Avail of a Personal Loan in Jalandhar with Poonawalla Fincorp!
Jalandhar is a beautiful city in the state of Punjab, located in northern India. It is a bustling industrial hub, famous for its leather industry, handcrafted goods, and sports equipment. Jalandhar has a high demand for Personal Loans, given the lifestyle of its residents and the need for financial assistance in various aspects. Poonawalla Fincorp's Personal Loan in Jalandhar can be an ideal solution for those looking to meet their financial requirements.
Poonawalla Fincorp's Personal Loan comes with a host of features and benefits that make it an attractive option for individuals looking for financial assistance. With a Personal Loan in Jalandhar from Poonawalla Fincorp, you can fulfill your various needs, such as home renovation, medical emergencies, education expenses, wedding expenses, travel, and any other financial requirements.
Personal Loan EMI Calculator
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Interest Rates and Charges for Personal Loans in Jalandhar
Poonawalla Fincorp provides Personal Loans with appealing interest rates starting at 9.99%* p.a. Refer to the information provided below for more details:
Interest Rate | Starting from 9.99%*p.a. |
Loan Amount | ₹1 Lakh to ₹50 Lakh |
Loan Processing | Up to 3% |
Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
Loan Tenure | 12-84 months |
Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
Default Charges | 24% per annum |
Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable charges |
Stamp Duty | At actuals (as per state) |
No Other Hidden Charges |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Personal Loans in Jalandhar
Poonawalla Fincorp’s Personal Loan is the ideal financial solution for individuals who are looking for Personal Loan in Jalandhar. With Poonawalla Fincorp's Personal Loans in Jalandhar, you can enjoy a variety of benefits. Experience the flexibility of loan amounts, attractive interest rates, fast disbursal, and a streamlined documentation process.
We offer Personal Loan in Jalandhar for:
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Salaried individuals
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Government employees
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Types of Personal Loans in Jalandhar
Poonawalla Fincorp recognizes that unique financial needs call for tailored solutions. We provide an extensive selection of Personal Loans, including:
- Travel Loans
- Wedding Loans
- Home Renovation Loans
- Medical Loans
How to Apply for a Personal Loan in Jalandhar?
Looking to secure a Poonawalla Fincorp’s Personal Loan in Jalandhar? Here are the steps to apply:
- Visit our official website to assess your loan eligibility.
- Select the loan option and click on 'Apply Now.'
- Complete the application form.
- Submit the necessary documents.
Upon submission, our team will promptly review your application and, upon successful verification, disburse the loan amount. Alternatively, if you prefer a personal touch, you can visit our branch at the given address.
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Poonawalla Fincorp Branch Address in Jalandhar
Poonawalla Fincorp Limited
Address : Ground Floor, SCO-3 ,Opp C D office, Puda complex, Jalandhar, Punjab-144001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
To apply for a Personal Loan in Jalandhar at Poonawalla Fincorp, simply fulfill the eligibility criteria, submit the required documents listed, and complete a straightforward online application form.
Loan tenure is the repayment period for a Personal Loan, comprising the principal and interest. Factors like interest rate, loan amount, and tenure affect the EMI. Poonawalla Fincorp offers flexible repayment tenures ranging from 12 to 84 months. Your credit history and score influence the loan tenure.
*Terms & Conditions Apply