Personal loan in Imphal @9.99%* Rate - Apply Online Instantly

Meet all your financial requirements with Imphal, Manipur's capital, is nestled amidst hills and lakes. Its vibrant culture and scenic beauty make it a tourist hotspot. Whether you are a resident or a tourist, don’t let unexpected expenses catch you off-guard. Get a Personal Loan of up to ₹50 Lakh from Poonawalla Fincorp. Enjoy flexible repayment terms, zero hidden charges, competitive interest rates, and quick disbursal. Why wait? Apply now!

Personal Loan EMI Calculator

Figuring out your monthly loan payments can be a hassle, but our easy-to-use EMI calculator makes the process very easy. Just enter your loan details, such as amount, repayment period, and interest rate, to check your monthly repayment amount.

Loan Amount

1,00,000 50,00,000

Interest Rate %

9.9% 30%

Tenure

1 Year 7 Years

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Personal Loan Interest Rates in Imphal

Poonawalla Fincorp offers Personal Loans in Imphal at competitive interest rates. Here’s a table listing out the interest rate and other charges:

Personal Loan Interest Rates	9.99%* p.a. onwards
Loan Amount	₹1 Lakh to ₹50 Lakh
Loan Processing Fees	Up to 3%
Lowest EMI Per Month	Starting from ₹2,124* per Lakh for 60 months
Loan Tenure	12 – 84 months
Prepayment/Foreclosure Charges	0%* If paid from own sources & 4% If paid from other sources
Default Charges	24% per annum
Repayment Instrument Dishonour Charges	₹500 per bounce plus applicable taxes
Stamp Duty	At actuals (as per state)
No Other Hidden Charges

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

Eligibility Criteria for Personal Loan in Imphal

To be eligible, you must meet the following eligibility criteria:

Age

Citizenship

Employment

Monthly Income

Work Experience

Age - Between 21 and 60 years.
Citizenship - The applicant must be an Indian citizen.
Employment - Full-time job at specified organisations (Central Govt, PSU, MNCs, etc.) required for eligibility.
Monthly Income - Monthly net salary after taxes should be ₹30,000 or more.
Work Experience - Minimum 1 year experience.

Documents Required to Apply for a Personal Loan in Imphal

The documents required for Personal Loan in Imphal are:

KYC documents
Income proof
Residence Proof

Employment Proof
Financial Documents

KYC Documents: PAN Card, Passport, Driving License, Aadhaar Card, Voter ID.
Income Proof: Salary slips for the last three months.
Residence Proof: Passport, rent agreement, or utility bills.
Employment Proof: Official mail ID or Office ID card.
Financial Documents: Bank account statement for the last 3 months.

Features and Benefits of a Personal Loan in Imphal

Here are the features and benefits of a Personal Loan from Poonawalla Fincorp:

Instant Disbursal
Minimal Documentation
Zero hidden charges
Collateral-free

Flexible EMIs
No End Usage Restriction
Easy Application

Instant Disbursal: Get the loan credited to your bank account after verification.
Minimal Documentation: Provide KYC documents, address proof, employment proof and income proof.
Zero Hidden Charges: All fees and charges are disclosed at the time of application.
Collateral-free: No need to pledge collateral to get a Personal Loan.
Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 84 months.
No End Usage Restriction: Use the loan to meet any financial requirement.
Easy Application: Hit the ‘Apply Now’ button to get a Personal Loan!