Personal loan in Jalna @9.99%* Rate - Apply Online Instantly

Jalna is known for several steel manufacturing companies as well as cotton and oil-pressing factories. In this bustling city, unexpected expenses may arise at any time. Whether it's a wedding at a beautiful banquet hall or a medical emergency, meet your financial requirements with a Personal Loan in Jalna from Poonawalla Fincorp. Get up to ₹50 Lakh with flexible repayment tenure and no restrictions on the end-use with just a few clicks. Apply now!

Personal Loan EMI Calculator

Use a Personal Loan EMI calculator to plan your repayments. Enter the loan amount, interest rate, and tenure to calculate your EMIs instantly.

Loan Amount

1,00,000 50,00,000

Interest Rate %

9.9% 30%

Tenure

1 Year 7 Years

Calculate

EMI Amount = *

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Personal Loan Interest Rates in Jalna

Here are the Personal Loan interest rates and other charges:

Personal Loan Interest Rates	9.99%* p.a. onwards
Loan Amount	₹1 Lakh to ₹50 Lakh
Loan Processing Fees	Up to 3%
Lowest EMI per month	Starting from ₹2,124* per Lakh for 60 months
Loan Tenure	12 – 84 months
Pre-payment/Foreclosure Charges	0%* If paid from own sources & 4% If paid from other sources
Default Charges	24% per annum
Re-payment Instrument Dishonour Charges	₹500 per bounce plus applicable taxes
Stamp Duty	At actuals (as per state)
No Other Hidden Charges

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

Eligibility Criteria for a Personal Loan in Jalna

Meet the following eligibility criteria to get a Personal Loan in Jalna:

Age

Citizenship

Monthly Income

Work Experience

Employment

Age: Between 21 to 60 years.
Citizenship: The applicant must be an Indian citizen.
Monthly Income: Net monthly income of ₹30,000.
Work Experience: At least 1 year of work experience in the current job.
Employment: Full-time job at the state or central government or in any company (listed or unlisted).

Documents Required to Apply for a Personal Loan in Jalna

Submit the following documents for a Personal Loan in Jalna:

KYC documents
Income proof
Residence Proof

Employment Proof
Financial Documents

KYC Documents: PAN Card, Passport, Driving License, Aadhaar Card, Voter ID.
Income Proof: Salary slips for the last three months.
Residence Proof: Passport, rent agreement, or utility bills.
Employment Proof: Official mail ID or Office ID card.
Financial Documents: Bank account statement for the last 3 months.

Features and Benefits of Personal Loan in Jalna

Here are the features and benefits of Personal Loan in Jalna:

Instant Disbursal
Minimal Documentation
Zero Hidden Charges
Collateral-free

Flexible EMIs
No End Usage Restriction
Easy Application

Instant Disbursal: Get the loan amount credited to your bank account instantly after verification.
Minimal Documentation: Submit the KYC documents, address proof, employment proof and income proof.
Zero Hidden Charges: All fees are disclosed at the time of application.
Collateral-free: No need to pledge collateral to get a Personal Loan.
Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 84 months.
No End Usage Restriction: Use the loan to meet any financial requirement.
Easy Application: Hit the ‘Apply Now’ button to get a Personal Loan!