personal loan in patiala

Personal Loan in Patiala

Starting @ 9.99%* p.a.

Collateral Free | Instant Disbursal | No Extra Charges

Patiala is a beautiful city in the state of Punjab known for its rich history and culture. It is also a hub for education, tourism, and commerce. Personal Loan interest rates in Patiala are competitive, and you can find a variety of options to choose from. If you are looking for a Personal Loan, Poonawalla Fincorp is here to help you. We offer attractive interest rates, flexible repayment options, and minimal documentation. Our team of experts can guide you through the entire process and help you choose the best loan option that suits your needs.

We strive to make Personal Loans hassle-free and convenient. With quick approvals, generous loan amounts, flexible repayment tenures, and transparent terms, our loans provide you with the financial flexibility you desire. Whether it's medical emergencies, home renovations, education expenses, wedding costs, or debt consolidation, our loans can be utilized for various purposes. Trust us for hassle-free loan processing, minimal documentation, and prompt fund disbursal directly to your bank account.


We provide Personal Loans with appealing interest rates starting from 9.99%* per annum, and they don't require any collateral. Please refer to the information below for more details:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

We are the perfect financial solution provider for the residents of Patiala. By availing our Personal Loans, you can take advantage of various benefits. Enjoy the flexibility of loan amounts, attractive interest rates, speedy disbursal, and a simplified documentation process.

We offer Personal Loans in Patiala for:

  • Doctors

    Salaried Doctors

  • Company Secretaries

    Salaried Company Secretaries

  • Salaried Individuals

    Salaried individuals

  • Government Employees

    Government employees

  • Chartered Accountants

    Salaried Chartered Accountants

We recognize that unique financial needs call for tailored solutions. That's why we provide an extensive selection of Personal Loans, including:

  • Travel Loans
  • Wedding Loans
  • Home Renovation Loans
  • Medical Loans

Looking to secure a Personal Loan? Here are the steps to apply:

  • Visit our official website to assess your loan eligibility
  • Select the loan option and click on 'Apply Now
  • Complete the application form
  • Submit the necessary documents

Upon submission, your application will be promptly reviewed by our team. Once successfully verified, the loan amount will be disbursed accordingly. Alternatively, if you prefer a more personalized experience, you have the option to visit our branch at the provided address.

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

Poonawalla Fincorp Limited

Address : Ground Floor, Plot/SCO 134, Choti Bardari, Patiala, Punjab-147001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

What is a Personal Loan?

A Personal Loan is a type of loan that provides financial assistance for personal needs.

How can I apply for a Personal Loan in Patiala?

You can apply for a Personal Loan through our website or by visiting our branch.

*Terms & Conditions apply

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