Jalna is known for several steel manufacturing companies as well as cotton and oil-pressing factories. In this bustling city, unexpected expenses may arise at any time. Whether it's a wedding at a beautiful banquet hall or a medical emergency, meet your financial requirements with a Personal Loan in Jalna from Poonawalla Fincorp. Get up to ₹30 Lakh with flexible repayment tenure and no restrictions on the end-use with just a few clicks. Apply now!
Personal Loan EMI Calculator
Use a Personal Loan EMI calculator to plan your repayments. Enter the loan amount, interest rate, and tenure to calculate your EMIs instantly.
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EMI Amount = *
Personal Loan Interest Rates in Jalna
Here are the Personal Loan interest rates and other charges:
Personal Loan Interest Rates | 9.99%* p.a. onwards |
Loan Amount | ₹1 Lakh to ₹30 Lakh |
Loan Processing Fees | Up to 2% plus applicable taxes |
Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
Loan Tenure | 12 – 60 months |
Pre-payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
Default Interest | 2% per month |
Re-payment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
Stamp Duty | At actuals (as per state) |
No Other Hidden Charges |
Eligibility Criteria for a Personal Loan in Jalna
Meet the following eligibility criteria to get a Personal Loan in Jalna:
![Age Requirement](img/age.png)
Age
![Citizenship Status](img/citizenship.png)
Citizenship
![Monthly Salary Required](img/monthly-salary.png)
Monthly Income
![Employment Required](img/higher-personal-loan-amount.png)
Work Experience
![Work Experience logo](img/employment.png)
Employment
- Age: Between 22 to 57 years.
- Citizenship: The applicant must be an Indian citizen.
- Monthly Income: Net monthly income of ₹30,000.
- Work Experience: At least 1 year of work experience in the current job.
- Employment: Full-time job at the state or central government or in any company (listed or unlisted).
Documents Required to Apply for a Personal Loan in Jalna
Submit the following documents for a Personal Loan in Jalna:
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KYC documents
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Income proof
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Residence Proof
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Employment Proof
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Financial Documents
- KYC Documents: PAN Card, Passport, Driving License, Aadhaar Card, Voter ID.
- Income Proof: Salary slips for the last three months.
- Residence Proof: Passport, rent agreement, or utility bills.
- Employment Proof: Official mail ID or Office ID card.
- Financial Documents: Bank account statement for the last 3 months.
Features and Benefits of Personal Loan in Jalna
Here are the features and benefits of Personal Loan in Jalna:
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Instant Disbursal
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Minimal Documentation
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Zero Hidden Charges
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Collateral-free
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Flexible EMIs
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No End Usage Restriction
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Easy Application
- Instant Disbursal: Get the loan amount credited to your bank account instantly after verification.
- Minimal Documentation: Submit the KYC documents, address proof, employment proof and income proof.
- Zero Hidden Charges: All fees are disclosed at the time of application.
- Collateral-free: No need to pledge collateral to get a Personal Loan.
- Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 60 months.
- No End Usage Restriction: Use the loan to meet any financial requirement.
- Easy Application: Hit the ‘Apply Now’ button to get a Personal Loan!
We Offer Personal Loan in Jalna for
We offer personal loans to cater to the financial needs of:
- Salaried Individuals
- Salaried Doctors
- Salaried Chartered Accountants
- Salaried Company Secretaries
How to Apply for a Personal Loan in Jalna?
Here are the steps to apply for a Personal Loan in Jalna:
![Semi Circle Logo](img/step-circle1.png)
![Laptop Logo](img/icon-step1.png)
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
![Semi Circle Logo](img/step-circle4.png)
![Quick approvals](img/personal-details.png)
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
![Semi Circle Logo](img/step-circle1.png)
![Application Verification](img/icon-step3.png)
Verification
Verification
Submit and upload all details for verification and assessment