Personal loan in Jharkhand @9.99%* Rate

Jharkhand stands as one of the world's richest mineral zones, boasting India's largest reserves of minerals and coal. The region's thriving economy often demands quick access to funds to manage unexpected expenses. Get up to ₹30 Lakh Personal Loan in Jharkhand from Poonawalla Fincorp with minimal documentation and quick disbursal without pledging collateral. Apply now!

Personal Loan EMI Calculator

Use a Personal Loan EMI calculator to plan your repayments. Enter the loan amount, interest rate, and tenure to calculate your EMIs instantly.

Loan Amount

1,00,000 30,00,000

Interest Rate %

9.9% 30%

Tenure

1 Year 5 Years

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Personal Loan Interest Rates in Jharkhand

Look at the following table to learn about our Personal Loan interest rates in Jharkhand and the other applicable charges:

Personal Loan Interest Rates	9.99%* p.a. onwards
Loan Amount	₹1 Lakh to ₹30 Lakh
Loan Processing Fees	Up to 2% plus applicable taxes
Lowest EMI Per Month	Starting from ₹2,124* per Lakh for 60 months
Loan Tenure	12 – 60 months
Pre-payment/Foreclosure Charges	0%* If paid from own sources & 4% If paid from other sources
Default Interest	2% per month
Re-payment Instrument Dishonour Charges	₹500 per bounce plus applicable taxes
Stamp Duty	At actuals (as per state)
No Other Hidden Charges

Eligibility and Criteria for Personal Loan in Jharkhand

Here are the eligibility requirements for a Personal Loan in Jharkhand:

Age

Citizenship

Employment

Work Experience

Monthly Income

Age - Between 22 to 57 years.
Citizenship - The applicant must be an Indian citizen.
Employment - Full-time job at specified organisations (Central Govt, PSU, MNCs, etc.) required for eligibility.
Work Experience - Minimum 1 year experience.
Monthly Income - Net salary of at least ₹30,000 per month.

Documents Required to Apply for a Personal Loan in Jharkhand

Here is the list of documents required for a Personal Loan in Jharkhand:

KYC documents
Income proof

Address proof
Proof of Employment

KYC Documents: Government-issued IDs such as PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport.
Income Proof: Latest salary slips for the last 3 months and bank statements for the past three months.
Address proof : Rent agreement, utility bills, or passport.
Proof of Employment : Employee ID card or official mail ID.

Benefits and Features of a Personal Loan in Jharkhand

The features and benefits of availing of a Personal Loan from Poonawalla Fincorp are:

Instant Disbursal
Minimal Documentation
Zero hidden charges
Collateral-free

Flexible EMIs
No End Usage Restriction
Easy Application

Instant Disbursal: Get the loan credited to your bank account instantly after verification.
Minimal Documentation: Submit the KYC documents, address proof, employment proof and income proof.
Zero Hidden Charges: All fees are disclosed at the time of application.
Collateral-free: No need to pledge collateral to get a Personal Loan.
Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 60 months.
No End Usage Restriction: Use the loan to meet any financial requirement.
Easy Application: Hit the ‘Apply Now’ button to get a Personal Loan!