Junagadh is a city located in the state of Gujarat, at the foot of the Girnar Hills. It is known for its historical forts, palaces, and temples. Junagadh is also a focal point for economic activity. If you are a resident and need financial assistance to meet various personal needs, get a Personal Loan in Junagadh from your trusted lending partner, Poonawalla Fincorp.
Get up to ₹30 Lakh with competitive interest rates, minimal documents and zero hidden charges. Apply now!
Personal Loan EMI Calculator
Use a Personal Loan EMI calculator to plan your repayments. Enter the loan amount, interest rate, and tenure to calculate your EMIs instantly.
-
EMI Amount = *
Personal Loan Interest Rates in Junagadh
Here is a detailed overview of Personal Loan interest rates and other charges in Junagadh:
Rate of Interest | 9.99% p.a. onwards |
Loan Amount | ₹1 Lakh to ₹30 Lakhs |
Loan Processing Fees | Up to 2% + applicable taxes |
Lowest EMI Per Month | Starting from ₹2,124/ Lakh for 60 months |
Loan Tenure | 12 months to 60 months |
Foreclosure or Prepayment Charges | 0%* if paid from own sources & 4% if paid from other sources |
Default Interest | 2% per month |
Cheque Bounce Charges | ₹500 per bounce + applicable taxes |
Stamp Duty | At actuals (as per state) |
Hidden Charges | Nil |
Eligibility Criteria for a Personal Loan in Junagadh
Meet the following eligibility criteria to get a Personal Loan in Junagadh:
![Age Requirement](img/age.png)
Age
![Citizenship Status](img/citizenship.png)
Citizenship
![Monthly Salary Required](img/monthly-salary.png)
Monthly Income
![Employment Required](img/higher-personal-loan-amount.png)
Work Experience
![Work Experience logo](img/employment.png)
Employment
- Age - Between 22 to 57 years.
- Citizenship - The applicant must be an Indian citizen.
- Monthly Income - Net monthly income of ₹30,000.
- Work Experience - At least 1 year of work experience.
- Employment - Full-time job at the state or central government or in any company (listed or unlisted).
Documents Required to Apply for a Personal Loan in Junagadh
Here’s a list of the documents required for a Personal Loan in Junagadh:
-
KYC documents
-
Income proof
-
Residence Proof
-
Employment Proof
-
Financial Documents
- KYC Documents: PAN Card, Passport, Driving License, Aadhaar Card, Voter ID.
- Income Proof: Salary slips for the last three months.
- Residence Proof: Passport, rent agreement, or utility bills.
- Employment Proof: Official mail ID or Office ID card
- Financial Documents: Bank account statement for the last 3 months.
Features and Benefits of a Personal Loan in Junagadh
Here are the features and benefits of a Personal Loan from Poonawalla Fincorp:
-
Instant Disbursal
-
Minimal Documentation
-
Zero hidden charges
-
Collateral-free
-
Flexible EMIs
-
No End Usage Restriction
-
Easy Application
- Instant Disbursal: Get the loan credited to your bank account after verification.
- Minimal Documentation: Provide KYC documents, address proof, employment proof and income proof.
- Zero Hidden Charges: All fees and charges are disclosed at the time of application.
- Collateral-free: No need to pledge collateral to get a Personal Loan.
- Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 60 months.
- No End Usage Restriction: Use the loan to meet any financial requirement.
- Easy Application: Hit the ‘Apply Now’ button to get a Personal Loan!
We Offer Personal Loan in Junagadh for
Our Personal Loan in Junagadh caters to the financial needs of:
- Salaried Professionals
- Salaried Chartered Accountants
- Salaried Doctors
- Salaried Company Secretaries
How to Apply for a Personal Loan in Junagadh?
Apply for a Personal Loan in Junagadh in just 3 steps:
![Semi Circle Logo](img/step-circle1.png)
![Laptop Logo](img/icon-step1.png)
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
![Semi Circle Logo](img/step-circle4.png)
![Quick approvals](img/personal-details.png)
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
![Semi Circle Logo](img/step-circle1.png)
![Application Verification](img/icon-step3.png)
Verification
Verification
Submit and upload all details for verification and assessment