Personal loan in Kolhapur @9.99%* Rate

Kolhapur offers a glimpse into its vibrant history and traditions. Famous for its intricately crafted Kolhapuri chappals and uniquely designed jewellery, Kolhapur is one of the most visited tourist attractions. Whether you are a tourist or a local, get your immediate fund requirement fulfilled with a Personal Loan in Kolhapur from Poonawalla Fincorp.

Avail of up to ₹30 Lakh with minimal documentation, quick approval, and no hidden charges. Apply now!

Personal Loan EMI Calculator

Use a Personal Loan EMI calculator to plan your repayments. Enter the loan amount, interest rate, and tenure to calculate your monthly EMIs.

Loan Amount

1,00,000 30,00,000

Interest Rate %

9.9% 30%

Tenure

1 Year 5 Years

Calculate

EMI Amount = *

Check Repayment Schedule
Download Repayment Schedule

Personal Loan Interest Rates in Kolhapur

Look at the following table to learn about our Personal Loan interest rates in Kolhapur and the other applicable charges:

Personal Loan Interest Rates	9.99%* p.a. onwards
Loan Amount	₹1 Lakh to ₹30 Lakh
Loan Processing Fees	Up to 2% plus applicable taxes
Lowest EMI per month	Starting from ₹2,124* per Lakh for 60 months
Loan Tenure	12 – 60 months
Pre-payment/Foreclosure Charges	0%* If paid from own sources & 4% If paid from other sources
Default Interest	2% per month
Re-payment Instrument Dishonour Charges	₹500 per bounce plus applicable taxes
Stamp Duty	At actuals (as per state)
No Other Hidden Charges

Eligibility Criteria for Personal Loan in Kolhapur

To be eligible, you must fulfil the following criteria:

Age

Citizenship

Employment

Work Experience

Monthly Income

Age -Between 22 to 57 years.
Citizenship -The applicant must be an Indian citizen.
Employment -Full-time job at specified organisations (Central Govt, PSU, MNCs, etc.) required for eligibility.
Work Experience -Minimum 1 year experience
Monthly Income -Net salary of at least ₹30,000 per month.

Documents Required to Apply for a Personal Loan in Kolhapur

The list of documents required for a Personal Loan in Kolhapur is as follows:

KYC documents
Income proof

Address proof
Proof of Employment

KYC documents - Government-issued IDs such as PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport.
Income proof - Latest salary slips for the last 3 months and bank statement of the past three months.
Address proof - Rent agreement, utility bills, or passport.
Proof of Employment - Employee ID card or official mail ID.

Features and Benefits of a Personal Loan in Kolhapur

The features and benefits of a Personal Loan in Kolhapur from Poonawalla Fincorp:

Instant Disbursal
Minimal Documentation
Zero Hidden Charges
Collateral-free

Flexible EMIs
No End Usage Restriction
Easy Application

Instant Disbursal: Get the loan credited to your bank account after verification.
Minimal Documentation: Provide KYC documents, address proof, employment proof and income proof.
Zero Hidden Charges: All fees and charges are disclosed at the time of application.
Collateral-free: No need to pledge collateral to get a Personal Loan.
Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 60 months.
No End Usage Restriction: Use the loan to meet any financial requirement.
Easy Application: Hit the ‘Apply Now’ button to get a Personal Loan!