Get a Quick and Hassle-Free Personal Loan in Kharagpur
Kharagpur is a bustling industrial town located in the Paschim Medinipur district of West Bengal. It's known for its world-renowned Indian Institute of Technology (IIT) and the Kharagpur railway station, which is one of the largest railway stations in India. As the city continues to grow and develop, the demand for financial services like Personal Loans has increased.
If you reside in Kharagpur and require financial assistance, Poonawalla Fincorp's Personal Loan can be your trusted partner in fulfilling your monetary requirements. We offer Personal Loans in Kharagpur at competitive interest rates and flexible repayment options. With Poonawalla Fincorp, you can expect exceptional customer service and personalised assistance throughout your loan journey. We prioritise transparency, flexibility, and customer satisfaction, making us a trusted choice for Personal Loans in Kharagpur.
Personal Loan EMI Calculator
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Interest Rates and Charges for Personal Loans in Kharagpur
Poonawalla Fincorp's Personal Loans in Kharagpur come with the advantage of attractive interest rates beginning at 9.99%* per annum. See below for details:
Interest Rate | Starting from 9.99%* p.a. |
Loan Amount | ₹1 Lakh to ₹50 Lakh |
Loan Processing | Up to 3% |
Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
Loan Tenure | 12-84 months |
Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
Default Charges | 24% per annum |
Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable charges |
Stamp Duty | At actuals (as per state) |
No Other Hidden Charges |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Personal Loans in Kharagpur
Experience the joy of financial assistance through a Poonawalla Fincorp Personal Loan. With our Personal Loan, you have the freedom to choose loan amounts without the need for collateral. Other benefits of Personal Loans in Kharagpur offered by us include appealing features, quick disbursal, and a seamless paperwork experience facilitated by our innovative 100% digital process.
We offer Personal Loans in Kharagpur for:
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Salaried Individuals
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Government Employees
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Types of Personal Loans in Kharagpur
Poonawalla Fincorp understands that individual financial requirements necessitate customized solutions. Hence, we offer an extensive types of Personal Loans, which encompass:
- Travel Loans
- Wedding Loans
- Home Renovation Loans
- Medical Loans
How to Apply for a Personal Loan in Kharagpur?
Looking to secure a Poonawalla Fincorp Personal Loan? Here are the steps to apply:
- Visit our official website to assess your loan eligibility
- Select the loan option and click on 'Apply Now’
- Complete the application form
- Submit the necessary documents
After you submit your application, our team will promptly review it and, upon successful verification, disburse the loan amount. If you prefer an in-person experience, you are welcome to visit our branch at the provided address.
Apply for Personal Loan In Kharagpur within 5 Minutes
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Online
Apply Online
Click on ‘Apply Now’ and complete the application form
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Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Frequently Asked Questions
You can check your eligibility for a Personal Loan in Kharagpur by using the Personal Loan eligibility calculator available on our website.
You can choose from various repayment options like EMIs through auto-debit or post-dated cheques.
*Terms & Conditions Apply