Personal loan in Kolhapur @9.99%* Rate

Kolhapur offers a glimpse into its vibrant history and traditions. Famous for its intricately crafted Kolhapuri chappals and uniquely designed jewellery, Kolhapur is one of the most visited tourist attractions. Whether you are a tourist or a local, get your immediate fund requirement fulfilled with a Personal Loan in Kolhapur from Poonawalla Fincorp.

Avail of up to ₹50 Lakh with minimal documentation, quick approval, and no hidden charges. Apply now!

Personal Loan EMI Calculator

Use a Personal Loan EMI calculator to plan your repayments. Enter the loan amount, interest rate, and tenure to calculate your monthly EMIs.

Loan Amount

1,00,000 50,00,000

Interest Rate %

9.9% 30%

Tenure

1 Year 7 Years

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EMI Amount = *

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Personal Loan Interest Rates in Kolhapur

Look at the following table to learn about our Personal Loan interest rates in Kolhapur and the other applicable charges:

Personal Loan Interest Rates	9.99%* p.a. onwards
Loan Amount	₹1 Lakh to ₹50 Lakh
Loan Processing Fees	Up to 3%
Lowest EMI per month	Starting from ₹2,124* per Lakh for 60 months
Loan Tenure	12 – 84 months
Pre-payment/Foreclosure Charges	0%* If paid from own sources & 4% If paid from other sources
Default Charges	24% per annum
Re-payment Instrument Dishonour Charges	₹500 per bounce plus applicable taxes
Stamp Duty	At actuals (as per state)
No Other Hidden Charges

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

Eligibility Criteria for Personal Loan in Kolhapur

To be eligible, you must fulfil the following criteria:

Age

Citizenship

Employment

Work Experience

Monthly Income

Age -Between 21 to 60 years.
Citizenship -The applicant must be an Indian citizen.
Employment -Full-time job at specified organisations (Central Govt, PSU, MNCs, etc.) required for eligibility.
Work Experience -Minimum 1 year experience
Monthly Income -Net salary of at least ₹30,000 per month.

Documents Required to Apply for a Personal Loan in Kolhapur

The list of documents required for a Personal Loan in Kolhapur is as follows:

KYC documents
Income proof

Address proof
Proof of Employment

KYC documents - Government-issued IDs such as PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport.
Income proof - Latest salary slips for the last 3 months and bank statement of the past three months.
Address proof - Rent agreement, utility bills, or passport.
Proof of Employment - Employee ID card or official mail ID.

Features and Benefits of a Personal Loan in Kolhapur

The features and benefits of a Personal Loan in Kolhapur from Poonawalla Fincorp:

Instant Disbursal
Minimal Documentation
Zero Hidden Charges
Collateral-free

Flexible EMIs
No End Usage Restriction
Easy Application

Instant Disbursal: Get the loan credited to your bank account after verification.
Minimal Documentation: Provide KYC documents, address proof, employment proof and income proof.
Zero Hidden Charges: All fees and charges are disclosed at the time of application.
Collateral-free: No need to pledge collateral to get a Personal Loan.
Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 84 months.
No End Usage Restriction: Use the loan to meet any financial requirement.
Easy Application: Hit the ‘Apply Now’ button to get a Personal Loan!