personal loan in Chandigarh

Personal Loan in Chandigarh

Starting @ 9.99%* p.a.

Flexible Repayment | Minimal Documentation | Competitive Interest Rates

Chandigarh, with a population of over 1 million, offers a conducive environment for economic growth and prosperity. The city's economy is supported by a variety of industries, including manufacturing, healthcare, hospitality, and information technology. Chandigarh's reputation as a spotless and environmentally friendly city draws businesses and investors. The city's economic vitality is enhanced by the presence of renowned educational institutions and government buildings, in addition to numerous shopping centers, entertainment venues, and recreational areas.

In order to meet a variety of borrowers' financial needs and support the city's growing consumer base, Poonawalla Fincorp provides a selection of Personal Loan These loans give people the financial freedom to fulfill their aspirations and deal with unforeseen expenses, thanks to our attractive interest rates, quick approval, and flexible repayment options. For Chandigarh residents looking for dependable and practical financing options, our Personal Loans may be the best choice.


Our Personal Loans with competitive interest rates starts from 9.99% p.a. onwards, making it an affordable financial solution. More specific details can be found below:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

We offer a plethora of benefits of Personal Loans including quick approval and disbursal, flexible loan amount, flexible repayment, no requirement of collateral, and improved credit scores. Loan amounts up to 30 lakhs are available with repayment flexibility of 12 - 60 months.

We offer Personal Loans in Chandigarh for:

We comprehend financial needs and offer Personal Loans to a range of occupational backgrounds, including:

  • Company Secretaries

    Salaried Doctors

  • Salaried Individuals

    Government employees

  • Government Employees

    Salaried Employees

  • Doctors

    Salaried Chartered Accountants

  • Chartered Accountants

    Salaried Company Secretary

We acknowledge that different financial needs demand different strategies. Due to this, we offer a range of personal loans, such as:

  • Wedding Loans
  • Home Renovation Loans
  • Travel Loans
  • Medical Loans

Applying for a personal loan from us is quick and simple using the following form.

  • Check out our official website to see if you're eligible for a loan.
  • Select the loan option, then hit "Apply Now."
  • Complete the application.
  • Submit the necessary paperwork.
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Click on ‘Apply Now’ and complete the application form

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Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

Poonawalla Fincorp Limited

Address: 2nd Floor, SCO 311-312, 35B, Above Canara Bank, Sector-35, Chandigarh,Punjab-160022.
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

What are the minimum and maximum loan amounts?

You can get a loan for as little as one lakh rupees, up to thirty lakh rupees, with us.

What is the minimum annual salary required to get a loan?

You must earn at least 3.6 lakh rupees annually to qualify for a loan from us. Your take-home pay must be at least 30,000 per month as a result.

*Terms & Conditions Apply

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