personal loan in Ludhiana

Personal Loan in Ludhiana

Starting @ 9.99%* p.a.

Collateral-Free | Swift Approval | Transparent Process

Ludhiana, a bustling city in the Indian state of Punjab, is known for its vibrant culture, industrial prowess, and entrepreneurial spirit. As one of the largest industrial hubs in Northern India, Ludhiana plays a pivotal role in the region's economic growth. With the city's progress and development, the financial needs of its residents also evolve.

To cater to these changing financial requirements, Poonawalla Fincorp offers Personal Loan in Ludhiana. With competitive interest rates and flexible repayment options, our Personal Loans provide the financial flexibility you need to pursue your dreams.

Choose Poonawalla Fincorp for attractive Personal Loans in Ludhiana and embark on a journey towards financial success. We focus on a customer-centric approach and are committed to ensuring your financial well-being. Experience the joy of achieving your goals with Poonawalla Fincorp by your side.


Poonawalla Fincorp offers Personal Loans in Ludhiana at attractive interest rates, starting from just 9.99%* per annum. Please find below additional information:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Poonawalla Fincorp sets itself apart in the field of Personal Loans in Ludhiana by providing remarkable features and advantages. Enjoy the benefits of competitive interest rates, swift loan disbursal, a convenient documentation process, and the freedom from requiring collateral.

We offer Personal Loan in Ludhiana for:

  • Company Secretaries

    Salaried Company Secretaries

  • Salaried Individuals

    Government Employees

  • Government Employees

    Salaried Company Secretaries

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

At Poonawalla Fincorp, we acknowledge that unique financial requirements demand customized solutions. That is why we present a broad selection of Personal Loans, encompassing options like:

  • Home Renovation Loans
  • Wedding Loans
  • Travel Loans
  • Medical Loans

Looking to secure a Poonawalla Fincorp Personal Loan? Here are the steps to apply:

  • Visit our official website to check your loan eligibility.
  • Choose your desired loan option and click on 'Apply Now '.
  • Complete the application form
  • Submit the necessary documents

Upon submission of your application, our team will promptly assess it and initiate the disbursal of the loan amount after successful verification. If you prefer face-to-face communication, you can visit our branch located at the specified address.

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

Poonawalla Fincorp Limited

Address : 7th Floor, SCO 10 & 11, Feroz Gandhi Market, Above DCB Bank Ludhiana, Punjab-141001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Can I apply for a Personal Loan if I have an existing loan?

Yes, you can avail of a Personal Loan even with an existing loan as long as you meet the eligibility criteria.

Can I avail of a Personal Loan for business purposes?

No, Personal Loans are specifically designed to meet personal financial needs and cannot be used for business purposes.

*Terms & Conditions Apply

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