Apply for Flexible and Convenient Personal Loans in Dhanbad
Dhanbad, also known as the coal capital of India, is a city located in the state of Jharkhand. It has a rich history and is known for its coal mines, industries, and natural beauty. The city is also home to several educational institutions, making it a hub for students and professionals alike.
If you are looking for a Personal Loan in Dhanbad, Poonawalla Fincorp has got you covered. Our Personal Loan interest rates in Dhanbad are competitive and affordable. We offer flexible repayment options to make sure that the loan does not burden your finances.
Poonawalla Fincorp’s Personal Loan in Dhanbad is designed to meet your financial needs with ease. Whether you need funds for a medical emergency, a wedding, or a vacation, we have a loan product that suits all your requirements.
Personal Loan EMI Calculator
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Interest Rates and Charges for Personal Loans in Dhanbad
With Poonawalla Fincorp's Personal Loans in Dhanbad, you can enjoy attractive interest rates starting from 9.99%* per annum. You can find more details below:
| Interest Rate | Starting from 9.99%* p.a. |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing | Up to 3% |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-84 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Personal Loans in Dhanbad
Unlock the benefits of a Personal Loan in Dhanbad from Poonawalla Fincorp and experience a world of possibilities. With us, you can access funds up to ₹50 Lakh without the need for collateral or security. Enjoy features like 100% digital application process, flexible repayment plans, competitive interest rates, and the freedom from foreclosure or pre-payment fees.
We Offer Personal Loans in Dhanbad for:
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Salaried individuals
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Government employees
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Salaried Doctors
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Chartered Accountants
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Company Secretaries
Types of Personal Loans in Dhanbad
Poonawalla Fincorp provides a wide range of options for Personal Loans, catering to various needs such as:
- Medical Emergency Loans
- Wedding Loans
- Travel Loans
- Home Renovation Loans
How to Apply for a Personal Loan in Dhanbad
Obtaining a Poonawalla Fincorp Personal Loan is a convenient process. Begin by visiting our official website to assess your loan eligibility and follow these steps:
- Select the Personal Loan option and click on ‘Apply Now’.
- Complete the application form.
- Submit the necessary documents.
Rest assured; we will promptly review your application. If you prefer an offline approach, you are welcome to visit our branch in Dhanbad.
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Poonawalla Fincorp Branch Address in Dhanbad
Poonawalla Fincorp Limited
Address : 1st Floor,Goodwill Plaza, Bank More, Dhanbad,Jharkhand -826001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
Poonawalla Fincorp offers Personal Loans in Dhanbad at competitive interest rates starting from 9.99%* p.a., Additionally, there is a processing fee of up to 3% of the sanctioned amount, plus applicable taxes. For a detailed breakdown of the interest rates and charges, please visit our dedicated webpage.
No, there are no extra fees or penalties for repaying your loan before the agreed-upon tenure, as long as you use your own funds to make the payments.
*Terms & Conditions apply
