Get a Personal Loan at an Attractive Rate of Interest
Palakkad, also known as Palghat, is a city located in the state of Kerala in southern India. It is a cultural hub known for its temples, historical sites, and natural beauty. With a population of over 130,000, the city serves as a significant commercial centre, offering its residents numerous opportunities for growth and development.
In this thriving city, Poonawalla Fincorp stands ready to support you on your financial journey. Whether you aspire to renovate your home, plan a dream wedding, pursue higher education, or handle unforeseen expenses, our Personal Loan is designed to provide the necessary financial assistance. We understand the unique needs of our customers, and our loans offer flexible repayment tenures, quick approvals, and attractive interest rates to ensure a hassle-free loan experience.
Check Monthly EMI Amount For Personal Loan In Palakkad
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EMI Amount = *
Interest Rates and Charges for Personal Loan
You can finance your personal needs at attractive interest rates.
Below is a table presenting the applicable interest rates and other charges:
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing | Up to 3% |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-84 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features & Benefits of a Personal Loan
We offer a variety of features and benefits on loans for personal use. Right from the flexibility in loan amounts and competitive interest rates to quick disbursal and easy documentation, you can enjoy multiple features and benefits.
We Offer Personal Loans for:
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Government Employees
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
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Salaried individuals
Types of Personal Loans
We offer a variety of loan options to finance your personal needs:
- Wedding Loans
- Home Renovation Loans
- Medical Loans
- Travel Loans
How to Apply for a Personal Loan
Ready to take the next step? Head over to our official website and follow the instructions below:
- Determine your loan eligibility.
- Select the loan option that suits your needs and click 'Apply Now'.
- Complete the application form.
- Submit the necessary documents.
Our team will swiftly review your application and release the loan amount after successful verification. If you prefer a face-to-face interaction, you can also visit our branch at the provided address.
Apply for Personal Loan within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Poonawalla Fincorp Branch address
Poonawalla Fincorp Limited
Address : 1st Floor, KAV Center, Chandranagar, Palakkad, Kerala- 678014
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
We levy a nominal processing fee of 0 to 3% on loans for personal needs up to ₹50 Lakh.
No, there are no penalties or additional charges for prepaying the loan before the tenure, as long as you use your funds for the payments.
*Terms & Conditions Apply
