Personal loan in Ujjain @9.99%* Rate - Apply Online Instantly

In the bustling city life of Ujjain, unexpected financial needs may arise anytime. Fulfil your immediate fund requirement with a Personal Loan in Ujjain from Poonawalla Fincorp. Get up to ₹50 Lakh instantly with minimal documentation, zero hidden charges, and quick disbursal. Apply now!

Personal Loan EMI Calculator

Online EMI calculator lets you determine your monthly EMIs and plan your budget. Just enter the total loan amount, interest rate, and loan tenure, and you can calculate your EMI amount instantly.

Loan Amount

1,00,000 50,00,000

Interest Rate %

9.9% 30%

Tenure

1 Year 7 Years

Calculate

EMI Amount = *

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Personal Loan Interest Rates in Ujjain

Check out the following table and learn about the Personal Loan interest rates in Ujjain and other applicable charges:

Personal Loan Interest Rates	9.99% p.a. onwards.
Loan Amount	₹1 Lakh to ₹50 Lakh.
Loan Processing Fees	Up to 3%
Lowest EMI Per Month	Starting from ₹2,124* per Lakh for 60 months.
Loan Tenure	12 to 84 months.
Foreclosure/Prepayment Charges	0%* if paid from own sources & 4% if paid from other sources.
Default Charges	24% per annum
Repayment Instrument Dishonour Charges	₹500 per bounce plus applicable taxes.
Stamp Duty	At actuals (as per state)
No Other Hidden Charges

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

Eligibility and Criteria for Personal Loan in Ujjain

Here are the eligibility criteria to get a Personal Loan in Ujjain:

Age

Citizenship

Employment

Work Experience

Monthly Income

Age - Between 21 to 60 years.
Citizenship - The applicant must be an Indian citizen.
Employment - Full-time job at specified organisations (Central Govt, PSU, MNCs, etc.) required for eligibility.
Work Experience - Minimum 1 year experience
Monthly Income - Net salary of at least ₹30,000 per month.

Documents Required to Apply for a Personal Loan in Ujjain

Here's the list of documents required for Personal Loan in Ujjain:

KYC documents
Income proof
Residence Proof

Employment Proof
Financial Documents

KYC Documents: PAN Card, Passport, Driving License, Aadhaar Card, Voter ID.
Income Proof: Salary slips for the last three months.
Residence Proof: Passport, rent agreement, or utility bills.
Employment Proof: Official mail ID or Office ID card.
Financial Documents: Bank account statement for the last 3 months.

Features and Benefits of a Personal Loan in Ujjain

The features and benefits of Personal Loan in Ujjain are as follows:

Collateral-free
Flexible Repayment
Competitive Interest Rates
Hassle-free Application

No Restriction on End-use
No Prepayment Charges
No hidden charges
Quick Disbursal

Collateral-free: Get the money you need without pledging your assets.
Flexible Repayment: Choose a loan repayment tenure that fits your budget comfortably.
Competitive Interest Rates: Save money on interest with attractive rates, translating to lower EMIs.
Hassle-free Application: Apply online in just a few clicks for a hassle-free experience.
No Restriction on End-use: You can use the funds for any requirement, from medical bills to home renovations or educational costs.
No Prepayment Charges: Settle your loan early and reduce your debt burden without paying any extra fees. *
No hidden charges: Pay only what's clearly communicated upfront.
Quick Disbursal: Get the funds instantly with a streamlined process and basic eligibility criteria.