personal loan in purulia

Personal Loan in Purulia

Starting @ 9.99%* p.a.

Instant approval | Low interest rate | Loan up to ₹30 Lakh

Purulia, situated in eastern India, is renowned for its vibrant communities and cultural heritage. The demand for Personal Loans in Purulia has continuously increased in recent years. Personal Loan provides a convenient approach to funding personal ambitions and objectives. They can be utilized to cover an array of financial requirements including medical bills, home renovations, education, and weddings.

Understanding the rising need for Personal Loans, Poonawalla Fincorp offers trailer-made Personal Loans to various individuals across the country. Pertaining to this, availing of a Personal Loan in Purulia has become a quick and easy process. Poonawalla Fincorp provides a Personal Loan of up to ₹30 Lakh in Purulia with loaded features such as attractive interest rates, flexible repayment tenure, etc.


Poonawalla Fincorp is a leading financial institution providing Personal Loans to Purulia catering to various individuals. We offer competitive interest rates that are curated to meet customers' financial needs.

Rate Of Interest Starting from 9.99%*p.a.
Amount Of Loan ₹1 Lakh to ₹30 Lakh
Loan Process Charges Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Tenure Of Loan 12-60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Charges Of Late Payment 2% monthly
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Revenue At actuals (as per state)
No Other Hidden Charges

Personal Loans in Purulia are a popular choice for individuals who require financial assistance for various purposes. These unsecured loans do not require any collateral and are typically offered for shorter durations as compared to other types of Personal Loan in Purulia. Mentioned below are some key features of Personal Loan in Purulia:

  • No Collateral Required Logo

    Quick Processing Time

  • Flexible Repayment Logo

    Flexible Loan Amounts

  • Low-Interest Rates Logo

    Easy Repayment Terms

  • High Loan Amount Logo

    No Collateral Required

  • Quick Processing Logo

    Competitive Interest Rates

Quick Processing Time

Personal Loans in Purulia are often processed quickly, meaning borrowers can receive the funds they need on time.

Flexible Loan Amounts

Borrowers can typically apply for Personal Loans ranging from a few thousand Rupees to Lakh, depending on their needs.

Easy Repayment Terms

Personal Loans can be repaid in equated monthly installments (EMIs), making it easier for borrowers to manage their finances.

No Collateral Required

Unlike other loans, our Personal Loan does not demand any collateral, such as property or assets.

Competitive Interest Rates

Many money lenders in Purulia offer competitive interest rates on Personal Loans, which makes them an attractive option for borrowers.

We offer a Personal Loan in Purulia for:

  • Salaried Individuals

    Salaried employees

  • Chartered Accountants

    Professionals such as doctors, CA, and CS

  • Government Employees

    Government Employees

Good Credit History

Lenders in Purulia typically prefer borrowers with a good credit history, which indicates their ability to repay the loan on time.

Stable Income

Whether you are a salaried employee or a self-employed professional, having a stable and regular income is important when applying for a Personal Loan.

Age Requirement

To apply for a Personal Loan in Purulia, borrowers must be at least 22 to 57 years.

Minimum Income Requirement

Lenders here may have minimum income requirements for borrowers, which may vary depending on the loan amount.

KYC Documents

To apply for a Personal Loan, borrowers must provide certain Know Your Customer (KYC) documents, such as PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport and bank statements.

Employment Details

Lenders may also require information about the borrower's employment, such as the name and address of the employer and the length of employment.

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

With Poonawalla Fincorp, you can apply for different types of Personal Loans in Purulia such as:

  • Travel Loans
  • Wedding Loans
  • Home Renovation Loans
  • Medical Loans

You can apply for Personal Loan in Purulia by following the below-mentioned steps:

  • Check for loan eligibility by visiting the official website of Poonawalla Fincorp.
  • Choose your loan type and click on Apply Now.
  • Submit all the necessary documents after filling out the application form online.
  • After documentation submission, your Personal Loan application will be assessed and verified.
  • Once all the process is completed, your loan amount will be directly disbursed into your bank account.
Can I obtain a Personal Loan with a low credit score in Purulia?

Getting approved for a Personal Loan in Purulia with a low credit score may take much work. Most money lenders consider credit score a key factor in determining eligibility for a loan. However, some lenders may offer Personal Loans to individuals with less credit scores but at a higher interest rate and with stricter repayment terms.

Can I use a Personal Loan to finance my business in Purulia?

It is possible to utilize a Personal Loan to finance your business in Purulia. Still, it is necessary to acknowledge that Personal Loans usually have higher interest rates than business loans. Hence, they may not be the most economical choice.

*Terms and Conditions apply

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