Get Personal Loans
Kozhikode, also known as Calicut, is a historic city in Kerala, India. Famous for its serene beaches, historic sites, and vibrant culture, the city is a popular tourist destination. Apart from tourism, Kozhikode thrives as a commercial hub with a strong presence in trade, manufacturing, and IT industries which provides immense opportunities for growth to its residents.
With a high population density, the demand for personal credit has been steadily increasing. Thankfully, you can choose Poonawalla Fincorp for an attractive Personal Loan and unlock the financial flexibility you need to achieve your aspirations. With our customer-centric approach and commitment to your financial well-being, we aim to be your trusted partner.
Check Monthly EMI Amount For Personal Loan In Kozhikode
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EMI Amount = *
Interest Rates and Charges for Personal Loans
We offer loans for personal use with competitive interest rates starting from just 9.99%* p.a. With loan amount starting from ₹1 Lakh to ₹50 lakh. See below for further details:
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹50 lakh |
| Loan Processing | Up to 3% |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-84 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Personal Loans
For a hassle-free borrowing experience in Kozhikode, rely on us. Some of the major benefits of personal credit include:
- Quick Loan Disbursal
- Minimal Documentation
- Straightforward Application Process
We Offer Personal Loans for:
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Salaried Individuals
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Government Employees
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Types of Personal Loans:
We offer a variety of loans for personal use, such as:
- Medical Loans
- Wedding Loans
- Travel Loans
- Home Renovation Loans
How to Apply for a Personal Loan?
You can follow these steps to apply for an unsecured loan:
- Select the loan option and click on ‘Apply Now’
- Complete the application form
- Submit the necessary documents
Once your application is reviewed, we will initiate the disbursement process. Alternatively, if you prefer an offline approach, you can visit our branch.
Apply for Personal Loan within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Poonawalla Fincorp Branch Address in Kozhikode
Poonawalla Fincorp Limited
Address : 4th Floor, City Gallery, 6/835 E, Kannor Road, Calicut: 673001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
In conclusion, Poonawalla Fincorp's Personal Loan in Kozhikode offers a convenient and flexible solution for your financial needs. With attractive interest rates and a hassle-free application process, you can easily access the funds you require with Poonawalla Fincorp.
Frequently Asked Questions
The eligibility requirements include age, job history, income, nationality, and employment status. You can check out the eligibility criteria on our website.
Several factors impact your credit score, such as your repayment history, credit exposure length, credit mix, and any errors in your credit report. Regularly checking your report can help identify errors and immediately dispute any inconsistencies.
*Terms & Conditions apply
