Get a Personal Loan in Pathanamthitta with Minimal Documentation
Pathanamthitta is a beautiful town located in the southern state of Kerala. Known for its scenic beauty, this town is also home to several religious and cultural landmarks. As the city continues to progress, Poonawalla Fincorp is here to cater to the financial needs of its residents with Personal Loan offerings. Whether you are looking to renovate your home, fund your child's education, or start your own business, a Personal Loan from us can help you achieve your goals.
We understand that everyone's financial needs are different. That's why we offer a range of features and benefits to cater to your specific needs. Our Personal Loans come with a flexible repayment period of up to 84 months, allowing you to repay the loan at your own pace. We also offer competitive interest rates and transparent fees, so you can be assured that there are no hidden charges.
Our customer-centric approach means we prioritize your satisfaction. We offer competitive interest rates, flexible repayment options, and quick loan disbursal to ensure a smooth borrowing experience. With minimal documentation and simple eligibility criteria, accessing funds becomes convenient and efficient.
Personal Loan EMI Calculator
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Interest Rates and Charges for Personal Loans in Pathanamthitta
Below, you can find additional information about the attractive interest rates starting from 9.99%* per annum offered by us for Personal Loans:
Interest Rate | Starting from 9.99%*p.a. |
Loan Amount | ₹1 Lakh to ₹50 Lakh |
Loan Processing | Up to 3% |
Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
Loan Tenure | 12-84 months |
Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
Default Charges | 24% per annum |
Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable charges |
Stamp Duty | At actuals (as per state) |
No Other Hidden Charges |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Personal Loans in Pathanamthitta
Discover the advantages of obtaining a Personal Loan through us and open the door to a realm of opportunities. Our services provide you with the opportunity to access funds up to ₹50 Lakh without requiring any collateral or security. Benefit from features such as a fully digital application process, adaptable repayment options, competitive interest rates, and the freedom from foreclosure or pre-payment charges.
We offer Personal Loans in Pathanamthitta for:
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Salaried individuals
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Government employees
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Types of Personal Loans in Pathanamthitta
We offer an extensive selection of Personal Loan options, tailored to meet diverse requirements such as:
- Medical Loans
- Wedding Loans
- Travel Loans
- Home Renovation Loans
How to Apply for a Personal Loan in Pathanamthitta?
Obtaining our Personal Loan is a convenient process. Begin by visiting our official website to assess your loan eligibility and follow these steps:
- Select the loan option and click on ‘Apply Now’
- Complete the application form
- Submit the necessary documents
You can be confident that we will swiftly evaluate your application. If you prefer a traditional offline method, feel free to visit our Pathanamthitta branch.
Apply for Personal Loan In Pathanamthitta within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Frequently Asked Questions
You can check your eligibility for a Personal Loan by using the eligibility calculator on our website.
You can choose from various repayment options like EMIs through auto-debit or post-dated cheques.
*Terms & Conditions apply