personal loan in Vizianagaram

Personal Loan in Vizianagaram

Starting @ 9.99%* p.a.

Collateral Free | Instant Disbursal | No Extra Charges

Vizianagaram is a city in the state of Andhra Pradesh, known for its historical significance and cultural heritage. In recent years, Vizianagaram has also witnessed significant economic growth, with many businesses and industries establishing themselves in the city. This has led to a rise in the demand for financial services, including Personal Loans. Poonawalla Fincorp has recognized this need and offers Personal Loans to help individuals fulfil their personal goals.

We are here to help you with our Personal Loan. We offer competitive interest rates and flexible repayment options to suit your needs. Our Personal Loan is a hassle-free solution that can help you achieve your goals without any financial burden.

Our Personal Loan comes with many features and benefits. The loan process is simple, and you can get instant approval and disbursal of funds within 24 hours. The repayment options are flexible, with tenures ranging from 12 to 60 months. We offer competitive interest rates that are affordable and convenient for our customers. You can use the loan amount for various purposes, including home renovation, medical expenses, education, or any other personal needs.


In Vizianagaram, we offer Personal Loans with the advantage of attractive interest rates starting at 9.99%* per annum. Please refer to the information below for more details:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Embark on the journey of financial independence with a Personal Loan from us. Our Personal Loan offers you the freedom to select loan amounts without the requirement of collateral. Enjoy the advantages of attractive features, speedy disbursal, and a hassle-free paperwork experience made possible by our innovative digital process.

We offer Personal Loan in Vizianagaram for:

  • Company Secretaries

    Salaried Doctors

  • Salaried Individuals

    Salaried individuals

  • Government Employees

    Salaried Company Secretaries

  • Doctors

    Salaried Company Secretaries

  • Chartered Accountants

    Government employees

We understand that different financial needs require different solutions. That's why we offer types of Personal Loans, such as:

  • Travel Loans
  • Wedding Loans
  • Medical Loans
  • Home Renovation Loans

Looking to secure our Personal Loan? Here are the steps to apply:

  • Visit our official website to assess your loan eligibility
  • Select the loan option and click on 'Apply Now'
  • Complete the application form
  • Submit the necessary documents

Once you submit your application, our team will swiftly review it and, upon successful verification, proceed with the disbursement of the loan amount.

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

Can I avail a Personal Loan for business purposes?

No, Personal Loans are specifically designed to meet personal financial needs and cannot be used for business purposes. However, for business purposes, we can help you with a Business Loan.

What happens if I default on my Personal Loan repayment?

Defaulting on your Personal Loan repayment can have serious consequences, including late payment charges, legal action, and a negative impact on your credit score.

*Terms & Conditions Apply

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