How can applicants apply for a Personal Loan at Poonawalla Fincorp?

If you are applying for a Personal Loan at Poonawalla Fincorp, we have a straightforward process to offer instant loans. Once the application form along with all the correct KYC documents is submitted, you become eligible to avail yourself of a Personal Loan from us.

Personal loan in Pathankot - Get Instant Approval @9.99%

Q: Can self-employed individuals apply online for a Personal Loan at Poonawalla Fincorp?

No, we do not offer Personal Loans to self-employed individuals. However, they can apply for a Business Loan to meet their specific requirements.

Apply for a Personal Loan in Pathankot with Quick Disbursal

Pathankot is one of the most populous cities in Punjab and is well-known for its temples and dams. The city generates revenue from its shawl and other commercial businesses. It also has a growing population, with an increasing number of residents living in this region.

If you are looking for a loan for personal uses, then consider Poonawalla Fincorp's personal credit - one of the best choices thanks to its various advantages and features.

Personal credit in Pathankot offered by Poonawalla Fincorp are collateral-free and one of the best options you can get to fulfil various personal needs.

Check Monthly EMI Amount for Personal Loan in Pathankot

Loan Amount

1,00,000 50,00,000

Interest Rate %

9.9% 30%

Tenure

1 Year 7 Years

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EMI Amount = *

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Interest Rates Value and Applicable Charges for Loan for Personal Use

Listed below are the details of interest rates, repayment tenure, and other:

Interest Rate	Starting from 9.99%*p.a.
Loan Amount	₹1 Lakh to ₹50 Lakh
Loan Processing	Up to 3%
Lowest EMI Per Month*	Starting from ₹2,124* per Lakh for 60 months
Loan Tenure	12-84 months
Pre-Payment/Foreclosure Charges	0%* If paid from own sources & 4% If paid from other sources
Default Charges	24% per annum
Repayment Instrument Dishonour Charges	₹500 per bounce plus applicable charges
Stamp Duty	At actuals (as per state)
Hidden Charges	Nil

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.