Get Flexible and Convenient Personal Loans
Ludhiana, a bustling city in the Indian state of Punjab, is known for its vibrant culture, industrial prowess, and entrepreneurial spirit. As one of the largest industrial hubs in Northern India, Ludhiana plays a pivotal role in the region's economic growth. With the city's progress and development, the financial needs of its residents also evolve.
To cater to these changing financial requirements, we offer Personal Loan. With competitive interest rates and flexible repayment options, our loans provide the financial flexibility you need to pursue your dreams.
Choose Poonawalla Fincorp for attractive loans for personal use and embark on a journey towards financial success. We focus on a customer-centric approach and are committed to ensuring your financial well-being. Experience the joy of achieving your goals with us by your side.
Check Monthly EMI Amount For Personal Loan In Ludhiana
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EMI Amount = *
Interest Rates and Charges for Personal Loans
We offer loans at attractive interest rates, starting from just 9.99%* per annum. Please find below additional information:
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing | Up to 3% |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-84 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Personal Loans
We set itself apart in the field of loans for personal use by providing remarkable features and advantages. Enjoy the benefits of competitive interest rates, swift loan disbursal, a convenient documentation process, and the freedom from requiring collateral.
We offer Personal Loan for:
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Salaried Company Secretaries
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Government Employees
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Salaried Company Secretaries
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Salaried Doctors
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Salaried Chartered Accountants
Types of Personal Loans
We acknowledge that unique financial requirements demand customized solutions. That is why we present a broad selection of loans, encompassing options like:
- Home Renovation Loans
- Wedding Loans
- Travel Loans
- Medical Loans
How to Get a Personal Loan?
Want to get a loan for personal use from us? Here are the steps to apply:
- Visit our official website to check your loan eligibility.
- Choose your desired loan option and click on 'Apply Now '.
- Complete the application form
- Submit the necessary documents
Upon submission of your application, our team will promptly assess it and initiate the disbursal of the loan amount after successful verification. If you prefer face-to-face communication, you can visit our branch located at the specified address.
Apply for Personal Loan within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Poonawalla Fincorp Branch Address in Ludhiana
Poonawalla Fincorp Limited
Address : 7th Floor, SCO 10 & 11, Feroz Gandhi Market, Above DCB Bank Ludhiana, Punjab-141001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
Yes, you can avail of personal credit even with an existing loan as long as you meet the eligibility criteria.
No, these loans are specifically designed to meet personal financial needs and cannot be used for business purposes.
*Terms & Conditions Apply
