Get a Personal Loan in Palakkad at an Attractive Rate of Interest
Palakkad, also known as Palghat, is a city located in the state of Kerala in southern India. It is a cultural hub known for its temples, historical sites, and natural beauty. With a population of over 130,000, Palakkad serves as a significant commercial centre, offering its residents numerous opportunities for growth and development.
In this thriving city, Poonawalla Fincorp stands ready to support you on your financial journey. Whether you aspire to renovate your home, plan a dream wedding, pursue higher education, or handle unforeseen expenses, our Personal Loans in Palakkad are designed to provide the necessary financial assistance. At Poonawalla Fincorp, we understand the unique needs of our customers, and our Personal Loans offer flexible repayment tenures, quick approvals, and attractive interest rates to ensure a hassle-free loan experience.
With our reliable and customer-centric approach, you can trust Poonawalla Fincorp to provide personalised guidance and support throughout your loan tenure. Our commitment to transparency and simplicity means you can enjoy a wide range of features and benefits of a Personal Loan in Palakkad without any hidden charges or complexities.
Personal Loan EMI Calculator
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Interest Rates and Charges for Personal Loans in Palakkad
At Poonawalla Fincorp, you can avail of Personal Loans with attractive interest rates starting from 9.99%* p.a., and without the need for any collateral. Our Personal Loan processing charges are minimal, ranging from 0% to 2% of the loan amount. We aim to make your dreams more accessible by providing affordable financial solutions.
Below is a table presenting the applicable interest rates and other charges related to our Personal Loan in Palakkad:
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹30 Lakh |
| Loan Processing | Up to 2% plus applicable taxes |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-60 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Interest | 3% per month |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Features & Benefits of a Personal Loan in Palakkad
Poonawalla Fincorp's Personal Loans offer a variety of features and benefits. Right from the flexibility in loan amounts and competitive interest rates to quick disbursal and easy documentation, you can enjoy multiple features and benefits.
We Offer Personal Loans in Palakkad for:
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Government Employees
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
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Salaried individuals
Types of Personal Loans in Palakkad
When it comes to Personal Loans, Poonawalla Fincorp offers a variety of options such as:
- Wedding Loans
- Home Renovation Loans
- Medical Loans
- Travel Loans
How to Apply for a Personal Loan in Palakkad
Ready to take the next step with a Poonawalla Fincorp Personal Loan? Head over to our official website and follow the instructions below:
- Determine your loan eligibility by visiting our official website.
- Select the loan option that suits your needs and click 'Apply Now'
- Complete the application form.
- Submit the necessary documents.
Our team will swiftly review your application and release the loan amount after successful verification. If you prefer a face-to-face interaction, you can also visit our branch at the provided address.
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Poonawalla Fincorp Branch address in Palakkad
Poonawalla Fincorp Limited
Address : 1st Floor, "KAV Center", Chandranagar, Palakkad: 678014, Kerala
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
We levy a nominal processing fee of 0 to 2% for loan amounts of up to ₹30 Lakh.
No, there are no penalties or additional charges for prepaying the Personal Loan before the tenure, as long as you use your funds for the payments.
*Terms & Conditions Apply
