Get a Personal Loan in Hoshiarpur with Poonawalla Fincorp
Hoshiarpur is a city of significant mythological importance in the north Indian state of Punjab. Cradling the shortest route to J&K, this ancient city is also called a gateway to the Himalayas. Numerous places of historical and mythological importance and the cultural mix form the central attractions of Hoshiarpur. Secure funds up to ₹50 Lakh with a Personal Loan in Hoshiarpur from Poonawalla Fincorp.
Easily apply online with minimal documentation for quick approval and fast disbursal of funds. Borrow affordably at competitive interest rates and repay conveniently with flexible EMIs. Apply now!
Personal Loan EMI Calculator
Plan your repayment budget effectively with our user-friendly EMI calculator for Personal Loan in Hoshiarpur. Simply enter the desired loan amount, interest rate, and tenure to instantly view the monthly EMI amount. Try it now!
Why Choose Poonawalla Fincorp
Collateral-free Loan
AttractiveInterest Rate
FlexibleLoan Tenure
MinimalPaperwork
QuickApproval
No HiddenCharges
Fulfil our simple eligibility criteria to qualify:
- Age: Between 21 and 60 years.
- Citizenship: Indian
- Work Experience A minimum of 1 year of total experience and 1 month of experience with current employer.
- Monthly Salary: A minimum of ₹30,000.
- Employment Status: Full-time job at any Pvt Ltd, listed, unlisted Public Ltd company, LLP, MNC or the Central Government.
Click to know more about eligibility criteria in detail.
Submit just a few essential documents for a seamless application:
- KYC Documents: PAN Card, Voter ID, Passport, Driving License, or Aadhaar Card.
- Address Proof: Utility Bills, Rent Agreement or Passport.
- Employment Proof: Official mail ID or employee ID card.
- Income Proof: Salary slip for the past 1 month.
- Financial Documents: Bank account statements for the past 3 months.
Get the loan at attractive interest rate and nominal charges:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Renovate your home
- Finance your dream wedding
- Pay for higher studies
- Cover unexpected medical expenses
- Fund your travel and vacations
- Purchase high-value consumer durables
- Salaried Individuals
- Salaried Chartered Accountants
- Salaried Doctors
- Salaried Company Secretaries
- Check the eligibility criteria
- Maintain low debt-to-income ratio
- Avoid borrowing more than necessary
- Read all the terms carefully before applying
- Keep all loan documents handy
Happy Customers, Happy Us
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
You can easily apply for a Personal Loan in Hoshiarpur online at the Poonawalla Fincorp website. Simply click on the “Apply Now” button, enter the requisite details and upload the necessary documents to complete your loan application.
You can secure a Personal Loan of up to ₹50 Lakh in Hoshiarpur from Poonawalla Fincorp. You can also avail of a minimum personal loan amount of ₹1 Lakh based on your needs without any hidden charges
Indian citizens aged 21 to 60 years, with at least one year of work experience at a recognised organisation and a minimum monthly salary of ₹30,000, can qualify for a Personal Loan from Poonawalla Fincorp.