personal loan in patna

Personal Loan in Patna

Starting @ 9.99%* p.a.

Flexible Repayment | Minimal Documentation | Competitive Interest Rates

As the capital of Bihar, Patna serves as the state's administrative, commercial, and trading hub. The city's population is expanding, and its economy is supported by industries like manufacturing, agriculture, healthcare, education, and services. Furthermore, thanks to ongoing infrastructure development, government initiatives, and a thriving entrepreneurial ecosystem, Patna is witnessing rapid growth.

In such a dynamic economy, there is always a demand for funds; and Poonawalla Fincorp is here to fulfil them with their Personal Loans in Patna. These multipurpose loans can help fulfil your financial needs without any hassle. These are available without any collateral and can be availed in just a few steps.


Our competitive interest rates for Personal Loans in Patna start from 9.99% p.a. Additional details are available below:

Interest Rate Starting from 9.99%*p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

It is very easy to avail the benefits of a Personal Loan in Patna with Poonawalla Fincorp thanks to its flexible repayment tenure to incorporate changing customer circumstances. Some of the key features and benefits of our Personal Loan in Patna include:

We Offer Personal Loans in Patna for:

We fully understand the requirements and offer Personal Loans in Patna to a range of occupational backgrounds, including:

  • Company Secretaries

    Salaried Company Secretary

  • Government Employees

    Government Employees

  • Chartered Accountants

    Salaried Chartered Accountants

  • Salaried Individuals

    Salaried Employees

  • Doctors

    Salaried Doctors

At Poonawalla Fincorp, we recognize that various financial needs necessitate different tactical approaches. As a result, we provide a selection of Personal Loans, including:

  • Medical Loans
  • Travel Loans
  • Home Renovation Loans
  • Wedding Loans

Applying for a Personal Loan from Poonawalla Fincorp is quick and simple using the following method:

  • Check out our official website to see eligiblility for a loan.
  • Select the loan option, then click "Apply Now."
  • Complete the application.
  • Give the necessary paperwork.
  • Wait for verification, approval, and disbursal.
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Click on ‘Apply Now’ and complete the application form

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Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


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Poonawalla Fincorp Limited

Address : Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna,Bihar-800001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

How do I qualify for the Personal Loan in Patna?

At Poonawalla Fincorp, you must meet all eligibility requirements relating to your age, work history, employment, monthly salary, and citizenship to be eligible for a Personal Loan in Patna.

Is there any penalty for foreclosing the loan?

There are no additional fees* or penalties for foreclosing your loan before the tenure at Poonawalla Fincorp.

*Terms & Conditions apply

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