Get Flexible and Convenient Personal Loans in Ludhiana
Ludhiana, a bustling city in the Indian state of Punjab, is known for its vibrant culture, industrial prowess, and entrepreneurial spirit. As one of the largest industrial hubs in Northern India, Ludhiana plays a pivotal role in the region's economic growth. With the city's progress and development, the financial needs of its residents also evolve.
To cater to these changing financial requirements, Poonawalla Fincorp offers Personal Loan in Ludhiana. With competitive interest rates and flexible repayment options, our Personal Loans provide the financial flexibility you need to pursue your dreams.
Choose Poonawalla Fincorp for attractive Personal Loans in Ludhiana and embark on a journey towards financial success. We focus on a customer-centric approach and are committed to ensuring your financial well-being. Experience the joy of achieving your goals with Poonawalla Fincorp by your side.
Personal Loan EMI Calculator
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Interest Rates and Charges for Personal Loans in Ludhiana
Poonawalla Fincorp offers Personal Loans in Ludhiana at attractive interest rates, starting from just 9.99%* per annum. Please find below additional information:
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹30 Lakh |
| Loan Processing | Up to 2% plus applicable taxes |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-60 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Interest | 3% per month |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Features and Benefits of Personal Loans in Ludhiana
Poonawalla Fincorp sets itself apart in the field of Personal Loans in Ludhiana by providing remarkable features and advantages. Enjoy the benefits of competitive interest rates, swift loan disbursal, a convenient documentation process, and the freedom from requiring collateral.
We offer Personal Loan in Ludhiana for:
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Salaried Company Secretaries
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Government Employees
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Salaried Company Secretaries
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Salaried Doctors
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Salaried Chartered Accountants
Types of Personal Loans in Ludhiana
At Poonawalla Fincorp, we acknowledge that unique financial requirements demand customized solutions. That is why we present a broad selection of Personal Loans, encompassing options like:
- Home Renovation Loans
- Wedding Loans
- Travel Loans
- Medical Loans
How to Get a Personal Loan in Ludhiana?
Looking to secure a Poonawalla Fincorp Personal Loan? Here are the steps to apply:
- Visit our official website to check your loan eligibility.
- Choose your desired loan option and click on 'Apply Now '.
- Complete the application form
- Submit the necessary documents
Upon submission of your application, our team will promptly assess it and initiate the disbursal of the loan amount after successful verification. If you prefer face-to-face communication, you can visit our branch located at the specified address.
Apply for Personal Loan In Ludhiana within 5 Minutes
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Poonawalla Fincorp Branch Address in Ludhiana
Poonawalla Fincorp Limited
Address : 7th Floor, SCO 10 & 11, Feroz Gandhi Market, Ludhiana- 141001, Punjab (Landmark-Above DCB Bank)
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
Yes, you can avail of a Personal Loan even with an existing loan as long as you meet the eligibility criteria.
No, Personal Loans are specifically designed to meet personal financial needs and cannot be used for business purposes.
*Terms & Conditions Apply
