Avail of Easy Personal Loans
Chandigarh, with a population of over 1 million, offers a conducive environment for economic growth and prosperity. The city's economy is supported by a variety of industries, including manufacturing, healthcare, hospitality, and information technology. Chandigarh's reputation as a spotless and environmentally friendly city draws businesses and investors. The city's economic vitality is enhanced by the presence of renowned educational institutions and government buildings, in addition to numerous shopping centers, entertainment venues, and recreational areas.
To meet a variety of borrowers' financial needs and support the city's growing consumer base, Poonawalla Fincorp provides a Personal Loan. These loans give people the financial freedom to fulfill their aspirations and deal with unforeseen expenses, thanks to our attractive interest rates, quick approval, and flexible repayment options. For Chandigarh residents looking for dependable and practical financing options, our loans may be the best choice.
Check Monthly EMI Amount For Personal Loan In Chandigarh
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EMI Amount = *
Interest Rates and Charges for Personal Loans
Our competitive interest rates starts from 9.99% p.a. onwards, making it an affordable financial solution. More specific details can be found below:
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing | Up to 3% |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-84 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Personal Loans
We offer a plethora of benefits with loans for personal use including quick approval and disbursal, flexible loan amount, flexible repayment, no requirement of collateral, and improved credit scores. Loan amounts up to 50 lakhs are available with repayment flexibility of 12 - 84 months.
We offer Personal Loans for:
We comprehend financial needs and offer loans to a range of occupational backgrounds, including:
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Salaried Doctors
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Government employees
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Salaried Employees
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Salaried Chartered Accountants
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Salaried Company Secretary
Types of Personal Loans
We acknowledge that different financial needs demand different strategies. Due to this, we offer a range of loans, such as:
- Wedding Loans
- Home Renovation Loans
- Travel Loans
- Medical Loans
How to apply for Personal Loans?
Applying for a loan from us is quick and simple using the following form.
- Click on the "Apply Now."
- Complete the application.
- Submit the necessary paperwork.
Apply for Personal Loan within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Poonawalla Fincorp branch address in Chandigarh
Poonawalla Fincorp Limited
Address: 2nd Floor, SCO 311-312, 35B, Above Canara Bank, Sector-35, Chandigarh,Punjab-160022.
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
You can get a loan for as little as one lakh rupees, up to fifty lakh rupees, with us.
You must earn at least 3.6 lakh rupees annually to qualify for a loan from us. Your take-home pay must be at least 30,000 per month as a result.
*Terms & Conditions Apply
