Personal loan in Ratnagiri @9.99%* Rate

Ratnagiri is renowned for its pristine beaches, historic forts, and delectable Alphonso mangoes. This coastal town is a perfect blend of natural beauty and cultural heritage, making it a popular tourist destination.

If you require quick financial assistance for home renovation, wedding, medical emergencies, etc., avail of a Personal Loan in Ratnagiri from Poonawalla Fincorp. Get a high loan amount at a competitive interest rate with minimal documentation and minimal documentation. Apply now!

Personal Loan EMI Calculator

An EMI calculator for a Personal Loan provides you with an accurate estimate of your borrowing costs. Just enter the total loan amount, interest rate, and loan tenure, and you can calculate your EMI amount hassle-free.

Loan Amount

1,00,000 50,00,000

Interest Rate %

9.9% 30%

Tenure

1 Year 7 Years

Calculate

EMI Amount = *

Check Repayment Schedule
Download Repayment Schedule

Personal Loan Interest Rates in Ratnagiri

Check out the following table and learn about the Personal Loan interest rates in Ratnagiri and its other applicable charges:

Personal Loan Interest Rates	9.99% p.a. onwards.
Loan Amount	₹1 Lakh to ₹50 Lakh.
Loan Processing Fees	Up to 3%.
Lowest EMI Per Month	Starting from ₹2,124* per Lakh for 60 months.
Loan Tenure	12 to 84 months.
Foreclosure/Prepayment Charges	0%* if paid from own sources & 4% if paid from other sources.
Default Charges	24% per annum
Repayment Instrument Dishonour Charges	₹500 per bounce plus applicable taxes.
Stamp Duty	At actuals (as per state)
No Other Hidden Charges

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

Eligibility Criteria for Personal Loan Ratnagiri

The following points highlight our straightforward eligibility criteria for Personal Loans in Ratnagiri:

Age

Citizenship

Employment

Work Experience

Monthly Income

Age - Between 21 to 60 years.
Citizenship - The applicant must be an Indian citizen.
Employment - Full-time job at specified organisations (Central Govt, PSU, MNCs, etc.) required for eligibility.
Work Experience - Minimum 1 year experience
Monthly Income - Net salary of at least ₹30,000 per month.

Documents Required to Apply for a Personal Loan in Ratnagiri

The following is the list of documents required for a Personal Loan in Ratnagiri:

KYC documents
Income proof

Address proof
Employment proof

KYC documents - Government-issued IDs such as PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport.
Income proof - Latest salary slips for the last 3 months and bank statements for the past three months.
Address proof - Rent agreement, utility bills, or passport.
Employment proof - Employee ID card or official mail ID.

Features and Benefits of Personal Loan in Ratnagiri

The following points highlight the features and benefits of Personal Loan in Ratnagiri:

Higher Loan Amount
Attractive Rates of Interest
Hassle-Free Application Process
Minimal Documentation

No Hidden Charges
Flexible Repayment
No Foreclosure Charges
Quick Disbursal

Higher Loan Amount: Get up to ₹50 Lakh with no restriction on the end use.
Attractive Rates of Interest: Access interest rates as low as 9.99% p.a.
Hassle-Free Application Process: Apply online and access instant funds.
Minimal Documentation: Provide just the basic eligibility documents.
No Hidden Charges: Get a loan with zero hidden charges.
Flexible EMIs: Choose a repayment tenure that best fits your repayment capabilities.
No Foreclosure Charges: Prepay your loan amount with zero foreclosure charges*.
Quick Disbursal: Get instant disbursal for your instant needs.