Apply for a Personal Loan
Siliguri is known for its strong youth culture and vibrant music scene. It is the largest city in the North Bengal region. This ‘Gateway of North-Eastern India’ is a significant trading and transportation hub. Tourism, timber, tea, and transportation are the four T’s, Siliguri has traditionally been known for.
Rapid growth has led to a major demand for a Personal Loan. The reasons such as education, medical needs, and home renovation give rise to these financial needs. We offer this loan at attractive interest rate with benefits like minimal documentation, flexible repayment tenure, and quick approval to provide the financial flexibility you need to achieve your dreams.
Check Monthly EMI Amount For Personal Loan In Siliguri
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EMI Amount = *
Interest Rates and Charges for Personal Loans
Poonawalla Fincorp offers unsecured loans at attractive interest rates starting from 9.99%* p.a., without any pre-payment/foreclosure charges. Check the information provided below for more details related to interest rate and charges:
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing | Up to 3% |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-84 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Personal Loans
The benefits mentioned below are definitely significant when you borrow a loan for personal use from us:
- Easy and hassle-free process
- Flexible repayment tenure
- Minimal documentation
- Zero foreclosure/ pre-payment charges
- Quick approvals
We Offer a Personal Loan for:
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Government Employees
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
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Salaried individuals
Types of Personal Loans:
We understand various situations where our customers feel the need for money due to various reasons. To cater to all such financial needs, we offer different types of loans:
- Home Renovation Loans
- Debt Consolidation Loans
- Medical Loans
- Travel Loans
- Wedding Loans
How to Get a Personal Loan?
If you are in need of a loan, you can simply follow these steps:
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Step 1: Click ‘Apply Now’
Fill out the form online to start your loan application. -
Step 2: Upload Documents
Provide your KYC documents to complete the verification. -
Step 3: Get Funds
Get the loan amount disbursed to your bank account.
Apply for Personal Loan within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Poonawalla Fincorp Branch Address in Siliguri
Poonawalla Fincorp Limited
Address : 1st Floor, Unity Building, Sevoke Road, Siliguri, West Bengal-734001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
It's a common concern for borrowers. Your credit report tracks credit history and lenders consider the credit score when assessing loan applications. Checking your own credit score is a "soft enquiry" and doesn't affect your score. However, when prospective lenders access it as a "hard enquiry," it can impact your score. Limiting loan applications and considering factors like repayment history, credit exposure length, and type of credit accounts can help maintain a healthy credit score.
We provide a maximum repayment tenure of up to 84 months for a loan for personal use.
*Terms & Conditions Apply
