Avail of Online Personal Loans in Kottayam with Minimal Documentation
Kottayam, located in the southern state of Kerala, is a vibrant and picturesque city that is famous for its lush greenery, serene backwaters, and sprawling rubber plantations. Kottayam is also renowned for its contribution to literature and publishing, earning it the title of the “City of Letters.” What’s more, with its growing population and expanding economy, Kottayam is witnessing infrastructural advancements and modernization in various sectors.
As Kottayam embraces development, it strives to maintain its cultural heritage and natural beauty, creating a harmonious blend of growth and preservation. As a result, the residents of Kottayam are investing further in their lifestyles and global aspirations.
This is where Poonawalla Fincorp Personal Loan in Kottayam come in. With flexible repayment options spanning up to 60 months, you can enjoy the freedom to choose a tenure that suits your financial situation. Additionally, our competitive interest rates make our Personal Loans even more attractive. Whether you're fulfilling your aspirations or facing unexpected financial challenges, Poonawalla Fincorp is here to support you with our convenient and reliable Personal Loan.
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Interest Rates and Charges for Personal Loans in Kottayam
Enjoy the benefit of competitive Personal Loan interest rates offered by Poonawalla Fincorp, starting at just 9.99%. See below for more details:
| Interest Rate | Starting from 9.99%*p.a. |
| Loan Amount | ₹1 Lakh to ₹30 Lakh |
| Loan Processing | Up to 2% plus applicable taxes |
| Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-60 months |
| Pre-Payment/Foreclosure Charges | 0%* If paid from own sources |
| Late Payment Charges | 3% per month |
| Cheque Bounce Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Features and Benefits of Personal Loans in Kottayam
The various features of Personal Loans in Kottayam offered by Poonawalla Fincorp include:
- No collateral/security
- Flexible repayment tenure
- Minimal documentation
- Attractive interest rates
We Offer Personal Loan in Kottayam for:
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Salaried Chartered Accountants
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Salaried Company Secretaries
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Salaried Doctors
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Salaried Individuals
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Government Employees
Types of Personal Loans in Kottayam
Recognizing the unique financial needs of individuals, Poonawalla Fincorp provides tailored solutions through an extensive selection of Personal Loans. We offer the following types of Personal Loans:
- Wedding Loans
- Home Renovation Loans
- Medical Loans
- Travel Loans
With our streamlined and efficient process, you can apply for a Personal Loan in Kottayam with ease and receive the funds on time, ensuring a hassle-free borrowing experience. You can also visit our branch at the address mentioned below for any queries.
How to Apply for a Personal Loan in Kottayam?
- Visit our official website to assess your loan eligibility.
- Select the loan option and click on 'Apply Now'.
- Complete the application form.
- Submit the necessary documents.
Apply for Personal Loan In Kottayam within 5 Minutes
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Poonawalla Fincorp Branch Address in Kottayam
Poonawalla Fincorp Limited
Address : 1st floor, Vetteel Estate, Kanjikuzhy, Kottayam-686 004, Kerala
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6 pm
Frequently Asked Questions
When applying for a Personal Loan from a reputable lender like Poonawalla Fincorp, the documentation requirements are straightforward and hassle-free. Here is a provisional list of documents required to apply for a Personal Loan:
- KYC Documents: PAN Card/Aadhaar Card
- Proof of Current Address: Passport/Utility bills/Rent Agreement
- Income Documents: Latest salary slip or income proof
- Financial Documents: Bank statements for the past three months
- Proof of Employment: Official mail ID confirmation or Employee ID Card
To avail the best Personal Loan offers from Poonawalla Fincorp in Kottayam, follow these simple steps to apply:
- Step 1: Visit our website and select the loan type
- Step 2: Provide your basic KYC details and upload the necessary documents
- Step 3: Wait for the assessment of your loan application
- Step 4: Once your loan is approved, you will receive confirmation
- Step 5: Review and authorize the online disbursal of your Personal Loan
*Terms & Conditions apply
