personal loan in Bhubaneswar

Personal Loan in Bhubaneswar

Flexible Repayment | Minimal Documentation | Competitive Interest Rates

Bhubaneswar, the capital city of the Indian state of Odisha, is a vibrant and rapidly developing urban centre. Known for its rich cultural heritage, ancient temples, and modern infrastructure, the city offers a unique blend of tradition and progress. As it continues to evolve and attract investment, the financial needs of its residents also undergo a transformation.

To address these evolving financial requirements, Poonawalla Fincorp offers Personal Loan designed to cater to various needs, whether it's funding your higher education, managing medical expenses, planning a wedding, renovating your home, or accomplishing any other personal financial goals. With competitive interest rates and flexible repayment options, our loans provide the financial flexibility you need to pursue your dreams. We understand the importance of convenience and efficiency and provide personal credit with quick disbursal, minimal documentation, and a hassle-free application process.

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We offer a loan at attractive interest rates. A brief analysis of interest rates would reveal that our rate is among the most competitive in the market.

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Up to 3%
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-84 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Charges 24% per annum
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

We offer a variety of features and benefits on personal credit. From flexibility in loan amounts and competitive interest rates to quick disbursal and easy documentation, you can enjoy multiple features and benefits.

We offer Personal Loans for:

We fully understand the requirements and offer the best loans for personal use to a range of occupational backgrounds, including:

  • Company Secretaries

    Salaried Company Secretaries

  • Salaried Individuals

    Government employees

  • Government Employees

    Salaried Chartered Accountants

  • Doctors

    Salaried Employees

  • Chartered Accountants

    Salaried Doctors

We provide a selection of unsecured loans, including:

  • Medical Loans
  • Travel Loans
  • Home Renovation Loans
  • Wedding Loans

Applying for a loan from us is quick and simple using the following method:

  • Click on the "Apply Now."
  • Complete the application.
  • Give the necessary paperwork.
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Poonawalla Fincorp Limited

Address: Office No. 108, 108(a), 109 & 110, 1st Floor,Odyssa Business Centre, Rasulgarh Square, Bhubaneswar, Odisha -751010
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

How do I qualify for the Personal Loan?

To be eligible, you must meet all eligibility requirements relating to your age, work history, employment, monthly salary, and citizenship.

Is there any penalty for foreclosing the loan?

If you make the payments with your own money, there are no additional fees or penalties for foreclosing your loan before the tenure at Poonawalla Fincorp.

*Terms & Conditions Apply

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