personal loan in Vizianagaram

Personal Loan in Vizianagaram

Starting @ 9.99%* p.a.

Collateral Free | Instant Disbursal | No Extra Charges

Vizianagaram is a city in the state of Andhra Pradesh, known for its historical significance and cultural heritage. In recent years, Vizianagaram has also witnessed significant economic growth, with many businesses and industries establishing themselves in the city. This has led to a rise in the demand for financial services, including for a loan to finance all your personal needs. Poonawalla Fincorp has recognised this need to help you fulfil your personal goals.

Enable your dreams with competitive interest rates and flexible repayment options to suit your personal needs.

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In Vizianagaram, we offer personal use loans with the advantage of attractive interest rates starting at 9.99%* per annum. Please refer to the information below for more details:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Up to 3%
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-84 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Charges 24% per annum
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
Hidden Charges Nil

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

  • Company Secretaries

    Doctors

  • Salaried Individuals

    Salaried individuals

  • Government Employees

    Chartered Accountants

  • Doctors

    Company Secretaries

  • Chartered Accountants

    Government employees

We understand that different financial needs require different solutions. That's why we offer different types of Loans, such as:

  • Travel Loans
  • Wedding Loans
  • Medical Loans
  • Home Renovation Loans

Here are the steps to apply:

  • Step 1: Visit our website and click on the ‘Apply Now’ button.
  • Step 2: Fill in the required details on the loan application form.
  • Step 3: Upload necessary documents.

On successful verification, the loan amount will be disbursed into your bank account instantly.

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Click on ‘Apply Now’ and complete the application form

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Personal Details

Enter your DOB, qualification, and residential details

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Submit and upload all details for verification and assessment

Can I avail of a Personal Loan for business purposes?

No, personal credits are specifically designed to meet personal financial needs and cannot be used for business purposes. However, for business purposes, we can help you with a Business Loan.

What happens if I default on my loan repayment?

Defaulting on your loan repayment can have serious consequences, including default charges, legal action, and a negative impact on your credit score.

*Terms & Conditions Apply

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