personal loan in Palakkad

Personal Loan in Palakkad

Starting @ 9.99%* p.a.

No Hidden Charges | Attractive Interest Rates | Minimal Documentation

Palakkad, also known as Palghat, is a city located in the state of Kerala in southern India. It is a cultural hub known for its temples, historical sites, and natural beauty. With a population of over 130,000, Palakkad serves as a significant commercial centre, offering its residents numerous opportunities for growth and development.

In this thriving city, Poonawalla Fincorp stands ready to support you on your financial journey. Whether you aspire to renovate your home, plan a dream wedding, pursue higher education, or handle unforeseen expenses, our Personal Loans in Palakkad are designed to provide the necessary financial assistance. At Poonawalla Fincorp, we understand the unique needs of our customers, and our Personal Loans offer flexible repayment tenures, quick approvals, and attractive interest rates to ensure a hassle-free loan experience.

With our reliable and customer-centric approach, you can trust Poonawalla Fincorp to provide personalised guidance and support throughout your loan tenure. Our commitment to transparency and simplicity means you can enjoy a wide range of features and benefits of a Personal Loan in Palakkad without any hidden charges or complexities.


At Poonawalla Fincorp, you can avail of Personal Loans with attractive interest rates starting from 9.99%* p.a., and without the need for any collateral. Our Personal Loan processing charges are minimal, ranging from 0% to 2% of the loan amount. We aim to make your dreams more accessible by providing affordable financial solutions.

Below is a table presenting the applicable interest rates and other charges related to our Personal Loan in Palakkad:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Poonawalla Fincorp's Personal Loans offer a variety of features and benefits. Right from the flexibility in loan amounts and competitive interest rates to quick disbursal and easy documentation, you can enjoy multiple features and benefits.

We Offer Personal Loans in Palakkad for:

  • Government Employees

    Government Employees

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

  • Salaried Individuals

    Salaried individuals

When it comes to Personal Loans, Poonawalla Fincorp offers a variety of options such as:

  • Wedding Loans
  • Home Renovation Loans
  • Medical Loans
  • Travel Loans

Ready to take the next step with a Poonawalla Fincorp Personal Loan? Head over to our official website and follow the instructions below:

  • Determine your loan eligibility by visiting our official website.
  • Select the loan option that suits your needs and click 'Apply Now'
  • Complete the application form.
  • Submit the necessary documents.

Our team will swiftly review your application and release the loan amount after successful verification. If you prefer a face-to-face interaction, you can also visit our branch at the provided address.

Semi Circle Logo
Laptop Logo

Apply Online

Click on ‘Apply Now’ and complete the application form

Semi Circle Logo
Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

Semi Circle Logo
Application Verification


Submit and upload all details for verification and assessment

Poonawalla Fincorp Limited

Address : 1st Floor, KAV Center, Chandranagar, Palakkad, Kerala- 678014
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

What is the processing fee for a Personal Loan in Palakkad?

We levy a nominal processing fee of 0 to 2% for loan amounts of up to ₹30 Lakh.

Is there a penalty for paying off a Personal Loan early?

No, there are no penalties or additional charges for prepaying the Personal Loan before the tenure, as long as you use your funds for the payments.

*Terms & Conditions Apply

Explore Types of our Personal Loan Arrow Logo

Insightful Personal Loan Blogs Arrow Logo

Contact Us logo Quick Apply CIBIL Score logo Free CIBIL Whatsapp logo Connect on WhatsApp