personal loan in kharagpur

Personal Loan in Kharagpur

Starting @ 9.99%* p.a.

Collateral-Free | Swift Assessment | Transparent Processing

Kharagpur is a bustling industrial town located in the Paschim Medinipur district of West Bengal. It's known for its world-renowned Indian Institute of Technology (IIT) and the Kharagpur railway station, which is one of the largest railway stations in India. As the city continues to grow and develop, the demand for financial services like Personal Loans has increased.

If you reside in Kharagpur and require financial assistance, Poonawalla Fincorp's Personal Loan can be your trusted partner in fulfilling your monetary requirements. We offer Personal Loans in Kharagpur at competitive interest rates and flexible repayment options. With Poonawalla Fincorp, you can expect exceptional customer service and personalised assistance throughout your loan journey. We prioritise transparency, flexibility, and customer satisfaction, making us a trusted choice for Personal Loans in Kharagpur.


Poonawalla Fincorp's Personal Loans in Kharagpur come with the advantage of attractive interest rates beginning at 9.99%* per annum. See below for details:

Interest Rate Starting from 9.99%* p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Experience the joy of financial assistance through a Poonawalla Fincorp Personal Loan. With our Personal Loan, you have the freedom to choose loan amounts without the need for collateral. Other benefits of Personal Loans in Kharagpur offered by us include appealing features, quick disbursal, and a seamless paperwork experience facilitated by our innovative 100% digital process.

We offer Personal Loans in Kharagpur for:

  • Salaried Individuals

    Salaried Individuals

  • Government Employees

    Government Employees

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

Poonawalla Fincorp understands that individual financial requirements necessitate customized solutions. Hence, we offer an extensive types of Personal Loans, which encompass:

  • Travel Loans
  • Wedding Loans
  • Home Renovation Loans
  • Medical Loans

Looking to secure a Poonawalla Fincorp Personal Loan? Here are the steps to apply:

  • Visit our official website to assess your loan eligibility
  • Select the loan option and click on 'Apply Now
  • Complete the application form
  • Submit the necessary documents

After you submit your application, our team will promptly review it and, upon successful verification, disburse the loan amount. If you prefer an in-person experience, you are welcome to visit our branch at the provided address.

Semi Circle Logo
Laptop Logo

Apply Online

Click on ‘Apply Now’ and complete the application form

Semi Circle Logo
Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

Semi Circle Logo
Application Verification


Submit and upload all details for verification and assessment

How can I check my eligibility for a Personal Loan in Kharagpur?

You can check your eligibility for a Personal Loan in Kharagpur by using the Personal Loan eligibility calculator available on our website.

What are the repayment options for Personal Loans in Kharagpur?

You can choose from various repayment options like EMIs through auto-debit or post-dated cheques.

*Terms & Conditions Apply

Explore Types of our Personal Loan Arrow Logo

Insightful Personal Loan Blogs Arrow Logo

Contact Us logo Quick Apply CIBIL Score logo Free CIBIL Whatsapp logo Connect on WhatsApp