Get an Quick Disbursal of a Personal Loan in Patna
As the capital of Bihar, Patna serves as the state's administrative, commercial, and trading hub. The city's population is expanding, and its economy is supported by industries like manufacturing, agriculture, healthcare, education, and services. Furthermore, thanks to ongoing infrastructure development, government initiatives, and a thriving entrepreneurial ecosystem, Patna is witnessing rapid growth.
In such a dynamic economy, there is always a demand for funds; and Poonawalla Fincorp is here to fulfil them with their Personal Loans in Patna. These multipurpose loans can help fulfil your financial needs without any hassle. These are available without any collateral and can be availed in just a few steps.
Personal Loan EMI Calculator
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Interest Rates and Charges for Personal Loans in Patna
Our competitive interest rates for Personal Loans in Patna start from 9.99% p.a. Additional details are available below:
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing | Up to 3% |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-84 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Personal Loans in Patna
It is very easy to avail the benefits of a Personal Loan in Patna with Poonawalla Fincorp thanks to its flexible repayment tenure to incorporate changing customer circumstances. Some of the key features and benefits of our Personal Loan in Patna include:
We Offer Personal Loans in Patna for:
We fully understand the requirements and offer Personal Loans in Patna to a range of occupational backgrounds, including:
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Salaried Company Secretary
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Government Employees
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Salaried Chartered Accountants
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Salaried Employees
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Salaried Doctors
Types of Personal Loans in Patna
At Poonawalla Fincorp, we recognize that various financial needs necessitate different tactical approaches. As a result, we provide a selection of Personal Loans, including:
- Medical Loans
- Travel Loans
- Home Renovation Loans
- Wedding Loans
How to Apply for Personal Loans in Patna?
Applying for a Personal Loan from Poonawalla Fincorp is quick and simple using the following method:
- Check out our official website to see eligiblility for a loan.
- Select the loan option, then click "Apply Now."
- Complete the application.
- Give the necessary paperwork.
- Wait for verification, approval, and disbursal.
Apply for Personal Loan In Patna within 5 Minutes
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Poonawalla Fincorp Branch Address In Patna
Poonawalla Fincorp Limited
Address : Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna,Bihar-800001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
At Poonawalla Fincorp, you must meet all eligibility requirements relating to your age, work history, employment, monthly salary, and citizenship to be eligible for a Personal Loan in Patna.
There are no additional fees* or penalties for foreclosing your loan before the tenure at Poonawalla Fincorp.
*Terms & Conditions apply
