personal loan in pathanamthitta

Personal Loan in Pathanamthitta

Starting @ 9.99%* p.a.

Collateral Free | Instant Disbursal | No Extra Charges

Pathanamthitta is a beautiful town located in the southern state of Kerala. Known for its scenic beauty, this town is also home to several religious and cultural landmarks. As the city continues to progress, Poonawalla Fincorp is here to cater to the financial needs of its residents with Personal Loan offerings. Whether you are looking to renovate your home, fund your child's education, or start your own business, a Personal Loan from us can help you achieve your goals.

We understand that everyone's financial needs are different. That's why we offer a range of features and benefits to cater to your specific needs. Our Personal Loans come with a flexible repayment period of up to 84 months, allowing you to repay the loan at your own pace. We also offer competitive interest rates and transparent fees, so you can be assured that there are no hidden charges.

Our customer-centric approach means we prioritize your satisfaction. We offer competitive interest rates, flexible repayment options, and quick loan disbursal to ensure a smooth borrowing experience. With minimal documentation and simple eligibility criteria, accessing funds becomes convenient and efficient.

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Below, you can find additional information about the attractive interest rates starting from 9.99%* per annum offered by us for Personal Loans:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Up to 3%
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-84 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Charges 24% per annum
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

Discover the advantages of obtaining a Personal Loan through us and open the door to a realm of opportunities. Our services provide you with the opportunity to access funds up to ₹50 Lakh without requiring any collateral or security. Benefit from features such as a fully digital application process, adaptable repayment options, competitive interest rates, and the freedom from foreclosure or pre-payment charges.

We offer Personal Loans in Pathanamthitta for:

  • Salaried Individuals

    Salaried individuals

  • Government Employees

    Government employees

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

We offer an extensive selection of Personal Loan options, tailored to meet diverse requirements such as:

  • Medical Loans
  • Wedding Loans
  • Travel Loans
  • Home Renovation Loans

Obtaining our Personal Loan is a convenient process. Begin by visiting our official website to assess your loan eligibility and follow these steps:

  • Select the loan option and click on ‘Apply Now
  • Complete the application form
  • Submit the necessary documents

You can be confident that we will swiftly evaluate your application. If you prefer a traditional offline method, feel free to visit our Pathanamthitta branch.

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Click on ‘Apply Now’ and complete the application form

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Personal Details

Enter your DOB, qualification, and residential details

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Submit and upload all details for verification and assessment

How can I check my eligibility for a Personal Loan in Pathanamthitta?

You can check your eligibility for a Personal Loan by using the eligibility calculator on our website.

What are the repayment options for Personal Loans in Pathanamthitta?

You can choose from various repayment options like EMIs through auto-debit or post-dated cheques.

*Terms & Conditions apply

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