personal loan in Siliguri

Personal Loan in Siliguri

Starting @ 9.99%* p.a.

Hassle-Free Process | Competitive Interest Rates | Less Paperwork

Siliguri is known for its strong youth culture and vibrant music scene. It is the largest city in the North Bengal region. This ‘Gateway of North-Eastern India’ is a significant trading and transportation hub. Tourism, timber, tea, and transportation are the four T’s, Siliguri has traditionally been known for.

Rapid growth has led to a major demand in Personal Loan in the region. The reasons such as education, medical needs, and home renovation, give rise to these financial needs. Poonawalla Fincorp is serving the people in this region as a trusted lender by providing Personal Loans in Siliguri. We offer a Personal Loan at attractive interest rate with benefits like minimal documentation, flexible repayment tenure, and quick approval to provide the financial flexibility you need to achieve your dreams.

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Poonawalla Fincorp offers Personal Loans in Siliguri at attractive interest rates starting from 9.99%* p.a., without any pre-payment/foreclosure charges. Check the information provided below for more details related to interest rate and charges:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

The benefits mentioned below are definitely significant when you borrow a Personal Loan in Siliguru from Poonawalla Fincorp:

  • Easy and hassle-free process
  • Flexible repayment tenure
  • Minimal documentation
  • Zero foreclosure/ pre-payment charges
  • Quick approvals

We Offer a Personal Loan in Siliguri for:

  • Government Employees

    Government Employees

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

  • Salaried Individuals

    Salaried individuals

We understand various situations where our customers feel the need for money due to various reasons. To cater to all such financial needs, we offer different types of Personal Loan in Siliguri:

  • Home Renovation Loans
  • Debt Consolidation Loans
  • Medical Loans
  • Travel Loans
  • Wedding Loans

If you are in need of a Personal Loan in Siliguri for your financial needs, you can simply follow these steps:

  • Determine your loan eligibility by visiting our official website.
  • Select the loan option that suits your needs and click 'Apply Now.'
  • Complete the application form.
  • Submit the necessary documents.

Our team will swiftly review your application and release the loan amount after successful verification. If you prefer a face-to-face interaction, you can also visit our branch at the provided address.

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Poonawalla Fincorp Limited

Address : Unity Building, 1st Floor, Sevoke Road, Siliguri-734001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)

Can checking credit history impact credit score?

It's a common concern for borrowers. Your credit report tracks credit history and lenders consider the credit score when assessing loan applications. Checking your own credit score is a "soft enquiry" and doesn't affect your score. However, when prospective lenders access it as a "hard enquiry," it can impact your score. Limiting loan applications and considering factors like repayment history, credit exposure length, and type of credit accounts can help maintain a healthy credit score.

What is the maximum repayment tenure for a Personal Loan in Siliguri?

We provide a maximum repayment tenure of up to 60 months for a Personal Loan in Siliguri.

*Terms & Conditions Apply

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