personal loan in kozhikode

Personal Loan in Kozhikode

Starting @ 9.99%* p.a.

No Hidden Charges | Quick Verification | Competitive Interest Rates

Kozhikode, also known as Calicut, is a historic city in Kerala, India. Famous for its serene beaches, historic sites, and vibrant culture, the city is a popular tourist destination. Apart from tourism, Kozhikode thrives as a commercial hub with a strong presence in trade, manufacturing, and IT industries which provides immense opportunities for growth to its residents.

With a high population density, the demand for Personal Loan in Kozhikode has been steadily increasing. Thankfully, you can choose Poonawalla Fincorp for attractive Personal Loans in Kozhikode and unlock the financial flexibility you need to achieve your aspirations. With our customer centric approach and commitment to your financial well-being, we aim to be your trusted partner in Kozhikode's vibrant and dynamic landscape.


We offer Personal Loans in Kozhikode with competitive interest rates starting from just 9.99%* p.a. With loan amount starting from ₹1 Lakh to ₹30 Lakh. See below for further details:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

For a hassle-free borrowing experience in Kozhikode, rely on Poonawalla Fincorp. Some of the major benefits of Personal Loans in Kozhikode include:

  • Quick Loan Disbursal
  • Minimal Documentation
  • Straightforward Application Process

We Offer Personal Loans in Kozhikode for:

  • Salaried Individuals

    Salaried Individuals

  • Government Employees

    Government Employees

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

Poonawalla Fincorp offers a variety of Personal Loans in Kozhikode, such as:

  • Medical Loans
  • Wedding Loans
  • Travel Loans
  • Home Renovation Loans

To apply for a Personal Loan in Kozhikode, you can follow these steps:

  • Select the loan option and click on ‘Apply Now
  • Complete the application form
  • Submit the necessary documents

Once your application is reviewed, Poonawalla Fincorp will initiate the disbursement process. Alternatively, if you prefer an offline approach, you can visit our branch.

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

Poonawalla Fincorp Limited

Address : 4th Floor, "City Gallery", 6/835 E, Kannor Road, Calicut: 673001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

In conclusion, Poonawalla Fincorp's Personal Loan in Kozhikode offers a convenient and flexible solution for your financial needs. With attractive interest rates and a hassle-free application process, you can easily access the funds you require with Poonawalla Fincorp.

What are the eligibility criteria for the Personal Loan in Kozhikode?

To be considered for a Personal Loan in Kozhikode, it is necessary to fulfil the eligibility requirements like age, job history, income, nationality, and employment status. You can check out the Personal Loan Eligibility Criteria on our website.

Which factors affect my credit score for a Personal Loan in Kozhikode?

Your credit score is based on your credit behaviour, including repayment history, credit exposure length, credit mix, and any errors in your credit report. Regularly checking your report can help identify errors and immediately dispute any inconsistencies.

*Terms & Conditions apply

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