personal loan in gaya

Personal Loan in Gaya

Starting @ 9.99%* p.a.

Collateral - Free | Swift Approval | Flexible repayment options

Gaya, a city in Bihar, India, holds immense cultural and historical significance. As the financial needs of its residents continue to evolve, Poonawalla Fincorp is there to support them with its Personal Loan offerings in Gaya.

Poonawalla Fincorp understands that every individual has unique financial requirements. Whether it's funding a wedding, managing medical expenses, planning a vacation, or meeting any other personal needs, our Personal Loans in Gaya provide the necessary financial assistance.

Applying for a Poonawalla Fincorp Personal Loan in Gaya is a straightforward process. We offer competitive interest rates, flexible repayment options, and quick loan disbursal to ensure a hassle-free borrowing experience. With minimal documentation requirements and easy eligibility criteria, accessing funds becomes convenient and efficient.


Poonawalla Fincorp's Personal Loans in Gaya come with appealing interest rates that start from 9.99%* per annum. Refer to the information provided below for more details:

Interest Rate Starting from 9.99%* p.a.
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Explore a world of opportunities with a Personal Loan from Poonawalla Fincorp and enjoy its benefits. With our Personal Loan in Gaya, you can avail of funds of up to ₹30 Lakh without the requirement of collateral or security. Revel in features such as a 100% digital application process, flexible repayment plans, competitive interest rates, simplified documentation, and the liberty of foreclosure or pre-payment fees.

We Offer Personal Loans in Gaya for:

  • Salaried Individuals

    Salaried individuals

  • Government Employees

    Government employees

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Chartered Accountants

  • Company Secretaries

    Company Secretaries

Poonawalla Fincorp acknowledges the need for personalized solutions to meet individual financial requirements. Therefore, we provide a wide range of Personal Loans in Gaya that encompass:

  • Travel Loans
  • Wedding Loans
  • Home Renovation Loans
  • Medical Loans

Looking to secure a Poonawalla Fincorp Personal Loan? Here are the steps to apply:

  • Visit our official website to assess your loan eligibility.
  • Select the loan option and click on 'Apply Now’.
  • Complete the application form.
  • Submit the necessary documents.

Once your application is submitted, our team will promptly review it and, upon successful verification, proceed with the disbursal of the loan amount. If you prefer face-to-face interaction, we invite you to visit our branch located at the provided address.

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

What steps can I take to obtain the most favorable interest rate for a Personal Loan in Gaya?

Several factors influence the interest rate of a Personal Loan in Gaya like:

  • Fulfill all eligibility requirements and submit the necessary documentation.
  • Maintain a high credit score.
  • Demonstrate a positive repayment history and maintain a good credit record.
  • Ensure employment stability and a consistent income.
Are there any charges or penalties associated with prepaying or closing the loan before the designated term?

As long as you utilize your own funds for the repayments, there are no extra fees or penalties involved in closing your loan before the designated tenure.

*Terms & Conditions apply

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