Apply for Personal Loans with No Usage Restrictions
Lucknow is the capital of Uttar Pradesh and has a diverse economy that includes businesses in the textile, handicraft, aerospace, educational, and information technology sectors. Lucknow's prominence as a centre of culture and history promotes the expansion of the hospitality and tourism industries. Fostering growth and success with its vibrant economic environment, its residents are witnessing an improvement in their standards of living as well.
To cater to this growing market, Poonawalla Fincorp offers a Personal Loan that can help individuals to fulfil their short-term and long-term financial requirements. The loans come with attractive features and competitive interest rates along with flexible payment terms.
Check Monthly EMI Amount For Personal Loan In Lucknow
-
EMI Amount = *
Interest Rates and Charges for Personal Loans
Our loans come with attractive interest rates that start from just 9.99% p.a. See below for more details
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing | Up to 3% |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-84 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Interest | 2% per month |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Features and Benefits of Personal Loans
The entire system of availing loans with us is easy and hassle-free. We offer flexible repayment tenure. We don't put the burden of providing collateral on our customers and work with minimal documentation only. services include flexible repayment options, quick approvals and disbursals, and competitive interest rates. Our easy application processes require minimum documentation only.
We Offer Personal Loans for:
People from a range of occupational backgrounds can get a loan from us because we understand and adjust for different specific scenarios, including:
-
Government employees
-
Salaried Employees
-
Salaried Doctors
-
Salaried Company Secretary
-
Salaried Chartered Accountants
Types of Personal Loans
We offer unsecured loans for a wide range of purposes because we recognize that everyone has different financial needs at various stages of life. Some of our offerings include:
- Wedding Loans
- Medical Loans
- Travel Loans
- Home Renovation Loans
How to Apply for a Personal Loans?
It's easy and convenient to apply for a loan from us. Simply follow the steps mentioned below for a smooth and quick application process:
- Step 1: Click ‘Apply Now’
Fill out the form online to start your loan application. - Step 2: Upload Documents
Provide your KYC documents to complete the verification. - Step 3: Get Funds
Get the loan amount disbursed to your bank account.
Apply for Personal Loan within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Poonawalla Fincorp Branch Address in Lucknow
Poonawalla Fincorp Limited
Address : Unit no. 106 ,1st Floor , Shalimar Logix, Rana Pratap Marg, Hazratganj,Lucknow, Uttar Pradesh-226001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
Our loans have a minimum loan term of one year and a maximum term of seven years.
The following are some benefits of getting an unsecured loan from us:
- No Need for Collateral
- Minimal Interest Rate
- Flexible Tenure
*Terms & Conditions Apply
