Personal loan in Baramati @9.99%* Rate

Need funds urgently in Baramati? Get a Personal Loan from Poonawalla Fincorp. This city has become prominent for its industrial development and is home to several well-known real-estate developers. With a Personal Loan in Baramati, you can meet any requirement – from paying bills to going on your dream holiday.

Apply for a Personal Loan of up to ₹50 Lakh from Poonawalla Fincorp with competitive interest rates, minimal documents and zero hidden charges now!

Personal Loan EMI Calculator

Use a Personal Loan EMI calculator to plan your repayments. Enter the loan amount, interest rate, and tenure to calculate your EMIs instantly.

Loan Amount

1,00,000 50,00,000

Interest Rate %

9.9% 30%

Tenure

1 Year 7 Years

Calculate

EMI Amount = *

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Personal Loan Interest Rates in Baramati

Check out the interest rates and other charges of our Personal Loan in Baramati:

Rate of Interest	9.99% p.a. onwards
Loan Amount	₹1 Lakh to ₹50 Lakhs
Loan Processing Fees	Up to 3%
Lowest EMI per month	Starting from ₹2,124/ Lakh for 60 months
Loan Tenure	12 months to 84 months
Foreclosure or Prepayment Charges	0%* if paid from own sources & 4% if paid from other sources
Default Charges	24% per annum
Cheque Bounce Charges	₹500 per bounce + applicable taxes
Stamp Duty	At actuals (as per state)
Hidden Charges	Nil

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

Eligibility and Criteria for Personal Loan in Baramati

Meet the following eligibility criteria to get a Personal Loan in Baramati:

Age

Citizenship

Monthly Income

Work Experience

Employment

Age: Between 21 to 60 years.
Citizenship: The applicant must be an Indian citizen.
Monthly Income: Net monthly income of ₹30,000.
Work Experience: At least 1 year of work experience in the current job.
Employment: Full-time job at the state or central government or in any company (listed or unlisted).

Documents Required to Apply for a Personal Loan in Baramati

Here are the documents required for Personal Loan in Baramati:

KYC documents
Income proof
Residence Proof

Employment Proof
Financial Documents

KYC Documents: PAN Card, Passport, Driving License, Aadhaar Card, Voter ID.
Income Proof: Salary slips for the last three months.
Residence Proof: Passport, rent agreement, or utility bills.
Employment Proof: Official mail ID or Office ID card.
Financial Documents: Bank account statement for the last 3 months.

Features and Benefits of a Personal Loan in Baramati

Here are the features and benefits of a Personal Loan from Poonawalla Fincorp:

Instant Disbursal
Minimal Documentation
Zero hidden charges
Collateral-free

Flexible EMIs
No End Usage Restriction
Easy Application

Instant Disbursal: Get the loan credited to your bank account after verification.
Minimal Documentation: Provide KYC documents, address proof, employment proof and income proof.
Zero Hidden Charges: All fees and charges are disclosed at the time of application.
Collateral-free: No need to pledge collateral to get a Personal Loan.
Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 84 months.
No End Usage Restriction: Use the loan to meet any financial requirement.
Easy Application: Hit the 'Apply Now' button to get a Personal Loan!