Apply for Flexible and Convenient Personal Loans in Gaya
Gaya, a city in Bihar, India, holds immense cultural and historical significance. As the financial needs of its residents continue to evolve, Poonawalla Fincorp is there to support them with its personal credit offers.
We understand that every individual has unique financial requirements. Whether it's funding a wedding, managing medical expenses, planning a vacation, or meeting any other personal needs, our Personal use Loan provides the necessary financial assistance. Read more!
Check Personal Loan Monthly EMI Value
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EMI Amount = *
Interest Rates and Applicable Charges
Poonawalla Fincorp's loan come with appealing interest rates that start from 9.99%* per annum. Refer to the information provided below for more details:
| Interest Rate | Starting from 9.99%* p.a. |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing | Up to 3% |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-84 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| Hidden Charges | Nil |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Useful Benefits of Having a Personal Loan in Gaya City
Explore a world of opportunities with a loan for personal use from Poonawalla Fincorp and enjoy the following benefits:
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Collateral-free Loan
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Higher Loan Amount
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Attractive Interest Rate
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Minimal Documentation
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No Hidden Charges
Types of Personal Loans in Gaya
Poonawalla Fincorp acknowledges the need for personalized solutions to meet your financial requirements:
- Travel Loans
- Wedding Loans
- Home Renovation Loans
- Medical Loans
How to Apply for a Personal Loan in Gaya?
Follow the below mentioned steps to apply:
- Step 1: Visit our website and click on the ‘Apply Now’ button.
- Step 2: Fill in the required details on the loan application form.
- Step 3: Upload necessary documents.
On successful verification, the loan amount will be disbursed into your bank account instantly
Apply for Urgent Personal Loan In Gaya
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Frequently Asked Questions About Personal Loan in Gaya
Follow these steps:
- Maintain a high credit score.
- Fulfill all eligibility requirements and submit the necessary documentation.
- Demonstrate a positive repayment history and maintain a good credit record.
- Ensure employment stability and a consistent income.
There are no penalty charges if the loan is prepaid by your own sources. However, there are 4% charges if paid from other sources.
*Terms & Conditions apply
