personal loan in ambikapur

Personal Loan in Ambikapur

Starting @ 9.99%* p.a.

Collateral-Free | Speedy Loan Approval | Flexible Repayment Tenure

Ambikapur is a small city located in the Surguja district of Chhattisgarh. It is known for its beautiful waterfalls, dense forests, and rich culture. The city has a mix of both urban and rural areas, and the people here are warm and welcoming. Ambikapur is also an emerging hub for education, with many schools and colleges in the region. The city has a growing economy, and to cater to these evolving financial requirements, Poonawalla Fincorp offers Personal Loans in Ambikapur.

Our Personal Loans in Ambikapur are designed to meet a variety of needs, whether it's funding your education, managing medical expenses, planning a wedding, renovating your home, or accomplishing any other personal financial goals. With competitive interest rates and flexible repayment options, our Personal Loan provides the financial flexibility you need to fulfil your dreams.


Poonawalla Fincorp offers attractive interest rates starting at 9.99%* p.a. for Personal Loans in Ambikapur, without the requirement of collateral. Please refer to the information below for further details:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Discover the advantages of availing of a Personal Loan from Poonawalla Fincorp in Ambikapur and open yourself to a world of possibilities. With us, you can borrow funds up to ₹30 Lakh without the requirement of collateral or security. Also, you can enjoy features such as a fully digital application process, flexible repayment plans, competitive interest rates, and zero foreclosure or pre-payment fees.

We Offer Personal Loans in Ambikapur for:

  • Salaried Individuals

    Salaried individuals

  • Chartered Accountants

    Salaried Chartered Accountants

  • Doctors

    Salaried Doctors

  • Government Employees

    Salaried Government employees

  • Company Secretaries

    Salaried Company Secretaries

Recognizing the unique nature of individual financial needs, Poonawalla Fincorp provides personalized solutions through a diverse array of Personal Loans. Our offerings encompass a wide range of options, including:

  • Debt Consolidation Loans
  • Medical Loans
  • Travel Loans
  • Wedding Loans
  • Home Renovation Loans

Looking to secure a Poonawalla Fincorp’s Personal Loan? Here are the steps to apply:

  • Visit our official website to assess your loan eligibility
  • Select the loan option and click on 'Apply Now
  • Complete the application form
  • Submit the necessary documents

Upon submission of your application, our team will promptly review it. Upon successful verification, we will expedite the disbursement of the loan amount without delay. Alternatively, if you prefer more face-to-face interaction, you can visit our branch at the provided address.

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

What are the eligibility criteria for a Personal Loan in Ambikapur?

Your age should be from 22-58. You should be an Indian citizen and need to have a full-time job with a minimum monthly salary of ₹30,000.

What distinguishes Secured Loans from Unsecured Loans?

A Secured Personal Loan requires collateral, while an Unsecured Personal Loan does not. For instance, a Personal Loan is an example of an unsecured loan that can be applied for online to fulfil various financial needs.

*Terms & Conditions apply

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