personal loan in Chandigarh

Personal Loan in Chandigarh

Flexible Repayment | Minimal Documentation | Competitive Interest Rates

Chandigarh, with a population of over 1 million, offers a conducive environment for economic growth and prosperity. The city's economy is supported by a variety of industries, including manufacturing, healthcare, hospitality, and information technology. Chandigarh's reputation as a spotless and environmentally friendly city draws businesses and investors. The city's economic vitality is enhanced by the presence of renowned educational institutions and government buildings, in addition to numerous shopping centers, entertainment venues, and recreational areas.

To meet a variety of borrowers' financial needs and support the city's growing consumer base, Poonawalla Fincorp provides a Personal Loan. These loans give people the financial freedom to fulfill their aspirations and deal with unforeseen expenses, thanks to our attractive interest rates, quick approval, and flexible repayment options. For Chandigarh residents looking for dependable and practical financing options, our loans may be the best choice.

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Our competitive interest rates starts from 9.99% p.a. onwards, making it an affordable financial solution. More specific details can be found below:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Up to 3%
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-84 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

We offer a plethora of benefits with loans for personal use including quick approval and disbursal, flexible loan amount, flexible repayment, no requirement of collateral, and improved credit scores. Loan amounts up to 50 lakhs are available with repayment flexibility of 12 - 84 months.

We offer Personal Loans for:

We comprehend financial needs and offer loans to a range of occupational backgrounds, including:

  • Company Secretaries

    Salaried Doctors

  • Salaried Individuals

    Government employees

  • Government Employees

    Salaried Employees

  • Doctors

    Salaried Chartered Accountants

  • Chartered Accountants

    Salaried Company Secretary

We acknowledge that different financial needs demand different strategies. Due to this, we offer a range of loans, such as:

  • Wedding Loans
  • Home Renovation Loans
  • Travel Loans
  • Medical Loans

Applying for a loan from us is quick and simple using the following form.

  • Click on the "Apply Now."
  • Complete the application.
  • Submit the necessary paperwork.
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Poonawalla Fincorp Limited

Address: 2nd Floor, SCO 311-312, 35B, Above Canara Bank, Sector-35, Chandigarh,Punjab-160022.
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

What are the minimum and maximum loan amounts?

You can get a loan for as little as one lakh rupees, up to fifty lakh rupees, with us.

What is the minimum annual salary required to get a loan?

You must earn at least 3.6 lakh rupees annually to qualify for a loan from us. Your take-home pay must be at least 30,000 per month as a result.

*Terms & Conditions Apply

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