personal loan in kota

Personal Loan in Kota

Starting @ 9.99%* p.a.

Transparent Process | Minimal Documentation | Flexible Tenure

Kota is a city in Rajasthan that resonates with historical significance and vibrant culture. It is renowned as one of the best education hubs in India with popular coaching institutes that attract students from all over the country. Whether you're exploring its historical sites or enjoying its festivals, Kota offers a unique and captivating experience.

With ongoing development projects and a focus on enhancing the quality of life for its residents, Kota is poised to continue on its trajectory of growth and development in the coming years. This has led to a major growth in the Personal Loan requirements of its residents.

This is where Poonawalla Fincorp can help. Our Personal Loans are tailored to meet the requirements of different borrowers. We provide feature-rich Personal Loan that include competitive interest rates, simplified documentation procedures, and efficient processing. With our Personal Loans in Kota, you can make your dreams a reality without worrying about finances. Apply for a loan today and take the first step towards achieving your goals.


Unlock your financial goals with Poonawalla Fincorp and enjoy attractive interest rates on Personal Loans in Kota for all your needs. See below for more details:

Interest Rate Starting from 9.99%* p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

The features of Personal Loans in Kota offered by Poonawalla Fincorp include:

  • No collateral/security
  • Flexible repayment tenure
  • Attractive interest rates
  • Minimal documentation
  • Zero foreclosure/pre-payment charges
  • Easy and hassle-free process
  • No hidden charges

We offer Personal Loan in Kota for:

  • Chartered Accountants

    Salaried Chartered Accountants

  • Salaried Individuals

    Salaried Individuals

  • Company Secretaries

    Salaried Company Secretaries

  • Doctors

    Salaried Doctors

  • Government Employees

    Government Employees

Recognizing the unique financial needs of individuals, Poonawalla Fincorp provides tailored solutions through an extensive selection of Personal Loans. Our offerings encompass:

  • Wedding Loans
  • Home Renovation Loans
  • Medical Loans
  • Travel Loans

Poonawalla Fincorp offers a 100% digital process where you can get a instant loan by following these steps:

  • Assess your loan eligibility on our official website.
  • Choose your desired loan option and click on 'Apply Now.'
  • Fill out the application form.
  • Submit the required documents.

Our team will review your application promptly and disburse the loan amount upon successful verification. Alternatively, you can visit our branch in person at the provided address.

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

Poonawalla Fincorp Limited,

Address : 1st floor, 1-C-18, SFS, Sheela Choudhury Road, Talwandi, Kota: 324007, Rajasthan
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

How do I prepare for a Personal Loan in Kota?

To prepare for a Personal Loan, it is essential to assess your financial needs and determine the loan amount required. Utilize an online Personal Loan EMI calculator to calculate the EMI as per your desired loan amount and tenure. Compare these EMIs with your monthly income and expenses to ensure you can repay the loan on time.

What is the minimum Credit score eligibility for Personal Loans in Kota?

When applying for a Personal Loan, lenders like Poonawalla Fincorp consider various eligibility criteria like age, citizenship, employment, income, and credit score. The minimum required credit score for a Personal Loan varies among lenders. Generally, a credit score above 750 is considered excellent, allowing you to access lower interest rates and higher loan amounts. The typical minimum credit score requirement for a Personal Loan is around 700. If your credit score falls below this threshold, lenders may offer higher interest rates, lower loan amounts, request additional documents, or even reject your application

*Terms & Conditions Apply

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