Avail of a Personal Loan
Vijayawada is a rapidly growing city in Andhra Pradesh and is one of the major business and trading centers in the state. The city is home to numerous industries, including automobiles, textiles, and pharmaceuticals. Vijayawada is also a popular tourist destination and attracts visitors from worldwide. With its growing economy and diverse population, you can apply for a Personal Loan. At Poonawalla Fincorp, we offer unsecured loans to help individuals meet their financial needs.
One of the key features of this loan is the competitive interest rates. Our loan also comes with other benefits, such as a quick and hassle-free application process, flexible repayment options, and minimal documentation. Whether you need financial assistance for your child's education, medical expenses, or home renovation, get our loan to meet all your needs.
Check Monthly EMI Amount For Personal Loan In Vijayawada
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EMI Amount = *
Interest Rates and Charges for Personal Loans
By opting for our loan, you can benefit from appealing interest rates that commence from 9.99%* per annum. Further information can be found below:
Interest Rate | Starting from 9.99%*p.a. |
Loan Amount | ₹1 Lakh to ₹50 Lakh |
Loan Processing | Up to 3% |
Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
Loan Tenure | 12-84 months |
Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
Default Charges | 24% per annum |
Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable charges |
Stamp Duty | At actuals (as per state) |
No Other Hidden Charges |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Personal Loans
Discover the advantages of an unsecured loan from us and open yourself up to a world of possibilities. With us, you can access funds up to ₹50 Lakh without the requirement of collateral or security. Enjoy features such as a completely digital application process, flexible repayment plans, competitive interest rates, and the freedom from foreclosure or pre-payment fees.
We offer Personal Loan for:
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Salaried individuals
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Government employees
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Salaried Company Secretaries
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Salaried Chartered Accountants
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Salaried Doctors
Types of Personal Loans
We offer a diverse range of choices for loans, catering to a variety of needs such as:
- Medical Loans
- Home Renovation Loans
- Travel Loans
- Wedding Loans
How to Apply for a Personal Loan
Obtaining this loan is a convenient process. Begin by visiting our website to assess your loan eligibility and follow these steps:
- Step 1: Click ‘Apply Now’ Fill out the form online to start your loan application.
- Step 2: Upload Documents Provide your KYC documents to complete the verification.
- Step 3: Get Funds Get the loan amount disbursed to your bank account.
You can be assured that we will promptly review your application. If you prefer an offline approach, we welcome you to visit our branch in Vijayawada.
Apply for Personal Loan within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Poonawalla Fincorp Branch Address in Vijayawada
Poonawalla Fincorp Limited
Address : 3rd Floor, R.S. Tower, Door No.40-25-80/1, Revenue Ward 13A, Kurra Satyanarayana Street, Gayatri Nagar, Benz Circle, Vijayawada, Andhra Pradesh - 520010
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
Yes, you can get a loan for personal use to consolidate your existing debts into a single loan, which can help simplify your repayment process and potentially reduce your interest burden.
Yes, we offer flexible repayment tenure options for loans. You can choose a tenure that suits your financial situation, ranging from 12 to 84 months.
*Terms & Conditions Apply