personal loan in Vapi

Personal Loan in Vapi

Starting @ 9.99%* p.a.

Collateral Free | Instant Disbursal | No Extra Charges

Vapi, a bustling city in the Valsad district of Gujarat, is known for its industrial growth, thriving manufacturing units, and strategic location near the Gujarat-Maharashtra border. The city has witnessed significant development in textiles, chemicals, pharmaceuticals, and engineering sectors, making it a prominent industrial hub in the region.

To meet the evolving financial needs of individuals in Vapi, Poonawalla Fincorp offers Personal Loan designed to address various requirements, including funding your education, managing medical expenses, planning a wedding, renovating your home, or fulfilling other personal financial goals.


If you are seeking competitive interest rates for your Personal Loan, apply online or visit our branch to avail of Personal Loans starting from 9.99%* p.a. onwards. More specific details can be found below:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

When you choose us for your Personal Loan, you can enjoy the following features:

  • Easy digital application process
  • Flexible repayment tenure
  • Minimal documentation
  • Zero foreclosure/pre-payment charges
  • Quick approvals

These features make obtaining a Personal Loan a convenient and beneficial financial solution for your needs.

We offer Personal Loan in Vapi to:

  • Salaried Individuals

    Salaried individuals

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

  • Government Employees

    Government employees

  • Doctors

    Salaried Doctors

We understand that customers may require financial assistance for various reasons. Some of the types of Personal Loans we offer include:

  • Unsecured Loans
  • Home Renovation Loans
  • Instant Loans
  • Medical Loans
  • Travel Loans

If you are looking to avail of Personal Loans to meet your financial requirements, you can easily follow these steps:

  • Visit our website to evaluate your eligibility for a loan.
  • Select the loan option that suits your needs and click 'Apply Now.'
  • Complete the application form.
  • Submit the necessary documents.

After successful verification, our team will promptly review your application and transfer the approved loan amount. You can visit our branch at the address provided below if you prefer face-to-face interaction.

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

Poonawalla Fincorp Limited

Address : Office No A-820, 8th Floor, Building A, Sonorous Circuit House, Mahatma Gandhi Circle, Vapi - 396191
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

For additional information, please go through the frequently asked questions below.

What is the processing fees for a Personal Loan?

Personal Loans involve processing fees, which are one-time charges levied by lenders for loan processing. The fee can be a percentage of the loan amount or a fixed amount and should be disclosed upfront. We charge a minimal processing fee of up to 2% of the disbursed loan amount plus taxes. Please note that the processing fee is non-refundable.

Can self-employed people obtain a Personal Loan?

No. Self-employed people are not eligible for a Personal Loan from us. Our Personal Loans are only available for salaried employees. You can apply for a Professional Loan from us if you are a self-employed professional, and business owners can apply for a Business Loan.

*Terms & Conditions Apply

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