personal loan in Pathankot

Personal Loan in Pathankot

Starting @ 9.99%* p.a.

Attractive Interest Rates | Instant Approval | Loan up to ₹30 Lakh

Pathankot is one of the most populous cities in Punjab and is well-known for its temples and dams. The city generates revenue from its shawl and other commercial business. It also has a growing population, with an increasing number of residents living in Pathankot's metro region.

If you reside in Pathankot and are looking for an instant loan online in India, then consider Poonawalla Fincorp's Personal Loan - one of the best choices thanks to its various advantages and features.

Personal Loans in Pathankot offered by Poonawalla Fincorp are collateral-free and one of the best options you can get to fulfil various personal needs.


One critical element of a Personal Loan is the interest rate. At Poonawalla Fincorp, residents of Pathankot can avail themselves of instant Personal Loans at attractive interest rates, starting from just 9.99%* per annum.

Poonawalla Fincorp’s Personal Loan interest rates, repayment tenure, and other details are listed below:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

The features and benefits of a Personal Loan in Pathankot offered by Poonawalla Fincorp are mentioned below:

  • Hassle-free Online Process
  • Attractive Interest Rates
  • No Requirement for Collateral
  • Instant Loan Approval
  • No Hidden Charges

We Offer Personal Loans in Pathankot for:

  • Government Employees

    Government Employees

  • Salaried Individuals

    Salaried individuals

  • Professionals like Doctors, CAs, and CS

    Professionals like Doctors, CAs, and CS

Poonawalla Fincorp provides quick Personal Loans to all eligible applicants. The loan can be used to fulfil a host of different purposes. This can include:

Paying Medical Bills

Our instant loan approval process can help you pay your medical bills in no time.

Meeting Travel Expenses

If you are planning your next trip to your dream destination, support it with our instant Personal Loan.

Fulfilling Education Costs

Get the best possible education with our hassle-free Personal Loan process.

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

How can applicants apply for a Personal Loan at Poonawalla Fincorp?

If you are applying for a Personal Loan at Poonawalla Fincorp, we have a straightforward process to offer instant loans. Once the application form along with all the correct KYC documents is submitted, you become eligible to avail yourself of a Personal Loan from us.

Can self-employed individuals apply online for a Personal Loan at Poonawalla Fincorp?

No, we do not offer Personal Loans to self-employed individuals. However, they can apply for a Business Loan to meet their specific requirements.

*Terms & Conditions Apply

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