personal loan in cuttack

Personal Loan in Cuttack

Starting @ 9.99%* p.a.

Collateral Free | Instant Disbursal | No Extra Charges

Cuttack is known for its rich cultural heritage, historical monuments, and handloom textiles. It has a thriving business community and is a hub for trading activities in the region.

Cuttack is experiencing significant development in recent years, thanks to various infrastructure projects aimed at improving the quality of life for its residents. The technological developments are attracting new businesses and investments to the city, creating more job opportunities for its residents. With its growing infrastructure and modern amenities, Cuttack is well on its way to becoming a vibrant and dynamic urban center.

Managing finances can be challenging, and unexpected expenses can arise anytime. That's why we at Poonawalla Fincorp offer flexible and convenient Personal Loan to help you meet your financial needs without hassle.


We offer competitive interest rates on Personal Loans of up to ₹30 lakh, starting from as low as 9.99% per annum. Refer below for more comprehensive information:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Our Personal Loans come with benefits like flexible repayment options, no collateral/security, hassle-free loan disbursal, and no hidden charges. You can enjoy benefits like quick loan approval, minimal documentation, and customized loan options based on your needs and financial profile.

We offer Personal Loan in Cuttack for:

  • Salaried Individuals

    Salaried individuals

  • Government Employees

    Government employees

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

We offer different types of Personal Loans , with other secured and unsecured loans:

  • Travel Loans
  • Home Renovation Loans
  • Wedding Loans
  • Medical Loans

Obtaining a Personal Loan has never been easier. Apply for one with us today, following these steps:

  • Check your loan eligibility on our official website.
  • Choose the loan option that best fits your requirements and click 'Apply Now.'
  • Fill in the application form.
  • Provide the documents required.

Our team will promptly assess your application and disburse the loan amount upon successful verification. For a more personal experience, you can visit our branch at the given address.

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

What are the eligibility criteria for a Personal Loan in Cuttack?

Your age should be from 22-57 years. You should be an Indian citizen and need to have a stable full-time job with a minimum monthly salary of 30,000/-.

What distinguishes secured loans from unsecured loans?

A Secured Personal Loan requires collateral, while an Unsecured Personal Loans does not. For instance, a Personal Loan is an example of an Unsecured Loan that can be applied for online to fulfill various financial needs.

*Terms & Conditions Apply

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