Apply for a Personal Loan in Pathankot with Quick Disbursal
Pathankot is one of the most populous cities in Punjab and is well-known for its temples and dams. The city generates revenue from its shawl and other commercial businesses. It also has a growing population, with an increasing number of residents living in this region.
If you are looking for a loan for personal uses, then consider Poonawalla Fincorp's personal credit - one of the best choices thanks to its various advantages and features.
Personal credit in Pathankot offered by Poonawalla Fincorp are collateral-free and one of the best options you can get to fulfil various personal needs.
Check Monthly EMI Amount for Personal Loan in Pathankot
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EMI Amount = *
Interest Rates Value and Applicable Charges for Loan for Personal Use
Listed below are the details of interest rates, repayment tenure, and other:
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing | Up to 3% |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-84 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Interest | 2% per month |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| Hidden Charges | Nil |
Useful Advantages of Personal Loan in Pathankot City
A list of features and benefits is mentioned below:
- Hassle-free Online Process
- Attractive Interest Rates
- No Collateral Requirement
- Instant Loan Approval
- No Hidden Charges
We Offer Personal Loans in Pathankot for:
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Government Employees
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Salaried individuals
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Professionals like Doctors, CAs, and CS
Different Purposes Fulfilled by Getting a Personal Loan in Pathankot
Paying Medical Bills
Pay your medical bills instantly with the help of personal credit in no time.
Meeting Travel Expenses
If you are planning your next trip to your dream destination, support it with our loan.
Fulfilling Higher Education Costs
Get the best possible education with our hassle-free loan.
Apply for Personal Loan In Pathankot
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Frequently Asked Questions About Personal Loan Scheme
If you are applying for a personal use loan from Poonawalla Fincorp, just follow the below mentioned steps:
- Step 1: Visit our website and click on the ‘Apply Now’ button.
- Step 2: Fill in the required details on the loan application form.
- Step 3: Upload necessary documents.
On successful verification, the loan amount will be disbursed into your bank account instantly
No, we do not offer personal credit to self-employed individuals. However, they can apply for a Business Loan to meet their specific requirements.
*Terms & Conditions Apply
