personal loan in Kakinada

Personal Loan in Kakinada

Starting @ 9.99%* p.a.

Quick Approval | Attractive Interest Rates | 100% Online Process

Kakinada, a captivating coastal city in Andhra Pradesh, blends natural beauty, historical significance, and thriving commercial activities. The city's scenic beaches, ancient temples, and vibrant cultural festivals add to its charm. The establishment of the Kakinada deep-water port has attracted investments and fostered economic growth in the region. Kakinada has emerged as an IT and software development hub, attracting companies to set up their offices here. With these advancements, Kakinada is poised to become a prominent commercial and industrial center in the region.

At Poonawalla Fincorp, we understand that people have diverse financial needs. To cater to those requirements, we offer a Personal Loan in Kakinada at attractive interest rates. Whether it's for a wedding, home renovation, education, or medical expenses, our loans are designed to meet your financial needs and assist you in reaching your goals effortlessly.

Our focus at Poonawalla Fincorp is to provide tailor-made loan solutions, competitive interest rates, and flexible repayment options to meet your unique financial requirements. So, if you reside in Kakinada and require a Personal Loan, come visit any of our branches in the city and take the initial step toward securing your financial future.


Poonawalla Fincorp offers competitive Personal Loan interest rates in Kakinada, ensuring that you can get the funds you need at a rate that suits your budget. Below, you can find more detailed information:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Our Personal Loan comes with attractive features and benefits that make it an ideal option for individuals who need immediate access to funds. Following are the key features and benefits of Personal Loan in Kakinada:

  • No collateral/Security
  • Flexible repayment tenure
  • Attractive interest rates
  • Minimal documentation
  • Zero foreclosure/pre-payment charges
  • Easy and hassle-free process

We Offer a Personal Loan in Kakinada for:

  • Company Secretaries

    Salaried individuals

  • Salaried Individuals

    Government employees

  • Government Employees

    Salaried Doctors

  • Doctors

    Salaried Chartered Accountants

  • Chartered Accountants

    Salaried Company Secretaries

In Kakinada, Poonawalla Fincorp provides an array of Personal Loan types, such as:

  • Wedding Loans
  • Medical Loans
  • Travel Loans
  • Debt Consolidation Loans
  • Home Renovation Loans

Obtaining a Personal Loan in Kakinada has never been easier. Apply for a Personal Loan in Kakinada now with Poonawalla Fincorp today following these steps:

  • Check your loan eligibility on our official website.
  • Choose the loan option that best fits your requirements and click 'Apply Now.'
  • Fill in the loan application form.
  • Provide the required documents.

Our team will promptly assess your application and disburse the loan amount upon successful verification. For a more personal experience, you can visit our branch at the given address.

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

What are the documents required for Personal Loan in Kakinada?

Applicants applying for a Personal Loan in Kakinada with Poonawalla Fincorp need to submit only a few important documents like:

  • KYC proof
  • Address proof
  • Income proof
  • Employment proof

Please note that providing accurate documents is crucial for the quick processing of your loan application.

What distinguishes secured Personal Loans from unsecured Personal Loans?

A Secured Personal Loan requires collateral, while an Unsecured Personal Loan does not.

*Terms & Conditions Apply

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