Get a Personal Loan in Raigarh with Poonawalla Fincorp
Raigarh is well-known as the ‘Cultural capital of Chhattisgarh’ and is famous for its ‘Kathak’. The city is also known for coal reserves and power generation with a rapidly growing industrial area in the state of Chhattisgarh. Since it is a hub for several businesses, people at Raigarh have various financial needs due to both domestic and business reasons. Being a trusted lender in Raigarh, you can avail of a Personal Loan from Poonawalla Fincorp at attractive interest rates.
Poonawalla Fincorp offers Personal Loans in Raigarh with a flexible repayment tenure and minimal documentation. With us, you can embark on a journey towards financial success with ease. We aim to be your trusted partner in fulfilling your aspirations in this dynamic city.
Personal Loan EMI Calculator
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Interest Rates and Charges for Personal Loans in Raigarh
At Poonawalla Fincorp, we offer a Personal Loan at competitive interest rates starting from 9.99%* p.a. onwards to help you save on loan EMI. Below, you will find more in-depth information:
Interest Rate | Starting from 9.99%*p.a. |
Loan Amount | ₹1 Lakh to ₹50 Lakh |
Loan Processing | Up to 3% |
Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
Loan Tenure | 12-84 months |
Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
Default Charges | 24% per annum |
Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable charges |
Stamp Duty | At actuals (as per state) |
No Other Hidden Charges |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Personal Loans in Raigarh
When you avail of a Personal Loan in Raigarh from Poonawalla Fincorp, you get several benefits including –
- Easy and hassle-free loan process
- Flexible repayment tenure
- Quick approvals
- Minimal documentation
- Zero foreclosure/ pre-payment charges
We Offer a Personal Loan in Raigarh for:
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Government employees
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Salaried Doctors
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Chartered Accountants
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Company Secretaries
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Salaried individuals
Types of Personal Loans in Raigarh
We understand that our customers require money for different purposes in certain situations. To meet all of your financial requirements, we offer the following types of Personal Loans in Raigarh:
- Travel Loans
- Wedding Loans
- Home Renovation Loans
- Medical Loans
How to Apply for a Personal Loan in Raigarh?
Poonawalla Fincorp offers a 100% digital process where you can get a instant loan by following these steps:
- Assess your loan eligibility on our official website.
- Choose your desired loan option and click on 'Apply Now.'
- Fill out the application form.
- Submit the required documents.
Our team will review your application promptly and disburse the loan amount upon successful verification. Alternatively, you can visit our branch in person at the provided address.
Apply for Personal Loan In Raigarh within 5 Minutes
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Online
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Click on ‘Apply Now’ and complete the application form
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Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Frequently Asked Questions
We require minimal documentation due to our 100% digital process. Some necessary documents are –
- KYC documents – eg. PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
- Current address proof – eg. utility bills
- Income papers – eg. latest salary slip
- Financial documents – eg. salary credit bank statement
Unsecured personal loans offer several advantages compared to other loans:
- No collateral required
- Fast funding
- Versatility in usage
- Low interest rates
- Flexible loan terms
*Terms & Conditions Apply