Avail of Online Personal Loans with Minimal Documentation
Kottayam, located in the southern state of Kerala, is a vibrant and picturesque city that is famous for its lush greenery, serene backwaters, and sprawling rubber plantations. Kottayam is also renowned for its contribution to literature and publishing, earning it the title of the “City of Letters.” What’s more, with its growing population and expanding economy, Kottayam is witnessing infrastructural advancements and modernization in various sectors.
As Kottayam embraces development, it strives to maintain its cultural heritage and natural beauty, creating a harmonious blend of growth and preservation. As a result, the residents of Kottayam are investing further in their lifestyles and global aspirations.
This is where Poonawalla Fincorp’s Personal Loan come in. With flexible repayment options spanning up to 84 months, you can enjoy the freedom to choose a tenure that suits your financial situation. Additionally, our competitive interest rates make our loans even more attractive. Whether you're fulfilling your aspirations or facing unexpected financial challenges, we are here to support you with our convenient and reliable loans for personal use.
Check Monthly EMI Amount For Personal Loan In Kottayam
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EMI Amount = *
Interest Rates and Charges for Personal Loans
Enjoy the benefit of competitive interest rates offered by us, starting at just 9.99%. See below for more details:
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing | Up to 3% |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-84 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Personal Loans
The various features of unsecured loans offered by us include:
- No collateral/security
- Flexible repayment tenure
- Minimal documentation
- Attractive interest rates
We Offer Personal Loan for:
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Salaried Chartered Accountants
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Salaried Company Secretaries
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Salaried Doctors
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Salaried Individuals
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Government Employees
Types of Personal Loans
Recognizing the unique financial needs of individuals, we provide tailored solutions through an extensive selection of Personal Loans. We offer the following types of loans:
- Wedding Loans
- Home Renovation Loans
- Medical Loans
- Travel Loans
With our streamlined and efficient process, you can apply for a loan for personal use with ease and receive the funds on time, ensuring a hassle-free borrowing experience. You can also visit our branch at the address mentioned below for any queries.
How to Apply for a Personal Loan?
Follow the steps mentioned below to apply for a loan for personal use:
- Step 1: Click ‘Apply Now’
Fill out the form online to start your loan application. - Step 2: Upload Documents
Provide your KYC documents to complete the verification. - Step 3: Get Funds
Get the loan amount disbursed to your bank account.
Apply for Personal Loan within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Poonawalla Fincorp Branch Address in Kottayam
Poonawalla Fincorp Limited
Address : 1st floor, Vetteel Estate, Kanjikuzhy, Kottayam, Kerala-686004
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
When applying for a loan for personal use from a reputable lender like us, the documentation requirements are straightforward and hassle-free. Here is a provisional list of documents required to apply for a loan:
- KYC Documents: PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Proof of Current Address: Passport/Utility bills/Rent Agreement
- Income Documents: Latest salary slip or income proof
- Financial Documents: Bank statements for the past three months
- Proof of Employment: Official mail ID confirmation or Employee ID Card
To avail the best loan offers from us, follow these simple steps to apply:
- Step 1: Click ‘Apply Now’
Fill out the form online to start your loan application. - Step 2: Upload Documents
Provide your KYC documents to complete the verification. - Step 3: Get Funds
Get the loan amount disbursed to your bank account.
*Terms & Conditions apply
