personal loan in ranchi

Personal Loan in Ranchi

Starting @ 9.99%* p.a.

No Hidden Charges | Minimal Documentation | Quick Approval

Being the capital of Jharkhand, Ranchi is one of the oldest cities in the state. Ranchi offers a unique blend of urban development and natural wonders. With the development of several parks, special economic zones, and industrial areas, the economy of Ranchi is rapidly growing. The changing landscape of Ranchi is accompanied by a corresponding evolution in the financial needs of its residents.

To cater to these evolving financial requirements, Poonawalla Fincorp brings Personal Loans in Ranchi. Our Personal Loan is designed to meet a variety of financial needs, be it funding your education, managing medical expenses, planning a wedding, or renovating your home. Poonawalla Fincorp Personal Loans in Ranchi come with quick disbursal, minimal documentation, and a hassle-free application process.


You can avail of our Personal Loan in Ranchi at attractive interest rates, starting from 9.99%* p.a. onwards. More specific details related to our Personal Loan interest rates and charges can be found below:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

There are various attractive benefits and features of Personal Loans in Ranchi. Some of them are as follows:

  • Easy and hassle-free process
  • Flexible repayment tenure
  • Minimal documentation
  • High loan amount
  • Zero foreclosure/ pre-payment charges

We Offer a Personal Loan in Ranchi for:

  • Salaried Individuals

    Salaried individuals

  • Government Employees

    Government employees

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Chartered Accountants

  • Company Secretaries

    Company Secretaries

We understand that customers experience a need for money due to different reasons in certain situations. To cater to these financial requirements, we offer different types of Personal Loans in Ranchi:

  • Medical Loans
  • Travel Loans
  • Wedding Loans
  • Home Renovation Loans
  • Debt Consolidation Loans

If you want to avail of a Personal Loan in Ranchi for your financial needs, you can simply follow these steps:

  • Check your loan eligibility on our official website.
  • Choose the loan option that best fits your requirements and click 'Apply Now.'
  • Fill in the application form.
  • Provide the required documents.

Our team will promptly assess your application and disburse the loan amount upon successful verification. For a more personal experience, you can visit our branch at the given address.

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

Poonawalla Fincorp Limited,

Address : Office No.401, 4th Floor, Samriddhi Square, Kishoreganj Chowk, Ranchi, Jharkhand – 834001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Can You Get An Instant Approval For A Personal Loan In Ranchi?

Once you meet the eligibility criteria and submit all the required documents, you can get instant approvals of your Personal Loans in Ranchi at Poonawalla Fincorp.

What are the documents required for Personal Loan in Ranchi?

To avail of a Personal Loan in Ranchi, you will need to submit the following documents:

  • KYC documents - PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
  • Current address proof – Rent agreement/utility bills/passport
  • Income documents– Latest pay slips
  • Financial documents – Salary credit bank statement
  • Employment proof – Employee ID Card/Official maid ID confirmation

*Terms & Conditions Apply

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