Apply for a Personal Loan in Siliguri with Poonawalla Fincorp
Siliguri is known for its strong youth culture and vibrant music scene. It is the largest city in the North Bengal region. This ‘Gateway of North-Eastern India’ is a significant trading and transportation hub. Tourism, timber, tea, and transportation are the four T’s, Siliguri has traditionally been known for.
Rapid growth has led to a major demand in Personal Loan in the region. The reasons such as education, medical needs, and home renovation, give rise to these financial needs. Poonawalla Fincorp is serving the people in this region as a trusted lender by providing Personal Loans in Siliguri. We offer a Personal Loan at attractive interest rate with benefits like minimal documentation, flexible repayment tenure, and quick approval to provide the financial flexibility you need to achieve your dreams.
Personal Loan EMI Calculator
Interest Rates and Charges for Personal Loans in Siliguri
Poonawalla Fincorp offers Personal Loans in Siliguri at attractive interest rates starting from 9.99%* p.a., without any pre-payment/foreclosure charges. Check the information provided below for more details related to interest rate and charges:
|Interest Rate||Starting from 9.99%*p.a.|
|Loan Amount||₹1 Lakh to ₹30 Lakh|
|Loan Processing||Up to 2% plus applicable taxes|
|Lowest EMI Per Month*||Starting from ₹2,124* per Lakh for 60 months|
|Loan Tenure||12-60 months|
|Pre-Payment/Foreclosure Charges||0%* If paid from own sources|
|Late Payment Charges||3% per month|
|Cheque Bounce Charges||₹500 per bounce plus applicable charges|
|Stamp Duty||At actuals (as per state)|
|No Other Hidden Charges|
Features and Benefits of Personal Loans in Siliguri
The benefits mentioned below are definitely significant when you borrow a Personal Loan in Siliguru from Poonawalla Fincorp:
- Easy and hassle-free process
- Flexible repayment tenure
- Minimal documentation
- Zero foreclosure/ pre-payment charges
- Quick approvals
We Offer a Personal Loan in Siliguri for:
Salaried Chartered Accountants
Salaried Company Secretaries
Types of Personal Loans in Siliguri:
We understand various situations where our customers feel the need for money due to various reasons. To cater to all such financial needs, we offer different types of Personal Loan in Siliguri:
- Home Renovation Loans
- Debt Consolidation Loans
- Medical Loans
- Travel Loans
- Wedding Loans
How to Get a Personal Loan in Siliguri?
If you are in need of a Personal Loan in Siliguri for your financial needs, you can simply follow these steps:
Our team will swiftly review your application and release the loan amount after successful verification. If you prefer a face-to-face interaction, you can also visit our branch at the provided address.
Apply for Personal Loan In Siliguri within 5 Minutes
Click on Apply Now and fill in the complete application.
Enter your DOB, qualification and residential details
Application will then proceed for verification and assessment
Poonawalla Fincorp Branch Address in Siliguri
Poonawalla Fincorp Limited
Address : 1st Floor, Room No. 3 & 4, City Plaza, Sevoke Road, Siliguri - 734401
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6 pm
Frequently Asked Questions
It's a common concern for borrowers. Your credit report tracks credit history and lenders consider the credit score when assessing loan applications. Checking your own credit score is a "soft enquiry" and doesn't affect your score. However, when prospective lenders access it as a "hard enquiry," it can impact your score. Limiting loan applications and considering factors like repayment history, credit exposure length, and type of credit accounts can help maintain a healthy credit score.
We provide a maximum repayment tenure of up to 60 months for a Personal Loan in Siliguri.
*Terms & Conditions Apply