Personal loan in Junagadh @9.99%* Rate

Junagadh is a city located in the state of Gujarat, at the foot of the Girnar Hills. It is known for its historical forts, palaces, and temples. Junagadh is also a focal point for economic activity. If you are a resident and need financial assistance to meet various personal needs, get a Personal Loan in Junagadh from your trusted lending partner, Poonawalla Fincorp.

Get up to ₹50 Lakh with competitive interest rates, minimal documents and zero hidden charges. Apply now!

Personal Loan EMI Calculator

Use a Personal Loan EMI calculator to plan your repayments. Enter the loan amount, interest rate, and tenure to calculate your EMIs instantly.

Loan Amount

1,00,000 50,00,000

Interest Rate %

9.9% 30%

Tenure

1 Year 7 Years

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EMI Amount = *

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Personal Loan Interest Rates in Junagadh

Here is a detailed overview of Personal Loan interest rates and other charges in Junagadh:

Rate of Interest	9.99% p.a. onwards
Loan Amount	₹1 Lakh to ₹50 Lakhs
Loan Processing Fees	Up to 3%
Lowest EMI Per Month	Starting from ₹2,124/ Lakh for 60 months
Loan Tenure	12 months to 84 months
Foreclosure or Prepayment Charges	0%* if paid from own sources & 4% if paid from other sources
Default Charges	24% per annum
Cheque Bounce Charges	₹500 per bounce + applicable taxes
Stamp Duty	At actuals (as per state)
Hidden Charges	Nil

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

Eligibility Criteria for a Personal Loan in Junagadh

Meet the following eligibility criteria to get a Personal Loan in Junagadh:

Age

Citizenship

Monthly Income

Work Experience

Employment

Age - Between 21 to 60 years.
Citizenship - The applicant must be an Indian citizen.
Monthly Income - Net monthly income of ₹30,000.
Work Experience - At least 1 year of work experience.
Employment - Full-time job at the state or central government or in any company (listed or unlisted).

Documents Required to Apply for a Personal Loan in Junagadh

Here’s a list of the documents required for a Personal Loan in Junagadh:

KYC documents
Income proof
Residence Proof

Employment Proof
Financial Documents

KYC Documents: PAN Card, Passport, Driving License, Aadhaar Card, Voter ID.
Income Proof: Salary slips for the last three months.
Residence Proof: Passport, rent agreement, or utility bills.
Employment Proof: Official mail ID or Office ID card
Financial Documents: Bank account statement for the last 3 months.

Features and Benefits of a Personal Loan in Junagadh

Here are the features and benefits of a Personal Loan from Poonawalla Fincorp:

Instant Disbursal
Minimal Documentation
Zero hidden charges
Collateral-free

Flexible EMIs
No End Usage Restriction
Easy Application

Instant Disbursal: Get the loan credited to your bank account after verification.
Minimal Documentation: Provide KYC documents, address proof, employment proof and income proof.
Zero Hidden Charges: All fees and charges are disclosed at the time of application.
Collateral-free: No need to pledge collateral to get a Personal Loan.
Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 84 months.
No End Usage Restriction: Use the loan to meet any financial requirement.
Easy Application: Hit the ‘Apply Now’ button to get a Personal Loan!