time of application.
- Collateral-free: No need to pledge collateral to get a Personal Loan.
- Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 84 months.
- No End Usage Restriction: Use the loan to meet any financial requirement.
- Easy Application: Hit the ‘Apply Now’ button to get a Personal Loan!
We Offer Personal Loan in Bathinda for
We offer a Personal Loan to:
- Salaried Professionals
- Salaried Chartered Accountants
- Salaried Doctors
- Salaried Company Secretaries
How to Apply for Personal Loan in Bathinda
Apply for a Personal Loan in Bhatinda in just 3 steps:
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment